Terms and Conditions:
(i)
The promotion period commences on 25 March 2023 and expires on 24 April 2023, both dates inclusive (the "Promotion Period"). The offers are available to customers who successfully apply for and draw down Hang Seng Handy Cash Personal Instalment Loan within the Promotion Period.
(ii)
During the Promotion Period, customers who have successfully applied for Hang Seng Handy Cash Personal Instalment Loan (excluding Top-up Loan) via Hang Seng Bank Website, Hang Seng Personal e-Banking or Hang Seng Personal Banking mobile app and drawn down the loan with a designated drawdown amount and a minimum repayment period of 36 months will be entitled to up to HKD6,000 Cash Rebate. The applicable Cash Rebate for the corresponding drawdown amount is shown as below.

Drawdown Loan Amount
Repayment Period
Cash Rebate
HKD50,000 - HKD99,999
36 months or above
HKD300
HKD100,000 - HKD199,999
HKD800
HKD200,000 - HKD499,999
HKD1,500
HKD500,000 - HKD999,999
HKD2,000
HKD1,000,000 - HKD1,499,999
HKD2,500
HKD1,500,000 or above
HKD6,000

The applicable Cash Rebate will be credited to customer’s repayment account by 30 September 2023 without prior notice. Customers must have no record of default or early settlement of their instalment loan before the rebate is credited. If customers settle their instalment loans ahead of schedule after the crediting of the rebate, he / she shall return the rebate in full to Hang Seng Bank Limited (“Hang Seng”) upon settlement of the loan. Each eligible customer could enjoy the offer once only in the Promotion Period.
(iii)
No person other than the customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.
(iv)
These terms and conditions are subject to prevailing regulatory requirements.
(v)
These terms and conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
(vi)
Hang Seng reserves the right to terminate the above offers at any time or to vary the same and the related terms and conditions from time to time.
(vii)
In case of any dispute from customers, the decision of Hang Seng shall be final.
(viii)
The English version of these terms and conditions shall prevail whenever there is any discrepancy between the English and Chinese versions.