Hang Seng Bank
Online Personal Instalment Loan From apply to cash disbursement through mobile app Up to HKD1,000 Cash Rebate for Online and Mobile Application

Dear Customer,












Hang Seng Bank

Terms and Conditions

Remark: All annualised percentage rates are calculated using the Net Present Value Method in accordance with the Code of Banking Practice. The annualised percentage rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). The offers are applicable to Hang Seng Handy Cash Personal Instalment Loan only (not applicable to Top-up Loan). Hang Seng reserves the right to terminate the above offers at any time or to vary the same and the related terms and conditions from time to time. The approval of the loan is subject to Hang Seng's final decision. In case of any dispute, the decision of Hang Seng shall be final. For loan and offer details, interest rates, handling charges, annualised percentage rates, terms and conditions, please contact Hang Seng staff or refer to the application form. The salary scheme of our representatives (included basic salary and incentive) is based on their performance of various aspects and not only the sales target achieved.

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