Hang Seng Bank Limited

Terms and Conditions of the promotion offers:

General
•	The promotion period is from 1 July 2016 to 30 September 2016 (“Promotion Period”).
•	Unless otherwise specified, the offers below cannot be used in conjunction with other promotional offers of any similar type products / services offered by Hang Seng Bank Limited (the “Bank”).
•	No person other than the Customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
•	These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
•	These Terms and Conditions are subject to prevailing regulatory requirements.
•	The Bank reserves the right to suspend, vary or discontinue the offer and amend its terms and conditions at any time without prior notice.
•	The decision of the Bank on all matters relating to the offers shall be final and binding on all parties concerned.
•	In case of any discrepancy between the English and the Chinese versions of these terms and conditions, the English version shall prevail.

(1) $0 Fund Subscription Fee for “Monthly Investment Plan for Funds” for the first 3 months offer:
a.	The offer is applicable to customers who are holding an Integrated Account (“Eligible Customer(s)”), but are not applicable to commercial customers, the staff of the Bank or any party who enjoys special privileges and offers.
b.	The offer is applicable to the Investment Fund Account (under the account number suffix of 382) of the Integrated Account (“Eligible Account”).
c.	Eligible Customer has to set up a new Hang Seng “Monthly Investment Plan for Funds” (“Eligible Fund Plan”) via Hang Seng Personal e-Banking using the Eligible Account during the Promotion Period (excluding any amendment made to an existing “Monthly Investment Plan for Funds”), and (i) did not set up and/or cancel any Monthly Investment Plan for the same fund via the same Eligible Account within a period of 3 months preceding the set up date of the relevant Eligible Fund Plan, and (ii) successfully paid the required monthly investment amount for the 6 consecutive calendar months immediately following the plan set-up month of the relevant Eligible Fund Plan in order to enjoy the first 3-month fund subscription fee waiver of the relevant Eligible Fund Plan.
d.	Eligible Customer is required to pay fund subscription fee with regard to the monthly investment amount of the Eligible Fund Plan first. Waived fund subscription fee will be credited as cash rebate into relevant HKD settlement account of the Eligible Account on or before 31 May 2017. If any subscribed fund is denominated in a currency other than the HKD, the Bank will convert the waived fund subscription fee into the HKD based on the exchange rate determined by the Bank on 31 March 2017. In such circumstances, the cash rebate amount will not be calculated based on the actual fund subscription fee paid by the customer.
e.	There is no maximum number of Eligible Fund Plan customer can set up with each Eligible Account.
f.	Customers should maintain the relevant Eligible Account and the settlement account of the Eligible Account and the Eligible Fund Plan must still be valid when the cash rebate is credited; otherwise the Eligible Customer will not be entitled to the cash rebate.

(2) "Monthly Investment Plan for Funds" as low as 2% fund subscription fee offer:
a.	Index Funds include funds under “Index Fund Series”, and index leveraged funds. For details, please refer to the Fund List in Monthly Investment Plan for Funds on www.hangseng.com/fundsupermart.
b.	Bond Funds refer to funds categorized as “Fixed Income” by fund type in the Fund List in Monthly Investment Plan for Funds on www.hangseng.com/fundsupermart.
c.	The subscription fee offer depends on the fund type as stated above. Please contact the Bank's staff for details.
Please note that: This fund subscription fee offer cannot be used in conjunction with other fund subscription fee offers of the Bank.

(3)

The relevant Monthly Investment Plan for Funds and the relevant credit card account should still be valid with good standing when the Cash Dollars are credited. The Hang Seng Credit Cards to which the Cash Dollars can be credited exclude Hang Seng Corporate Cards, Hang Seng Commercial Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards*, e-shopping MasterCard and Private Label Cards. Cash Dollars are not transferable and cannot be redeemed for cash. Earning and use of Cash Dollars is subject to the applicable terms and conditions for the Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868.


*	Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.

Payment by Credit Card is only available to customers who invest in subscription fee class (class A units) under the Monthly Investment Plan for Funds. Except Hang Seng Corporate Cards, Hang Seng Commercial Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards, e-shopping MasterCard and Private Label Cards, all Hang Seng Credit Cards are eligible for payment of the monthly investment amount.