Hang Seng Bank
Travel Insurance Winter Fabulous Offers
Up to 40% premium discount and
55x Cash Dollars

Dear Hang Seng Credit Card Customer,





Hang Seng Bank

Notes:
1.
During the Promotion Period, Travelsure Protection Plan Single Trip Cover is available to customers who is aged under 100 (at the departure date). However, the maximum amount for the benefits of Medical and Other Related Expenses and Personal Accident will be limited to 50% if the Insured Person is aged 70 or above (at the date of incident).
2.
During the Promotion Period, the customers aged from 75 to 99 (on the departure date) can apply Travelsure Protection Plan Single Trip Cover via the 24-hour Application Hotline.
3.

The premium discount offer is applicable to successful application of a Single Trip Cover via the following designated application methods:
^ "First-time Successful Application Customers" refers to customers who have not successfully applied for the Travelsure Protection Plan Single Trip Cover in the capacity of the policyholder in the past 24 months.
# "Selected Customers" refers to customers who have successfully applied for the Travelsure Protection Plan Single Trip Cover in the capacity of the policyholder in the past 24 months and will be entitled to an additional “Loyalty Reward” premium discount of 5% (i.e. 40% premium discount in total) if they successfully apply for a Single Trip Cover again via , Hang Seng Personal e-Banking, 24-hour Application Hotline or Hang Seng Credit Card Customer Service Hotline.

4.
Selected Hang Seng Credit Card Customers ("Customers") can enjoy the following offers upon successful application of Single Trip Cover under the Travelsure Protection Plan, and paid the premium with Hang Seng Credit Card or Hang Seng Bank Account during the Promotion Period:
a.
For customers who pay the premium with Hang Seng Credit Card, they will enjoy an extra 34x Cash Dollars for each HKD250 Net Premium Amount (“Net Premium Amount”) paid besides of 1x Cash Dollars basic reward, total 35x Cash Dollars. Customers can enjoy $200 Cash Dollars at maximum.
b.
For customers who pay the premium with Hang Seng Bank Account, customers will enjoy HKD30 Cash Rebates for each HKD250 Net Premium Amount (“Net Premium Amount”) paid. Customers can enjoy HKD200 Cash Rebates at maximum.
5.
"Net Premium Amount" refers to the payable premium amount after applying premium discount and any applicable gift voucher(s).
6.
Selected Hang Seng Credit Card Customers ("Customers") can enjoy the following offers upon successful application of Annual Global Cover or Annual China Cover under the Travelsure Protection Plan, and paid the premium with Hang Seng Credit Card or Hang Seng Bank Account during the Promotion Period:
a.
For customers who pay the premium with Hang Seng Credit Card, customers will enjoy an extra 54x Cash Dollars for each HKD250 Net Premium Amount (“Net Premium Amount”) paid besides of 1x Cash Dollars basic reward, total 55x Cash Dollars. They can enjoy $200 Cash Dollars at maximum.
b.
For customers who pay the premium with Hang Seng Bank Account, customers will enjoy HKD50 Cash Rebates for each HKD250 Net Premium Amount (“Net Premium Amount”) paid. Customers can enjoy HKD200 Cash Rebates at maximum.

For Terms and Conditions for the promotion offers, please click here.

In the event of any discrepancy or inconsistency between the English version and the Chinese versions of the above information, the English version shall apply and prevail.

The Travelsure Protection Plan (this “Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited ("QBE GIHK") which is authorised and regulated by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE GIHK for the distribution of this Plan. Premiums will be payable to QBE GIHK upon application of this Plan. QBE GIHK would provide Hang Seng Bank commission and performance bonus accordingly in respect of the selling of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly QBE GIHK and the customer.

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