Hang Seng Bank
Exclusive Spending Privileges for Hang Seng enJoy Card
Spend and earn up to 30x enJoy Dollars

Dear Customer,



Hang Seng Bank

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According to Added Value Banking Study 2005-2015, among personal banking customers of the 8 major banks in Hong Kong.
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Not applicable to “Offer 2”.
Not applicable to Android Pay of “Offer 2”.
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The offer of IKEA is valid from 4 March to 14 April 2017.
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The Fridays are 3, 10, 17, 24, 31 March, 7 and 14 April 2017.
Service is subject to relevant terms and conditions, please visitor for details. Also, mobile payment service is not applicable to Hang Seng enJoy Card year-round discount offers at some of the “Designated Merchants”, please check with merchant staff for details.

Terms and Conditions of “Up to 30x enJoy Dollars Promotion” (the “Promotion”):
General Terms and Conditions:
1.
Unless otherwise specified, the promotion period is from 1 March 2017 to 14 April 2017 (“Promotion Period”).
2.
The promotion is valid in IKEA from 4 March to 14 April 2017.
3.
Net spending means the final amount on a single sales slip (excluding purchase of Gift Cards, cash or gift vouchers, infant milk formula powder (stage 1), charges on plastic shopping bags, and any purchase at GNC specialty counter in APITA) charged to the eligible credit cards (eligible credit cards vary for each offer, please refer to the relevant terms and conditions of each offer for details). The use of Cash Dollars, enJoy Dollars, cash or gift vouchers, Gift Cards, other discounts or offers will not be taken into account when calculating net spending.
4.
Customers must successfully register their eligible credit card(s) once by calling 2998 6000 during the Promotion Period in order to be eligible for this promotion. No alteration or cancellation can be made to the registration or extra reward, and the extra reward cannot be transferred or converted into cash under any circumstances.
5.
All eligible transactions (eligible transactions vary for each offer, please refer to the relevant terms and conditions of each offer for details) must be completed within the relevant Promotion Period and posted to the relevant credit card accounts respectively on or before 28 April 2017.
6.
The enJoy Dollars reward will be rounded down to the nearest dollar.
7.
Use of enJoy Dollars is subject to the relevant terms and conditions. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
8.
All transactions that are found to be fraudulent or eventually cancelled / returned will be considered as ineligible transactions and are not applicable to this promotion. Hang Seng Bank Limited (“Hang Seng”) will determine the eligibility of all rewards based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
9.
The extra reward will be credited to the relevant card accounts in July 2017, and such credit card accounts should remain valid and in good standing when the extra reward is credited. Customers can log in to Hang Seng Personal e-Banking (if applicable) or call 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
10.
Customers must keep original sales slips of all posted transactions (if applicable). Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
11.
Offers shall be terminated upon closure of the Designated Merchants.
12.
All products, services and information in this promotion are directly sold and supplied to customers by the Designated Merchants who are solely responsible for all related obligations and liabilities.
13.
Hang Seng and each of the Designated Merchants reserve the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of any disputes, the decision of Hang Seng and each of the Designated Merchants shall be final.
14.
No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
15.
These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
16.
These Terms and Conditions are subject to prevailing regulatory requirements.
17.
The English version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

Specific Terms and Conditions for “Offer 1”:
18.
The eligible credit cards for Offer 1 are Hang Seng enJoy Card, including enJoy Visa Card, enJoy Visa Platinum Card, enJoy Spending Card, enJoy Business Card and enJoy Commercial Card (except enJoy Private Label Card) (“Eligible Credit Cards for Offer 1”).
19.
Transactions with a single net spending of specified amount at selected “Designated Merchants” conducted with the Eligible Credit Cards for Offer 1 during the Promotion Period (including Visa payWave contactless transactions and online transactions at selected “Designated Merchants”) will be eligible transactions for Offer 1. Eligible Transactions made online at Market Place by Jasons e-supermarket, “Wellcome Delivers”, IKEA, Maxim’s Cakes and Arome Bakery are based on the order dates, while Eligible Transactions made by online ordering at Pizza Hut Hong Kong are based on the transaction dates. For interest-free instalment purchase at IKEA, only the monthly instalment amount of HKD600 or above in March and April 2017 respectively are considered as Eligible Transactions. (“Eligible Transactions for Offer 1”).
20.
During the Promotion Period, all Eligible Transactions for Offer 1 made on selected Fridays (3, 10, 17, 24, 31 March, 7 and 14 April 2017) will be entitled to 20 times enJoy Dollars reward, whereas 3 times enJoy Dollars can be earned on other days during the Promotion Period (including the prevailing reward of 2 times enJoy Dollars).
21.
During the Promotion Period, the total reward for each Credit Card account in Offer 1 is limited to a maximum of extra $500 enJoy Dollars. If the principal card and its supplementary card share the same credit limit (i.e. the same credit card account), the total reward will be combined and credited to the principal card account, i.e. a total of extra $500 enJoy Dollars can be earned.

Specific Terms and Conditions for “Offer 2”:
22.
The eligible credit cards for Offer 2 are Hang Seng enJoy Card which are registered to Apple Pay or Android Pay, including enJoy Visa Card and enJoy Visa Platinum Card (excluding enJoy Private Label Card, enJoy Spending Card, enJoy Commercial Card and enJoy Business Card) (“Eligible Credit Card for Offer 2”).
23.
Transactions with a single net spending of specified amount at selected “Designated Merchants” conducted with the Eligible Credit Card for Offer 2 and made by Apple Pay or Android Pay in-store will be eligible transactions for Offer 2. (“Eligible Transactions for Offer 2”).
24.
During the Promotion Period, all Eligible Transactions for Offer 2 will be entitled to extra 10 times enJoy Dollars reward. In addition to “Offer 1”, a total of 30 times enJoy Dollars can be earned for Eligible Transactions for Offer 2 made on selected Fridays, whereas a total of 13 times enJoy Dollars can be earned on other days (including the prevailing reward of 2 times enJoy Dollars).
25.
During the Promotion Period, the total reward for each Credit Card account in Offer 2 is limited to a maximum of extra $200 enJoy Dollars. If the principal card and its supplementary card share the same credit limit (i.e. the same credit card account), the total reward will be combined and credited to the principal card account, i.e. a total of extra $200 enJoy Dollars can be earned.
26.
To be entitled to Offer 2, the Eligible Credit Card for Offer 2 should remain valid in customer’s Apple Pay or Android Pay (according to the record as of 31 May 2017 17:00; if customer receives a reissued card of the added eligible credit card, customer is required to add the reissued card to Apple Pay or Android Pay again) and such credit card accounts should remain valid and in good standing.
27.
Offer 2 is subject to the relevant terms and conditions, please visitor for details.
 
Note: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.
Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Android Pay is trademark of Google Inc..

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