Vital Care Voluntary Health Insurance Flexi Plan (the "Plan") is a VHIS plan certified by the Health Bureau of Hong Kong and underwritten by HSBC Life (International) Limited ("HSBC Life").

Vital Care Voluntary Health Insurance Flexi Plan

This Plan provides multiple flexible options, including the newly launched Platinum plan tier (Standard Private Ward), taking care of you and your family's various medical needs, even when you are staying abroad. Being eligible to apply for tax deduction for up to HKD8,0007 , it is a medical cover friendly to your wallet!

Plan Features
Comprehensive Medical Protection
Full coverage1 for hospitalisation and surgical fees including innovative liver cancer treatments like histotripsy and specified reconstructive surgeries. No sub-limits with annual benefit limit up to HKD40,000,0002 per policy year, covering unknown (prior to the policy issuance date) pre-existing conditions3 as well
Flexible plan options with global coverage selection
5 plan options with coverage over a variety of geographic locations/regions4 or even worldwide5, each with different levels of annual deductibles at your selection
Robust Outpatient and Recovery Support
Up to full coverage1 over pre- and post-confinement outpatient visits and/or emergency consultations, and offering up to 90 days of home nursing service after surgery to support your recovery
Cashless Arrangement
Cashless Arrangement6 without any upfront out-of-the-pocket medical expenses
Tax Deduction
Eligibility to apply for a tax deduction of up to HKD8,000 a year7
Guaranteed Policy Renewal
All-round protection for your health with guaranteed policy renewal up to age 1008
Comprehensive Medical Protection
Full coverage1 for hospitalisation and surgical fees including innovative liver cancer treatments like histotripsy and specified reconstructive surgeries. No sub-limits with annual benefit limit up to HKD40,000,0002 per policy year, covering unknown (prior to the policy issuance date) pre-existing conditions3 as well
Flexible plan options with global coverage selection
5 plan options with coverage over a variety of geographic locations/regions4 or even worldwide5 , each with different levels of annual deductibles at your selection
Robust Outpatient and Recovery Support
Up to full coverage1 over pre- and post-confinement outpatient visits and/or emergency consultations, and offering up to 90 days of home nursing service after surgery to support your recovery
Cashless Arrangement
Cashless Arrangement6 without any upfront out-of-the-pocket medical expenses
Tax Deduction
Eligibility to apply for a tax deduction of up to HKD8,000 a year7
Guaranteed Policy Renewal
All-round protection for your health with guaranteed policy renewal up to age 1008

Please refer to the product brochure for the details of the Vital Care Voluntary Health Insurance Flexi Plan (including the exact terms, conditions, risks and exclusions).

PROMOTION OFFER

Customers who successfully apply for any plan in our VHIS series can enjoy the designated insurance offer.

Up to 50% first-year premium discount^ upon successful application during the promotion period.

Up to 60% first-year premium discount^ for family enrolment!