Online Trading of Bonds and Structured Products

Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

Grabs investment opportunity with online trading of bonds and structured products

In a capricious investment market, investing in various products can be a way to enhance the diversity of your investment portfolio. We offer a wide array of bonds and structured products in which flexible investment tenors and comprehensive combinations to match with your needs and investment strategies. You can subscribe for bonds and structured products via Hang Seng Personal e-Banking and Hang Seng Personal Mobile App, to grasp investment opportunities anytime and anywhere.

Online Subscription Offer

From 1 October to 31 December 2024, upon successful subscription of designated investment products, you will get a lucky draw chance to win a HKD5,000 Klook e-Gift Card (6 winners in total)!

Designated investment products	Lucky draw chance
Subscribe for IPO bonds	1 Time
Subscribe for secondary market bond	1 Time
Subscribe for Structured Products (exclude Capital Protected Investment Deposit, MaxiInterest Investment Deposit)	1 Time

Terms and Conditions

apply to the online subscription offer

For details about Bonds and
Certificates of Deposit Product

For details about Bonds and Certificates of Deposit Product, please visit Hang Seng Bank Website > Investment > Bonds, CDs and ELIs > Bonds and Certificates of Deposit Trading Services

For details about Bonds and Certificates of Deposit Product, please visit Hang Seng Bank Website > Investment > Bonds and Certificates of Deposit Trading Services

For details about
Structured Notes

For details about Structured Notes , please visit Hang Seng Bank Website > Investment > Bond, CDs and Structured Products > Structured Notes

The above offers are not and should not be considered as recommendation, and does not constitute, nor is it intended to be, nor should it be construed as any advice, offer or solicitation to deal in any of the investment products or services mentioned herein. Where necessary, please consult an independent financial consultant for professional advice. For details, please refer to the relevant Terms and Conditions and the relevant products' offering documents.
Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and past performance information presented is not indicative of future performance. Investors must make their own assessment of the relevance, accuracy and adequacy of the information, projections and/or opinions provided on this information and make such independent research/investigations as they may consider necessary or appropriate for the purpose of such assessment. Hang Seng does not make any representation or recommendation or assessment as to whether or not any of the investment(s) mentioned herein is/are suitable or applicable to any persons and thus shall not be held responsible in this regard.

Important Risk Warning of Bond and Certificate of Deposit Product

Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours but you should not invest in a bond/CD unless the intermediary who sells it to you has explained to you that the bond/CD is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.
Bonds are not deposits and should not be treated as substitute for conventional time deposits.
Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment.
Renminbi (RMB) is not a freely convertible currency. As such, investors trading bonds and/or CDs denominated in RMB are subject to additional risks (such as currency risk).
The above is not an exhaustive list of risk factors. Please refer to the section on “Risk Factors” in the relevant “Bond / Certificate of Deposit Trading Services” Factsheet to understand other risk factors applicable to bonds and CDs.
The information displayed does not constitute nor is it intended to be construed as any professional advice, offer, solicitation or recommendation to deal in Bonds / CDs. Investors should be aware that all investments involve risks (including the possibility of loss of the capital invested). The prices of Bonds and CDs may go up as well as down and past performance is not indicative of future performance. Investors should not only base on this information alone to make investment decisions, and should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should read the relevant product offering documents and terms and conditions (including the full text of the risk factors therein) in detail before making any investment decisions. Investors should obtain independent professional advice if they have concerns about their investment.
No guarantee, representation, warranty or undertaking, express or implied, is made as to the fairness, accuracy, timeliness, completeness or correctness of any general financial and market information, news services and market analysis, projections and/or opinions (“Market Information”) provided above and the basis upon which any such Market Information have been made, and no liability or responsibility is accepted by the Bank in relation to the use of or reliance on any such Market Information whatsoever provided in the webinar.
Investors must make their own assessment of the relevance, accuracy and adequacy of the information provided and make such independent research/investigations as they may consider necessary or appropriate for the purpose of such assessment. The Bank does not make any representation or recommendation or assessment as to whether or not any of the investment(s) mentioned are suitable or applicable to any persons and thus shall not be held responsible in this regard.

Risk Disclosure of Structured Products

Structured Products involve derivatives. The investment decision is yours but you should not invest in a Structured Product unless the intermediary who sells it to you has explained to you that the Structured Product is suitable for you having regard to your financial situation, investment experience and investment objectives. Structured Product is a complex product and you should exercise caution in relation to Structured Products. The market value of the Structured Products may fluctuate and investors may sustain a total loss of their investment. Prospective investors should therefore ensure that they understand the nature of the Structured Products and carefully study the risk factors set out in the offering documents for the Structured Products and, where necessary, seek independent professional advice, before they decide whether to invest in any Structured Products. If you purchase the Structured Products, you are relying upon the creditworthiness of the Issuer of the Structured Products.
Liquidity risk - Structured Products are designed to be held to its maturity. You may not be able to sell your investment in the Structured Products before maturity. If you try to sell the Structured Products before maturity, the amount you receive may be substantially less than the investment amount you paid for the Structured Products.
Credit risk of the Structured Products issuer - Structured Products constitute general unsecured and unsubordinated contractual obligations of the issuer. When you buy Structured Products, you will be relying on the creditworthiness of the Structured Products issuer and of no other person. You have no rights under the terms and conditions of the Structured Products against any issuer of any linked underlying(s). If the relevant Structured Products issuer becomes insolvent or default on its obligations under the Structured Products, in the worst case scenario, you could lose all of your investment.
Not the same as investing in linked underlying(s) - Investing in Structured Products is not the same as investing in the linked underlying(s). Changes in the market price or level of any linked underlying(s) may not lead to a corresponding change in the market value of, or your potential gain or loss under, the Structured Products.
Before making any investment, investors should
- read and fully understand all the offering documents relating to Structured Products and all the risk disclosure statements and risk warnings therein; and
- make investment decisions in light of your own investment objectives, financial position and particular needs and where necessary consult your own professional advisers before investing.