Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

Risk Disclosure of Investment Funds:
Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

The risks for funds which are index funds include but not limited to:

Tracking error risk:
There can be no assurance that the performance of the relevant fund will be identical to the performance of the relevant index. Factors such as the fees and expenses borne by the relevant fund, the time differences associated with portfolio re-balancing, the prices at which the constituent stocks of the relevant index are acquired or disposed by the relevant fund, the market condition at the relevant time of acquisition or disposal, the index-tracking strategies or financial derivative instruments used will affect the performance of such fund relative to the relevant index.
Passive investment risk:
Fund manager does not have any discretion to select stocks individually or to take defensive positions in declining markets or changes in the composition of the index. Hence, any fall in the relevant index will result in corresponding fall in the value of the relevant fund. The composition of the relevant index may change and stocks currently comprising the relevant index may subsequently be delisted. Other stocks may also be added subsequently to become constituent stocks of the relevant index.
Concentration risk:
The relevant fund may be concentrated in a single or particular sector(s) or single country/ region. The performance of the relevant fund could depend substantially on the performance of the relevant single or particular sector(s)/ market(s) and the relevant fund is likely to be more volatile than a broad-based fund as it is more susceptible to adverse conditions in the relevant single or particular sector(s)/ market(s). In seeking to reflect the weightings of constituent stocks of the relevant index, investments of the relevant fund may be concentrated in a single constituent stock or several constituent stocks. The performance of the relevant index and the fund may be significantly affected by the price fluctuation of one or several of the constituent stocks of the relevant index.

Risks associated with Distribution out of the Cash Dividend Fund’s Capital:

Payment of dividends out of capital amounts to a return or withdrawal of part of an investor’s original investment or from any capital gains attributable to that original investments. Any such distributions may result in an immediate reduction of the Net Asset Value per Unit.

Risks associated with Equity Market Fund:

The Fund's investment in equity securities is subject to general market risks, whose value may fluctuate due to various factors, such as changes in investment sentiment, political and economic conditions and issuer-specific factors.

The contents of this page have not been reviewed by the Securities and Futures Commission.

It takes just a few simple steps to set up a Hang Seng Monthly Investment Plan for Funds via e-Banking, and build your long term investment habit comfortably at home.

How to allocate your assets in a flexible manner to seize investment opportunities amid hectic ups and downs in the market?


Master the 4 Key Benefits of Monthly Investment Plan for Funds

1

HKD500 Minimum Monthly Investment Amount – Extra Low

Develop long-term investment habit with less capital through monthly contributions

2

No Termination Fee nor Minimum Investment Tenor

You may rebalance your asset allocation anytime based on your personal circumstances

3

Earn +FUN Dollars1 by paying with your Hang Seng Credit Card

You may choose to pay with credit card or bank account for your convenience

4

Use of Dollar Cost Averaging Strategy to minimize the effect of market volatility

Unleash your investment potential in the long runMore details

1 yuu Reward Points instead of +FUN Dollars would be applicable for enJoy Visa Platinum Card and enJoy Spending Card. Please refer to enjoycard Hang Seng Bank website > Cards > Card Products > enJoy Card.

Hang Seng Monthly Investment Plan for Funds Provides You with Abundant Choices

Funds for Lazybones Index Fund Category

Funds for Lazybones
Index Fund Category

Track the market index to let you stay close to market trends, so that you could focus more time on enjoying life

More details
Funds for Dividend Seekers Cash Dividend Fund Category

Funds for Dividend Seekers
Cash Dividend Fund Category

Expected regular cash dividends as a source of income stream

More details
Funds for Risk Takers Equity Fund Category

Funds for Risk Takers
Equity Fund Category

Gain exposure to multiple stocks to help utilize your capital with flexibility

More details

A wide selection of investment funds is available online at Hang Seng Fund SuperMart


Subscription fee offer of Monthly Investment Plan for Fund

From 1 January to 31 December 2024, set up a "Monthly Investment Plan for Fund" can exclusively enjoy a preferential fund subscription fee offer for as low as HKD8 per month2.
Offer of Monthly Investment Plan for Fund
Fund Type Regular Fund Subscription Fee on monthly investment amount Fund Subscription Fee Offer applicable on the first HK$10,000 or equivalent monthly investment amount
Index Funds 2% 1.5%
Bond Funds 2% 1.5%
Other Fund Types 3% 2%

Terms and ConditionsTerms and ConditionsTerms and Conditionsapply to the offer of subscription fee offer of Monthly Investment Plan for Fund.

2 The offer is only applicable to Prestige Private, Prestige Banking, Preferred Banking and Integrated Account customers (“Eligible Customers”) who successfully set up for “Hang Seng Monthly Investment Plans” via e-Banking. Each single Eligible Fund Plan can enjoy the "Funds Subscription Fee Offer" on the first HKD10,000 or equivalent monthly investment amount, any amount in excess of HKD10,000 or equivalent will be charged at the subscription fee under "Regular Fund Subscription Fee".


Enquiry : 2822 0228

To borrow or not to borrow? Borrow only if you can repay!

The above offer is not and should not be considered as an offer or solicitation to deal in any of the investment products or services mentioned herein.

Note:

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