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Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

Risk Disclosure of Investment Funds:
  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.
Why invest in funds?

Professional fund management

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The professional fund manager and team in charge will make use of their expertise to identify assets with good potential for investment, and then rebalance the portfolio in tune with economic and market trends, in order to manage risks and generate returns in line with the fund’s investment objectives.

Diversification

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Investment funds may perform better in risk diversification, as a fund can invest in a variety of sectors and countries at the same time. Even when an individual stock or bond are affected by the emergence of certain adverse factors, the associated losses can be offset by profits from other holdings in the fund.
Why invest in funds?