Hang Seng FX and Precious Metal Margin Account Opening and Trading Spread Offers

Terms and Conditions for the FX and Precious Metal Margin Account Opening and Trading Offers:

The Promotion Period is from 27 November 2015 to 29 February 2016 ("Promotion Period").

The Offer is applicable to customers who newly open Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account during the Promotion Period. Customers should successfully open a new Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account (personal / joint) during the Promotion Period, and all of the account holder(s) of the new Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account must not hold any Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account or Hang Seng FlexiForex / ProForex Trading Services Account (personal / joint) with Hang Seng Bank Limited (the "Bank") within a period of 6 months preceding the account opening date ("New FX Margin Customers").

From Account Opening Date to 31 March 2016, New FX Margin Customers who successfully complete FX and precious metal margin transactions through Hang Seng Personal e-Banking, Hang Seng FX and Precious Metal Margin Trading App and Manned Trading Hotline (excluding Automated Trading Hotline), are entitled to the as low as 2 basis points trading spread offer and precious metal transaction commission will be waived. The trading spread details are as follows:

Currency / Precious Metal Pair	Trading Spread	Example (the trading spread below is for reference only)
Currency / Precious Metal Pair	Trading Spread	Sell	Buy
EUR / USD	2 basis points	1.14330	1.14350
AUD / USD		0.73270	0.73290
USD / JPY		118.200	118.180
GBP / USD	4 basis points	1.54700	1.54740
USD / CAD		1.29000	1.28960
USD / CHF		0.95040	0.95000
NZD / USD		0.68570	0.68610
USD / CNH	15 basis points	6.34650	6.34500
XAU / USD	60 basis points	1184.70	1185.30

Offer is calculated based on a per account basis, and is not applicable for USD/HKD, foreign currency against HKD, crosscurrency, conditional orders and mark-cut orders.
Offer is applicable to transactions completed under a normal market situation, while the Bank has the right to adjust the relevant trading spread without prior notice when it deems fit under an extremely volatile market situation or when the turnover is extremely low.

Moreover, New FX Margin Customer who has opened a new Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account during Promotion Period will receive HKD100 cash reward. Offer is calculated on a per account basis. Each new Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account (personal / joint) can receive a maximum of HKD100 cash reward. The HKD100 cash reward will then be deposited by the Bank into the Hong Kong dollar collateral account of Hang Seng FX and Precious Metal Margin Trading Services or Hang Seng Advanced FX and Precious Metal Margin Trading Services Account on or before 30 April 2016. New FX Margin Customers should maintain the related account when the amount is credited.

No person other than the Customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.

These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.

These Terms and Conditions are subject to prevailing regulatory requirements.

Offer cannot be used in conjunction with other FX and Precious Metal Margin Trading Services offers of the Bank and is not applicable to private banking and commercial banking customers.

The Bank reserves the right to suspend, revise or terminate this promotion and the above related offers at any time and to amend the terms and conditions thereof from time to time without prior notice. The decision of the Bank on all matters relating to the above promotion and the related offer shall be final and binding on all parties concerned.