About the definition of the Eligible Incremental Balance
Eligible Incremental Balance means the net growth amount of the average daily deposit balance of the Eligible Deposit Account during the Promotion Period as compared with the deposit balance as of 31 May 2021. All the related account deposit balances shall be based on the records of the Bank.Example:
Assuming that the HKD deposit balance of the customer on 31 May 2021 is $500,000, and with the following deposit balance and transactions during the Promotion Period
HKD deposit balance from 1 – 22 July 2021: | $500,000 | 22 days |
Funds in on 23 July 2021: | +$1,000,000 | |
HKD deposit balance from 23 July – 2 September 2021: | $1,500,000 | 42 days |
Funds out on 3 September 2021: | -$300,000 | |
HKD deposit balance from 3 – 30 September 2021: | $1,200,000 | 28 days |
Average daily deposit balance during the promotion period: | $1,169,565 |
Calculation of average daily deposit balance

Eligible Incremental Balance = $669,565
(Average daily deposit balance during the Promotion Period $1,169,565 – Deposit balance as at 31 May $500,000)
Cash reward entitlement = $500