Join Preferred Banking on mobile to enjoy up to $2,700 in rewards

Open an account via mobile now to enjoy rewards worth up to $2,100 along with a “$0 Starter Combo” to kick-start your investment+insurance journey!

Get your bonus now! Plan smart to make the most of every dollar with Preferred Banking!

Open a Preferred Banking account via mobile, fund-in with new deposits, and maintain the designated "Total Relationship Balance" growth amount within the specified months. Plus, switch to Hang Seng PayDay⁺ Payroll Service or meet the foreign currency deposit growth requirement to unlock an extra reward boost. Enjoy up to HKD1,900 cash rebate — earning your bonus has never been easier! And that’s not all! Exchange foreign currency for your travels or spend with designated credit cards to earn even more. A total of up to $2,700 in rewards is waiting for you. Open an account now and get your bonus now!

New
customer

Existing customer

From 1 January 2025 to 5 May 2025, new customers¹ can enjoy up to $2,700² in rewards

Reward 1：Open an account via mobile with initial fund-in of HKD1,000 to enjoy HKD200 cash rebate⁴

New customers who successfully open a Preferred Banking account via Hang Seng Mobile App with an initial fund-in of HK$1,000 within 7 days of account opening and maintain the deposit for 10 consecutive days will receive a HKD200 cash rebate

Reward 2：Meet the designated “Total Relationship Balance” Growth Amount to enjoy a cash rebate up to HKD1,700⁵

Fund-in and maintain the designated “Total Relationship Balance” Growth Amount within designated months, switch to Hang Seng PayDay⁺ for payroll service and grow foreign currency deposits by minimum HKD30,000 equivalent to enjoy respective cash rebate (as shown in the table below):

Designated “Total Relationship Balance” Growth Amount	Total Relationship Balance Growth Reward	Payroll Reward^{^}	Foreign Currency Deposits Incremental Reward^*	Total cash rebate
HKD100,000 or above – Below HKD200,000	HKD200	HKD400	HKD100	Up to HK$700
HKD200,000 or above – Below HKD500,000	HKD600	HKD400	HKD100	Up to HK$1,100
HKD500,000 or above	HKD1,200	HKD400	HKD100	Up to HK$1,700

^ Switch to Hang Seng PayDay⁺ for payroll service

* Grow foreign currency deposits(including savings, current and time deposits accounts) by minimum HKD30,000 equivalent

Reward 3：Preferential Foreign Currency Savings Rate up to 5% p.a.⁶

Enjoy up to 5% p.a. preferential savings rate by depositing new funds to reach a minimum Eligible Incremental Balance of CAD/AUD/NZD2,000 or GBP1,000

Reward 4、5：Cumulative Foreign Currencies Exchange of HKD20,000 (or its equivalent) or above to earn HKD100 cash rebate⁷ and a foreign currency time deposit interest rate of up to 13.8% p.a.⁸

Reward 4： Complete real time Foreign Currencies Exchange successfully via Hang Seng Mobile App or Hang Seng Personal e-Banking with a cumulative FX Transaction Amount of at least HKD20,000 or its equivalent (excluding HKD to USD or USD to HKD FX transaction(s) within the Eligible FX Transaction Counting Period to enjoy a cash rebate of HKD100

Reward 5： Exchange designated currencies and open a 1-week or 1-month time deposit to enjoy an annual interest rate of up to 13.8% or 4.5%^#
#(Online Exclusive offer) Exchange designated currencies and set up a 1-week or 1-month time deposit to enjoy an extra interest rate of up to 13.8% or 4.5% through Hang Seng Mobile App and Personal e-Banking

Reward 6、7 : Enjoy up to 5% +FUN Dollars rebate⁹ with eligible spending, apply for the designated credit cards to enjoy up to $700 +FUN Dollars^10,11,12

Reward 6： New customers who successfully apply and are approved for a Principal Card of Hang Seng Travel+ Visa Signature Card or Hang Seng MMPOWER World Mastercard, or University/College Affinity Credit Card can enjoy up to 5% +FUN Dollars for transactions made at the designated local fast food/coffee shops during the first 3 months of the new card issuance

Reward 7： Successfully apply and get approved for a Hang Seng Travel+ Visa Signature Card, MMPOWER World Mastercard, or University/College Affinity Credit Card, and fulfill the designated spending requirement to enjoy up to $700 +FUN Dollars

From 1 January 2025 to 5 May 2025, existing customers who upgrade to
Preferred Banking account can enjoy up to $2,500³ in rewards

Reward 2：Meet the designated “Total Relationship Balance” Growth Amount to enjoy a cash rebate up to HKD1,700⁵

Designated “Total Relationship Balance” Growth Amount	Total Relationship Balance Growth Reward	Payroll Reward^{^}	Foreign Currency Deposits Incremental Reward^*	Total cash rebate
HKD100,000 or above – Below HKD200,000	HKD200	HKD400	HKD100	Up to HK$700
HKD200,000 or above – Below HKD500,000	HKD600	HKD400	HKD100	Up to HK$1,100
HKD500,000 or above	HKD1,200	HKD400	HKD100	Up to HK$1,700

^ Switch to Hang Seng PayDay⁺ for payroll service

* Grow foreign currency deposits(including savings, current and time deposits accounts) by minimum HKD30,000 equivalent

Reward 3：Preferential Foreign Currency Savings Rate up to 5% p.a.⁶

Enjoy up to 5% p.a. preferential savings rate by depositing new funds to reach a minimum Eligible Incremental Balance of CAD/AUD/NZD2,000 or GBP1,000

Reward 4、5：Cumulative Foreign Currencies Exchange of HKD20,000 (or its equivalent) or above to earn HKD100 cash rebate⁷ and a foreign currency time deposit interest rate of up to 13.8% p.a.⁸

Reward 4： Complete real time Foreign Currencies Exchange successfully via Hang Seng Mobile App or Hang Seng Personal e-Banking with a cumulative FX Transaction Amount of at least HKD20,000 or its equivalent (excluding HKD to USD or USD to HKD FX transaction(s) within the Eligible FX Transaction Counting Period to enjoy a cash rebate of HKD100

Reward 5： Exchange designated currencies and open a 1-week or 1-month time deposit to enjoy an annual interest rate of up to 13.8% or 4.5%^#
#(Online Exclusive offer) Exchange designated currencies and set up a 1-week or 1-month time deposit to enjoy an extra interest rate of up to 13.8% or 4.5% through Hang Seng Mobile App and Personal e-Banking

Reward 7：Apply for the designated credit cards to enjoy up to $700 +FUN Dollars^10,11,12

Successfully apply and get approved for a Hang Seng Travel+ Visa Signature Card, MMPOWER World Mastercard, or University/College Affinity Credit Card, and fulfill the designated spending requirement to enjoy up to $700 +FUN Dollars

Investment Starter Pack

Reward 8：

Newly open securities accounts can enjoy 1 share of SiriusXM Holdings Inc.(SIRI.US)¹³

Eligible customers who newly open/upgrade to Preferred Banking account and meet the specified requirements^** can enjoy 1 share of SiriusXM Holdings Inc.(SIRI.US)

Fulfil the “Designated Total Relationship Balance Growth Amount” requirement of HKD10,000 or above; and
Open a new securities account under the relevant Preferred Banking account
Successfully activate the US Securities Trading Service (including submit W-8BEN Form or Substitute Form W-8BEN via Invest Express and the form is successfully processed as valid) by all of the new securities account holders

** Eligible customers must complete the specified requirements on or before the last calendar day of the month following the month of newly open/upgrade to Preferred Banking.

Reward 9：

3-month unlimited $0 brokerage fee for trading HK stocks / A-shares / US stocks online for New Securities Customers¹⁴

Enjoy $0 brokerage fee for buy and sell trades of HK stocks / A-shares / US stocks which are conducted through our online trading channels in the first 3 months starting from the new securities account opening date

Reward 10：

Enjoy 2 shares of designated US stock¹⁵ upon the first securities trade for new securities customers

Upon your first successful buy or sell trade of US stocks, HK stocks or A shares through online trading channels^a and securities trading hotline^b, enjoy 2 shares of the designated US stock

a. Online trading channels include Hang Seng Personal e-Banking, Hang Seng Personal Banking mobile app and Hang Seng Invest Express mobile app.
b. Securities trading hotlines include Automated Securities Trading Hotline and Manned Securities Trading Hotline.

Reward 11：

New SimplyFund customers can get free fund units with value of HKD20¹⁶ (Limited quota:3,500)

Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or loss of principal in the event that the customer converts the deposits from HKD or foreign currency to another currency, and/or in the event that the customer converts a foreign currency time deposit to another currency (including Hong Kong Dollar) upon maturity.

Open a Preferred Banking Account in Minutes^#

Open account

Upgrade account

Download and open the Hang Seng Mobile App. Choose "Mobile Account Opening" from the first or second page of "Featured quick links". Verify your identity and fill in your details to complete the account opening!

Tips:

Have your adult HKID card ready

Capture HKID Card

Tips:

	Following the demonstration, hold your HKID card by the edges with two fingers for better control when adjusting the angle
	Avoid overly bright or dim lighting to prevent shadows or glare

Capture HKID Card

Tips:

	Ensure the HKID card stays within the scanning frame
	Keep all details on the card clearly visible
	Avoid using a digital screen as the background

Take a Selfie

Tips:

	No hats or masks to keep your face visible
	Glasses are fine, but avoid glare on the lenses

Take a Selfie

Tips:

	Hold your phone at eye level and keep your face centred in the scanning frame
	Ensure good lighting for a smooth, one-take selfie

Download and open the Hang Seng Mobile App. Choose "Mobile Account Opening" from the first or second page of "Featured quick links". Verify your identity and fill in your details to complete the account opening!

Tips:

Have your adult HKID card ready

Capture HKID Card

Tips:

	Following the demonstration, hold your HKID card by the edges with two fingers for better control when adjusting the angle
	Avoid overly bright or dim lighting to prevent shadows or glare

Capture HKID Card

Tips:

Ensure the HKID card stays within the scanning frame

Keep all details on the card clearly visible

Avoid using a digital screen as the background
Take a Selfie

Tips:

No hats or masks to keep your face visible

Glasses are fine, but avoid glare on the lenses
Take a Selfie

Tips:

Hold your phone at eye level and keep your face centred in the scanning frame

Ensure good lighting for a smooth, one-take selfie

Open Hang Seng Mobile App, select "Account Services" from the main menu, and click "Open / Upgrade an Account". Verify your identity and fill in the personal details needed for mobile account opening to open an account.

The actual time required may vary depending on individual circumstances. Mobile Account Opening / Upgrade is not available to customers who only hold Hang Seng joint-named Integrated Accounts or already hold a sole-named Prestige Banking account. Customers who are new to Hang Seng can make deposits right away after successful Mobile Account Opening, full banking services (e.g. cash withdrawal from account) will be available after 2 working days and ATM card will be dispatched by mail within 5 working days. If you are existing Hang Seng customers, you can enjoy full banking services right away after successful Mobile Account Opening. If you are upgrading your existing Integrated Account or Preferred Banking account to Preferred or Prestige Banking, your application will be processed within 2 to 3 working days.

Join Preferred Banking to enjoy up to $2,700 in rewards

To borrow or not to borrow? Borrow only if you can repay! Investment involves risks. Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or loss of principal in the event that the customer converts the deposits from HKD or foreign currency to another currency, and/or in the event that the customer converts a foreign currency time deposit to another currency (including Hong Kong Dollar) upon maturity.

If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.
Enquiry and Trading Hotlines - Hang Seng Bank

Terms and Conditions apply to all the products/services and offers above. Please click here for detailed Terms and Conditions of Preferred Banking Welcome Offers Promotion.

"New Customer(s)" mentioned herein refers to personal customers who have opened a new Preferred Banking of the Bank during 1 January 2025 to 5 May 2025, but excluding: existing customers who are holding any Hong Kong Dollars/Foreign Currency savings, current, time deposit accounts or any Integrated Accounts at Hang Seng Bank Limited ("the Bank") (including Prestige Banking, Preferred Banking and any other Integrated Account) (the "Existing Customer(s)"), or customers who have closed any of the above accounts with the Bank in the previous 12 months prior to the account opening month, or customers whose accounts mentioned above have been terminated in any period.
New Customers could enjoy Reward 1,2,4 and 7 of value up to $2,700 (including +FUN Dollars and cash rewards), please refer to the Terms and Conditions of Preferred Banking Welcome Rewards at this website.
Existing customers who upgrade to Preferred Banking during the Promotion Period could enjoy Reward 2,4, and 7 of value up to $2,500 (including +FUN Dollars and cash rewards), please refer to the Terms and Conditions of Preferred Banking Welcome Rewards at this website.
The promotion period is from 1 January 2025 to 5 May 2025. New customers who successfully open Preferred Banking account via Hang Seng Mobile App (excluding branch assisted mode) with initial fund-in of HKD1,000 in 7 calendar days after account opening and maintain the deposit for 10 calendar days are entitled HKD200 cash rebate. Terms and Conditions apply, for details, please refer to the Terms and Conditions of Preferred Banking Welcome Rewards at this website.

The promotion period is from 1 January 2025 to 5 May 2025. New customers/upgrade customers fund-in and maintain the designated amount, switch to Hang Seng payroll service and grow foreign currency deposits by minimum HKD30,000 equivalent according to designated month(s) (as shown in the table below) to enjoy up to HKD1,700 cash rewards. Terms and Conditions apply, for details, please refer to the Terms and Conditions of Preferred Banking Welcome Rewards at this website.
The designated month:

Date of opening/ upgrading to Preferred Banking	Month of comparing designated “Total Relationship Balance” Growth Amount	Months for which designated “Total Relationship Balance” Growth Amount and “Total Relationship Balance” requirement must be maintained/fulfilled	Cut-off date for switching to Hang Seng payroll service	Designated Foreign Currency Deposits Growth Period
January 2025	December 2024	March 2025 – May 2025	31 May 2025	March 2025 – May 2025
February 2025	January 2025	April 2025 – June 2025	31 May 2025	April 2025 – June 2025
March 2025	February 2025	May 2025 – July 2025	31 May 2025	May 2025 – July 2025
April 2025	March 2025	June 2025 – August 2025	31 August 2025	June 2025 – August 2025
1 to 5 May 2025	April 2025	July 2025 – September 2025	31 August 2025	July 2025 – September 2025

The promotion period is from 1 April 2025 to 30 June 2025. For eligible customers with Eligible Incremental Balance of designated currencies. Savings rate is for reference only. Terms and conditions apply. Foreign exchange involves exchange rate risk. Visit hangseng.com/depositspromo7 for more details.

The promotion period is from 2 January 2025 to 5 May 2025. New customers/upgrade customers who have successfully exchanged foreign currencies in real-time (exclude HKD to USD or USD to HKD FX transaction(s)) under his/ her sole or joint personal integrated accounts of Preferred Banking via “Foreign Exchange Service” of Hang Seng Personal e-Banking or Hang Seng Mobile App with cumulative FX Transaction Amount for at least HKD20,000 (or its equivalent) within Eligible FX Transaction Counting Period are entitled to the cash rebate of HKD100. Terms and Conditions apply, for details, please refer to the Terms and Conditions of Preferred Banking Welcome Rewards at this website.
Eligible FX Transaction Counting Period:

Date of account opening/upgrading to Preferred Banking	Eligible FX Transaction Counting Period
January 2025	January 2025 – May 2025
February 2025	February 2025- June 2025
March 2025	March 2025 – July 2025
April 2025	April 2025 – August 2025
1 to 5 May 2025	May 2025 – September 2025

The promotion period is from 10 March 2025 to 30 June 2025. For exchange of designated currencies and set up of 1-week / 1-month time deposit at the same time with designated transaction amount. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 10 March 2025 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions. Terms and conditions apply. Visit hangseng.com/forexoffer for more details.
The promotion period is from 1 January 2025 to 5 May 2025. New customers who newly open Preferred Banking account, and successfully apply for Principal Card of Hang Seng Travel+ Visa Signature Card or Hang Seng MMPOWER World Mastercard or University / College Affinity Credit Card (“Eligible credit card”) can enjoy up to 5% +FUN Dollars for eligible local fast food/ Coffee shop transactions ("Eligible Transactions”) made during the first 3 months of the new card issuance , the total maximum reward under eligible local fast food/ Coffee shop transaction is an extra $100 +FUN Dollars rebate. Terms and Conditions apply, for details, please refer to the Terms and Conditions of Preferred Banking Welcome Rewards at this website.
The promotion period is from now to 30 June 2025. Customers who have successfully applied for Travel+ Visa Signature Card during the Promotion Period and fulfilled the designated spending requirements of welcome offer are entitled to up to $700 +FUN Dollars. For details, please visit hangseng.com/travelplus.
The promotion period is from now to 30 June 2025. Customers who have successfully applied for MMPOWER World Mastercard during the Promotion Period and fulfilled the designated spending requirements of welcome offer are entitled to up to $700 +FUN Dollars. For details, please visit hangseng.com/mpower.
The promotion period is from now to 30 June 2025. Customers who have successfully applied for University/College Affinity Credit Card during the Promotion Period and fulfilled the designated spending requirements of welcome offer are entitled to up to $600 +FUN Dollars. For details, please visit hangseng.com/ucardspromo.
This promotion and the offer of Free Shares Reward do not represent, and should not be construed as, any investment advice from the Bank and the Bank has not taken into consideration the individual circumstances of any customers. Investment involves risks. There can be no guarantee, and no representation is made, on the performance of the Free Shares or as to whether losses would be incurred/profit would be made from the Free Shares. Customers must make their investment decisions in light of their own investment objectives, investment experience, financial situation or other needs etc., and (where necessary) should consult their own professional advisers before making any investment decisions.
The promotion period is from 1 April 2025 to 30 June 2025. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date. Investment involves risk. Terms and conditions apply to this offer. Please visit hangseng.com/stockoffer for details.
The promotion period is from 11 November 2024 to 30 June 2025. For details, please visit hangseng.com/stockoffer. Investment involves risks. Terms and Conditions apply to the offers.
The promotion period is from now to 30 June 2025. Only applicable to the first 3,500 Preferred Banking customers who never opened a SimplyFund Account before, hold a valid Risk Profiling Questionnaire record, and successfully opened a SimplyFund Account (account suffix 384) in the promotion period. Eligible customers can get fund units with value of HKD20. First come first served with limited quota. Investment involves risk. Terms and conditions apply to this offer. Please visit /simplyfundpromo for details.

Other Important Risk Warnings
Risk Disclosure of Investment Funds
Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

Risk Disclosure of SimplyFund Account
Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

Not all of the investment funds that are distributed by Hang Seng Bank Limited (the “Bank”) are available here. Only specific funds are available for subscription with this account. If you are looking for other investment funds or investment products, please visit our branches or our websites for more information.

In respect of the investment funds available for subscription with this account at the moment, they are provided either by the Bank’s wholly owned subsidiary, Hang Seng Investment Management Limited, or by the Bank’s affiliates HSBC Global Asset Management (Hong Kong) Limited.

Risk Disclosure of Securities Investment
Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via the Stock Connect Northbound Trading include:

Once the respective quota is used up, trading will be affected or will be suspended.
Stock Connect Northbound Trading will only operate on days when both markets are open for trading. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
When a security is recalled from the scope of eligible securities for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
Investors will be exposed to currency risk if conversion of the local currency into RMB is required.

Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.

Investors should not only base on this material alone to make any investment decision, but should read in detail the relevant risk disclosure statements.

RMB Currency Risk
Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Foreign Exchange Risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts the deposits from foreign currency to another currency, and/or in the event that the customer converts a foreign currency time deposit to another currency (including Hong Kong Dollar) upon maturity.

Important notes and disclaimer
Investors should not only base on this material alone to make any investment decision, but should read in detail in the relevant risk disclosure statements. The information contained herein is for general information and reference purposes only and is not intended to provide professional investment or other advice. It is not intended to form the basis of any investment decision. You should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, you should take into account your own circumstances including but not limited to your financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment product. You should obtain appropriate professional advice where necessary.

For "Risk Profiling Questionnaire"
The Risk Profiling Questionnaire is provided by Hang Seng Bank Limited (the "Bank") and is intended to help the customer understand his/her risk profile and investment needs. The Bank makes no guarantee, representation or warranty and accepts no responsibility or liability as to the accuracy or completeness of the information or recommendation given. The suggestions are derived from information that the customer has provided to the Bank. The suggestions are designed to meet the needs discussed in this test and are in line with the customer’s attitude towards risk. The suggestions are for the customer’s consideration when making his/her own investment decisions. The suggestions are not an offer to sell or a solicitation to buy any financial products and the suggestions should not be considered as investment advice.

Get your bonus now! Plan smart to make the most of every dollar with Preferred Banking!

Reward 1：Open an account via mobile with initial fund-in of HKD1,000 to enjoy HKD200 cash rebate4

Reward 2：Meet the designated “Total Relationship Balance” Growth Amount to enjoy a cash rebate up to HKD1,7005

Reward 3：Preferential Foreign Currency Savings Rate up to 5% p.a.6

Reward 4、5：Cumulative Foreign Currencies Exchange of HKD20,000 (or its equivalent) or above to earn HKD100 cash rebate7 and a foreign currency time deposit interest rate of up to 13.8% p.a.8

Reward 6、7 : Enjoy up to 5% +FUN Dollars rebate9 with eligible spending, apply for the designated credit cards to enjoy up to $700 +FUN Dollars10,11,12

Reward 2：Meet the designated “Total Relationship Balance” Growth Amount to enjoy a cash rebate up to HKD1,7005

Reward 3：Preferential Foreign Currency Savings Rate up to 5% p.a.6

Reward 4、5：Cumulative Foreign Currencies Exchange of HKD20,000 (or its equivalent) or above to earn HKD100 cash rebate7 and a foreign currency time deposit interest rate of up to 13.8% p.a.8

Reward 7：Apply for the designated credit cards to enjoy up to $700 +FUN Dollars10,11,12

Open a Preferred Banking Account in Minutes#

Join Preferred Banking to enjoy up to $2,700 in rewards

Reward 1：Open an account via mobile with initial fund-in of HKD1,000 to enjoy HKD200 cash rebate⁴

Reward 2：Meet the designated “Total Relationship Balance” Growth Amount to enjoy a cash rebate up to HKD1,700⁵

Reward 3：Preferential Foreign Currency Savings Rate up to 5% p.a.⁶

Reward 4、5：Cumulative Foreign Currencies Exchange of HKD20,000 (or its equivalent) or above to earn HKD100 cash rebate⁷ and a foreign currency time deposit interest rate of up to 13.8% p.a.⁸

Reward 6、7 : Enjoy up to 5% +FUN Dollars rebate⁹ with eligible spending, apply for the designated credit cards to enjoy up to $700 +FUN Dollars^10,11,12

Reward 2：Meet the designated “Total Relationship Balance” Growth Amount to enjoy a cash rebate up to HKD1,700⁵

Reward 3：Preferential Foreign Currency Savings Rate up to 5% p.a.⁶

Reward 4、5：Cumulative Foreign Currencies Exchange of HKD20,000 (or its equivalent) or above to earn HKD100 cash rebate⁷ and a foreign currency time deposit interest rate of up to 13.8% p.a.⁸

Reward 7：Apply for the designated credit cards to enjoy up to $700 +FUN Dollars^10,11,12

Open a Preferred Banking Account in Minutes^#