Hang Seng Commercial Banking forms a Power Team with you,
and stand by you wherever your business goes. Open a business account now and unlock unlimited business opportunities!
For companies registered in Hong Kong, whether your connected parties* are Hong Kong or mainland China residents, located in Hong Kong or mainland China, you can open your company account fully online via desktop and mobile^ in as fast as 3 days^^
and stand by you wherever your business goes. Open a business account now and unlock unlimited business opportunities!
For companies registered in Hong Kong, whether your connected parties* are Hong Kong or mainland China residents, located in Hong Kong or mainland China, you can open your company account fully online via desktop and mobile^ in as fast as 3 days^^
Limited-time Account Opening Double Offers
From 1 September to 31 October 2024, you can enjoy Account Opening Double Offers worth up to HK$1,700 upon successful application of the Hang Seng Business Integrated Account1.
Reward 1: Applicants who successfully opened an account online1 can get a lucky draw chance to win a HK$500 HKTVmall e-Gift Voucher2 (330 sets in total).
Reward 2: During the first 3 calendar months upon successful account opening, you will be entitled for a cash rebate of HK$4003 for every month you maintain a monthly average balance of Hong Kong Dollar current account and savings account at HK$400,000 or above. If the required amount is maintained for 3 consecutive months, the maximum cash rebate can reach up to HK$1,2004!
The number of month(s) your monthly average balance reaching HK$400,000 or above | Accumulated cash rebate amount |
---|---|
Any 1 month | HK$400 |
Any 2 months | HK$400+400 = 800 |
3 consecutive months | HK$400+400+400 = 1,200 |
1. Hang Seng Business Integrated Account includes Biz Virtual+ Account and Integrated Business Solutions Account. The application of the Said Account must be submitted on or before 31 October 2024 and the account must be opened successfully on or before 30 November 2024.
2. Each winning customer can only receive a HK$500 HKTVmall e-Gift Voucher once under this Promotion.
3. Monthly average balance is calculated based on the new fund deposited into the Hong Kong Dollar Current Account and Saving Account, excluding time deposit.
4. The Said Account must remain valid at the time of cash rebate being credited, otherwise, the cash rebate will be deemed to be forfeited automatically.
Offers are subject to the Terms & Conditions: Terms and Conditions for Hang Seng Commercial New-to-Bank Promotion
2. Each winning customer can only receive a HK$500 HKTVmall e-Gift Voucher once under this Promotion.
3. Monthly average balance is calculated based on the new fund deposited into the Hong Kong Dollar Current Account and Saving Account, excluding time deposit.
4. The Said Account must remain valid at the time of cash rebate being credited, otherwise, the cash rebate will be deemed to be forfeited automatically.
Offers are subject to the Terms & Conditions: Terms and Conditions for Hang Seng Commercial New-to-Bank Promotion
Discount of HKD300
on the account opening
administrative fee##
on the account opening
administrative fee##
First 12-month fee waiver on Monthly Fee**
Guaranteed Hassle-Free Account Opening: No charges in case of an unsuccessful application!
Currency risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HK$ to foreign currency or vice versa.
RMB currency risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HK$ to foreign currency or vice versa.
RMB currency risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
Open your company account
fully online via desktop or mobile
is equally convenient in 3 steps!
Apply for the essential services in one go to level up your
business!
Apply for Company Account + Company Card
New customer to set up business account and Commercial
World Mastercard online in one go!
Apply now
Apply for Business Account + Business Loan
Apply for Business Loan online to know the result in as fast as 10 seconds. Start two applications simultaneously!
Apply now
Are you primarily concerned about the account opening fees?
At Hang Seng Commercial Banking, we prioritize your company's business growth needs. We offer a wide range of essential business services and e-Banking privileges worth more than HK$88,888 !
At Hang Seng Commercial Banking, we prioritize your company's business growth needs. We offer a wide range of essential business services and e-Banking privileges worth more than HK$88,888 !
Terms and conditions of the above offers
*Business Integrated Account opened via remote account opening and without Face-to Face appointment, the account opening administrative fee is HK$1,000. An additional fee of HK$300 will be charged for application submitted via Business Banking Centre. The relevant administrative fee (HK$1,000) would be credited to the Business Integrated Account of Eligible Customers as cash rebate. For local companies, the Company Search Fee for each Business Integrated Account is HK$150 and such Fee is not covered in this rebate promotion.
**Only applicable to Biz Virtual+ Account
Application Requirements: (i) All connected parties of the Applicant such as directors, shareholders and authorized signers shall be as HKID cardholder(s), with single layer ownership. Place of incorporation, registered address, business address and correspondence address should all be in Hong Kong; (ii)The Applicant’s annual sales turnover meets with Hang Seng’s designated level; (iii)The Applicant is required to apply for Hang Seng Business e‑Banking separately. The Maximum Daily Limit(s) under Hang Seng Business e‑Banking either Fund Transfer to Designated Beneficiary Accounts or Fund Transfer to Non-Designated Beneficiary Accounts should not be over HK$200,000 each; and (iv) The Applicant has not entered into and will not enter into the Trade Finance General Agreement with Hang Seng.
###2.8% rebate includes 2% cash rebate promotion, 0.4% rebate for all foreign currency online spending and 0.4% +FUN Dollars rebate for every spending.
To borrow or not to borrow? Borrow only if you can repay!
*Business Integrated Account opened via remote account opening and without Face-to Face appointment, the account opening administrative fee is HK$1,000. An additional fee of HK$300 will be charged for application submitted via Business Banking Centre. The relevant administrative fee (HK$1,000) would be credited to the Business Integrated Account of Eligible Customers as cash rebate. For local companies, the Company Search Fee for each Business Integrated Account is HK$150 and such Fee is not covered in this rebate promotion.
**Only applicable to Biz Virtual+ Account
Application Requirements: (i) All connected parties of the Applicant such as directors, shareholders and authorized signers shall be as HKID cardholder(s), with single layer ownership. Place of incorporation, registered address, business address and correspondence address should all be in Hong Kong; (ii)The Applicant’s annual sales turnover meets with Hang Seng’s designated level; (iii)The Applicant is required to apply for Hang Seng Business e‑Banking separately. The Maximum Daily Limit(s) under Hang Seng Business e‑Banking either Fund Transfer to Designated Beneficiary Accounts or Fund Transfer to Non-Designated Beneficiary Accounts should not be over HK$200,000 each; and (iv) The Applicant has not entered into and will not enter into the Trade Finance General Agreement with Hang Seng.
###2.8% rebate includes 2% cash rebate promotion, 0.4% rebate for all foreign currency online spending and 0.4% +FUN Dollars rebate for every spending.
To borrow or not to borrow? Borrow only if you can repay!
Two types of Integrated Business Account to suit different
business needs!
Compare accounts
Biz Virtual+ Account
Suitable for start-ups or businesses that are started to
grow
Integrated Business Solutions Account
Suitable for SMEs and well-established corporates who
require a full range of banking services to meet
sophisticated business needs
Looking for better Business e‑Banking for your business?
Hang Seng is here to support!
Learn more
Remarks:
*The applicant’s connected party(ies) include Directors, Authorised Signers, Principal Shareholders, Beneficial Owners , Key Controllers and Direct Appointees.
^To apply online ("remote account opening service"), the applicant’s connected party(ies) must hold a Hong Kong or mainland China’s Resident Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong or mainland China when submitting the application, completing digital ID verification and e‑Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.
^^For application with all connected party(ies) who are HKID holders and located in Hong Kong, the Business Integrated Account can be opened in as fast as 3 business days for the Biz Virtual+ Account/5 business days for the Integrated Business Solutions Account upon completing Digital ID Verification and e‑Sign by the aforementioned connected party(ies). Customer(s) will receive a SMS notification for e‑Sign after the(1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face‑to‑face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.
*The applicant’s connected party(ies) include Directors, Authorised Signers, Principal Shareholders, Beneficial Owners , Key Controllers and Direct Appointees.
^To apply online ("remote account opening service"), the applicant’s connected party(ies) must hold a Hong Kong or mainland China’s Resident Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong or mainland China when submitting the application, completing digital ID verification and e‑Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.
^^For application with all connected party(ies) who are HKID holders and located in Hong Kong, the Business Integrated Account can be opened in as fast as 3 business days for the Biz Virtual+ Account/5 business days for the Integrated Business Solutions Account upon completing Digital ID Verification and e‑Sign by the aforementioned connected party(ies). Customer(s) will receive a SMS notification for e‑Sign after the(1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face‑to‑face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.