Hang Seng PayDay+ Welcome Cash Reward (2 January 2026 – 31 March 2026) Terms and Conditions

General Terms and Conditions

  1. Unless otherwise specified, the promotion period of Hang Seng PayDay+ Welcome Cash Reward (“Offer”) is from 2 January 2026 – 31 March 2026, both dates inclusive (“Promotion Period”).
  2. Each eligible customer can only enjoy the Offer once.
  3. Hang Seng Bank Limited (“Bank”) reserves the right to suspend, vary or terminate this Offer and to amend the terms and conditions at any time and from time to time without prior notice. The decision of the Bank on all matters relating to this Offer shall be final and binding on all the parties concerned. The relevant Offer is subject to the terms and conditions of the relevant product/service. If there is any inconsistency between the terms and conditions of the relevant product/service and the terms and conditions, the terms and conditions shall prevail. In case of any discrepancy between the English and the Chinese versions of the terms and conditions, the English version prevails.
  4. No person other than the customer and the Bank (which includes its successors and assigns) has any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  5. These terms and conditions are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
  6. These terms and conditions are subject to prevailing regulatory requirements.

Eligibility Details

  1. Subject to clauses 11 and 12, the Offer is applicable to any personal customers who are (i) holding any Integrated Accounts of Prestige Private, Prestige Banking or Preferred Banking (“Eligible Account”) maintained with the Bank in their sole name or in the capacity as the primary account holder in the case of a joint account, and (ii) fulfil the following requirements (“Eligible Payroll Customers”):
    1. Successfully completes online registration of this Offer in the Hang Seng Mobile App within the Promotion Period ("Registration Date”). The Bank will determine the eligibility of the online registration based on the record held by the Bank. In case of any disputes, the Bank’s records are final and conclusive; and
    2. Successfully sets up payroll service with the first monthly salary (“Eligible Payroll Record”) directly credited to the HKD Savings/HKD Current Account of the Eligible Account (“Payroll Account”) from the employer’s company account via Autopay during the period from 2 January 2026 to 30 April 2026. The monthly salary has to be in Hong Kong Dollars. An Eligible Payroll Record should be made in each calendar month following the first Eligible Payroll Record until the distribution of the cash reward.
      Only salary transfer instructions indicated for payroll purpose and recognized by the Bank’s system as such may be considered as Eligible Payroll Record. Any salary transferred on public holiday/after the cut-off time of the Bank will be processed on the next working day. For the purposes of the Offer, working day refers to Monday to Saturday (excluding public holiday). The Bank reserves the right of final decision should there be any dispute in the definition of “Eligible Payroll Record” or in the recognition of the customer’s identity as an “Eligible Payroll Customer”.
  2. Subject to these terms and conditions, each Eligible Payroll Customer can receive up to HKD1,200 cash reward based on their bank account type as set out in the table below:
    Bank Account Cash Reward Cash Reward Distribution
    Prestige Private/Prestige Banking HKD1,200 On or before 30 September 2026
    Preferred Banking HKD600
  3. The cash reward will be credited to the HKD Savings Account/HKD Current Account of the Eligible Account held by the Eligible Payroll Customer, and the Bank has the right to choose which account to credit the cash reward to. At the time of distribution, the Eligible Payroll Customer must still maintain the Eligible Account and Payroll Account at the relevant tier, or the customer shall be deemed to have forfeited the right to receive the relevant cash reward absolutely at the Bank’s sole discretion and shall not be paid through any other channels.
  4. The Bank recommends each Eligible Payroll Customer to maintain a valid mobile number with the Bank for receiving subsequent notification related to the Offer.
  5. The Offer is not applicable to:
    1. The Bank’s Commercial Customers; or
    2. Personal Customers aged under 18; or
    3. Personal Customers with payroll record under any single/joint-named account (including joint-named accounts held in the name of a secondary account holder) of the Bank from 1 October 2025 to 31 December 2025; or
    4. The Bank’s staff; or
    5. Customers who have enjoyed any of the offers of 2025 Quarter 3 or 2025 Quarter 4 Hang Seng PayDay+ Promotion - Preferential HKD savings rate offer (2025 Quarter 3: 2 July 2025 – 30 September 2025, 2025 Quarter 4: 2 October 2025 – 31 December 2025).
  6. This Offer cannot be used together with 2025 Quarter 4 Hang Seng PayDay+ Promotion - Preferential HKD savings rate offer (2025 Quarter 4: 2 October 2025 – 31 December 2025). If the customer registers for 2025 Quarter 4 PayDay+ Promotion - Preferential HKD savings rate offer and this Offer at the same time, only the latest registration will be processed. Notwithstanding anything to the contrary, the Bank reserves the right of final decision should there be any dispute regarding the validity of customer registration and/or eligibility for any of the offers.