- Fee-free transfer in local currency to over 50 designated countries or regions1
- For other transfers3, a flat fee of HKD1604 or equivalent5 will be charged
Our new service Global Money+ allows you to send money easily with a few steps. It's fee-free for sending money in local currency to over 50 designated countries or regions1, and the money can arrive as fast as the same day2.
With us, overseas transfers are as simple as local transfers.
- We'll update the list of the designated countries or regions and local currency from time to time. Please visit Hang Seng Bank Website > "Banking" > "Transfer & Payment Services" > "Overseas Transfer" for details.
- The actual fund arrival time depends on the processing time of the bank to which the payment is made or correspondent bank (if any).
- Other transfers include the transfer to other applicable countries or regions and the transfer to over 50 designated countries or regions in non local currency. Learn more about the charge details via the Bank Tariff Guide for Hang Seng Wealth and Personal Banking Customers.
- Please note, some beneficiary and/or correspondent banks may still charge additional fee to payee when they process the transaction.
- The HKD equivalent charge is calculated based on the exchange rate as determined by us. The transfer charge will be deducted from the applicant’s debit account in the debit account’s currency.
- Applicable to real-time FX transaction performed by customer with integrated account (including Prestige Private, Prestige Banking, Preferred Banking and Integrated Account) via Designated Transaction Channel(s) (including Global Money+, “Foreign Exchange Service” of Hang Seng Mobile App or e-Banking on Desktop, phone banking hotline or branches). This promotion is not applicable to foreign exchange transaction(s) via notes exchange, cash deposit, notes withdrawal, inward remittance, Overseas Transfer Service via branch, phone banking hotline or e-Banking on Desktop, FX Order Watch Service, Passbook Savings Account, Voice Recording System and foreign exchange transaction(s) made on pre-defined dates by way of forward dated instruction(s).
- Terms and Conditions apply. For details, please visit .
- Selected currencies are US Dollars (USD) and/ or Australian Dollars (AUD) and/ or Canadian Dollars (CAD) and/ or Pound Sterling (GBP) and/ or New Zealand Dollars (NZD).
- Eligible Incremental Balance is the incremental of the daily average balance, per currency, of all relevant Eligible Deposit Accounts by the month of July/ August/ September 2024 as compared with the period end balance on 31 May 2024 .
RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
Foreign Currency Risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts the deposits from foreign currency to another currency.