Want to transfer overseas but are worried about the complexity of the process and a long time lag?

Our new service Global Money+ allows you to send money easily with a few steps. It's fee-free for sending money in local currency to over 50 designated countries or regions1, and the money can arrive as fast as the same day2.

With us, overseas transfers are as simple as local transfers.
Fee as low as $0
  • Fee-free transfer in local currency to over 50 designated countries or regions1
  • For other transfers3, a flat fee of HKD1604 or equivalent5 will be charged
Money can arrive as fast as the same day2
After registering the payee, you can send money to overseas account in a few taps.
Transfer overseas at your convenience
Simply log on to Hang Seng Mobile App to send money overseas anytime, anywhere
FX Cash Reward of up to HKD8,888
From 23 June to 30 September 2024 (“Promotion Period”), customers who successfully conduct any overseas transfer transaction(s) via Global Money+ of Hang Seng Mobile App, can get the respective cash reward for completing cumulative FX transactions of specified amount via Designated Transaction Channel(s)6 during Promotional Period as shown below:
Cumulative FX Transaction Amount within Promotional Period (in HKD or equivalent)
Cash Reward (HKD)
$500,000 - below $1,000,000
$188
$1,000,000 - below $2,000,000
$688
$2,000,000 - below $20,000,000
$1,388
$20,000,000 or above
$8,888
Click here for the relevant Terms and Conditions of Foreign Exchange Cash Reward.
Also, from 1 July 2024 to 30 September 2024, Prestige Private and Prestige customers can enjoy a preferential savings rate up to 8% p.a.7 by depositing new funds in selected currencies8 and reaching the minimum Eligible Incremental Balance9. Please click here for more details.
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Experience the convenience of overseas transfers via Global Money+ of Hang Seng Mobile App and seize the fabulous offers now!
Enquiry hotline:
More details about Prestige Banking account:
Remarks:
  1. We'll update the list of the designated countries or regions and local currency from time to time. Please visit Hang Seng Bank Website > "Banking" > "Transfer & Payment Services" > "Overseas Transfer" for details.
  2. The actual fund arrival time depends on the processing time of the bank to which the payment is made or correspondent bank (if any).
  3. Other transfers include the transfer to other applicable countries or regions and the transfer to over 50 designated countries or regions in non local currency. Learn more about the charge details via the Bank Tariff Guide for Hang Seng Wealth and Personal Banking Customers.
  4. Please note, some beneficiary and/or correspondent banks may still charge additional fee to payee when they process the transaction.
  5. The HKD equivalent charge is calculated based on the exchange rate as determined by us. The transfer charge will be deducted from the applicant’s debit account in the debit account’s currency.
  6. Applicable to real-time FX transaction performed by customer with integrated account (including Prestige Private, Prestige Banking, Preferred Banking and Integrated Account) via Designated Transaction Channel(s) (including Global Money+, “Foreign Exchange Service” of Hang Seng Mobile App or e-Banking on Desktop, phone banking hotline or branches). This promotion is not applicable to foreign exchange transaction(s) via notes exchange, cash deposit, notes withdrawal, inward remittance, Overseas Transfer Service via branch, phone banking hotline or e-Banking on Desktop, FX Order Watch Service, Passbook Savings Account, Voice Recording System and foreign exchange transaction(s) made on pre-defined dates by way of forward dated instruction(s).
  7. Terms and Conditions apply. For details, please visit .
  8. Selected currencies are US Dollars (USD) and/ or Australian Dollars (AUD) and/ or Canadian Dollars (CAD) and/ or Pound Sterling (GBP) and/ or New Zealand Dollars (NZD).
  9. Eligible Incremental Balance is the incremental of the daily average balance, per currency, of all relevant Eligible Deposit Accounts by the month of July/ August/ September 2024 as compared with the period end balance on 31 May 2024 .

RMB Currency Risk

Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.


Foreign Currency Risk

Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts the deposits from foreign currency to another currency.

Note: In case of discrepancies between the English and Chinese versions, the English version shall apply and prevail.
Experience the convenience of
overseas transfers via Global Money+