Terms and Conditions of Hang Seng Visa Credit Card ‘Exclusive Experience to FIFA World Cup 26TM final’ Lucky Draw Promotion (the “Promotion”):
- The promotion period of the Promotion is from 2 October to 15 December 2025, both dates inclusive (“Promotion Period”).
- The Promotion is applicable to principal cardholder of Hang Seng Visa Credit Card(s) (“Customer”) (including Affinity Card, but excluding Commercial Card, Business Card, Spending Card, USD Visa Gold Card and Private Label Card) (“Eligible Credit Card”), subject to the record of Hang Seng Bank Limited (“Hang Seng”).
- To enjoy the Promotion, Customers must successfully register the Promotion once at +FUN Centre in Hang Seng Personal Banking mobile app (Log on Hang Seng Personal Banking mobile app. Select “Cards” > “+FUN Centre” > Select this promotion and register). Each customer only needs to register once. All Eligible Visa Credit Cards under the Customer’s name will then participate in this Promotion. Only Eligible Transactions made from the registration date to the end of the Promotion Period will be counted for the Promotion.
- Spending Reward: During the Promotion Period, Customers who conduct an Eligible Transaction with a single net spending of HK$300 or above by using Eligible Credit Card(s) will be eligible for one lucky draw entry per transaction. There is no upper limit on the chances that Customer may be entitled to in the Promotion.
- Net spending of the Eligible Transactions means the final amount charged to the Hang Seng Visa Credit Card, deducted after the use of any discount offers and +FUN Dollars / yuu Points / Merchant Dollars (if applicable).
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New Card Reward: Customers who have not held the Hang Seng
Travel+ Visa Signature Card can get 5-time multiplier on lucky
draw chances obtained from eligible transactions of principal
Hang Seng Visa Credit Cards, upon fulfilling the requirements
specified in clauses 6.1 to 6.3.
- Successfully apply for a principal card of Hang Seng Travel+ Visa Signature Card from 2 October 2025 to 16 November 2025; and
- Successfully submit the supporting document for the credit card application on or before 21 November 2025; and
- Successfully approve the application of the credit card on or before 28 November 2025.
Application period Supporting document submission date Card approval date 2 October 2025 to 16 November 2025 On or before 21 November 2025 On or before 28 November 2025 -
6 lucky draw winners (the “Winners”) will be drawn randomly by
computer system. Each Winner will receive a bundle of ‘FIFA
World Cup 26TM final’ *.
Each bundle includes:- FIFA World Cup 26TM Final Match (Category 1 or Category 2) Tickets for 2 pax
- 4 nights’ accommodation on a twin-sharing basis
- Daily Breakfast and light snacks available at hotel
- Airport/Transfers
- Transportation to/from scheduled events
- Activity/Cultural Experience
- Visa Everywhere Lounge at hotel
- Flight tickets are not included, event organizer reserves the right to revise and/or cancel the item of the bundle without prior notice.
- Hang Seng will notify Winners via SMS by March 2026. Winners will receive a separate email sent by Visa Worldwide Pte. Limited (“VISA”) regarding prize redemption arrangement. Winners are required to ensure the mobile number and email address registered with the Bank is correct and valid. If Winners do not reply the email from VISA by the designated date as stated on the email, the Winners are deemed to have forfeited the prize. Hang Seng accepts no liability, and no compensation of whatsoever nature will be offered.
- Personal data including name, email address and contact number of the Winners will be passed to VISA for the purpose of prize collection. Enrolling in this promotion means that you have provided consent to pass your personal data to VISA if you are identified as a Winner.
- If the Winners are unable to receive the notification or miss the prize redemption due to incorrect or invalid mobile number or email address provided, the Winners are deemed to have forfeited the prize. Hang Seng accepts no liability, and no compensation of whatsoever nature will be offered.
- No seat and session selection are available for the FIFA World Cup 26TM Final Match tickets.
- Event organizer of the FIFA World Cup 26TM Final Match reserves the right to reschedule and/or cancel the event without prior notice. Hang Seng have no responsibility if the event is rescheduled and/or canceled. No compensation of whatsoever nature will be offered.
- Hang Seng reserves the right to replace the prize with any alternative gift without prior notice.
- Hang Seng is not the organizer or sponsor of the FIFA World Cup 26TM Final Match, thus Hang Seng accepts no liability for the event or any activity other than the Promotion.
- Winners cannot exchange the prize for cash, other products, services or discounts, transfer or resell the prize.
- Eligible Transactions exclude any online bill payments via Hang Seng e-Banking (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.) and tax payments, all insurance company’s transactions, all Alipay and WeChat Pay transactions, phone / fax orders (including bill payments and purchases), transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong (“DCC Transaction”), cash coupon purchase, instalment payments, balance transfers, split transactions, “Octopus Automatic Add-Value Service” auto top-up amounts (including but not limited to reloading of Smart Octopus via e-wallets or other channels), purchase and / or reload of stored value cards or e-wallets or transactions via e-wallets, purchase of products / services at financial / non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers and Trading Platform spending in Plus500, IG.com etc.), casino chip purchases, autopays, cash advance transactions, handling fees of cash advance / annual fees / handling fees / finance charges, late charges of credit cards and any transactions under recurring payment instructions or Transactions of Tuition Fee Payment / Examination Fee Payment / Bookstores made with University / College Affinity Credit Card, please refer to related Hang Seng Bank website for relevant spending definition and details. All transactions that are found to be fraudulent or eventually cancelled / returned will be considered as ineligible transactions and are not applicable to this promotion and lucky draw chance will not be offered.
- If there is more than one Eligible Credit Card under Customer, all Eligible Transactions made under principal Eligible Credit Card(s) of the same cardholder will be included for calculating the lucky draw chance on a combined basis.
- All Eligible Transactions must be completed within the Promotion Period and posted to the relevant credit card accounts on or before 30 December 2025.
- Eligible Transactions and eligible merchant codes shall be classified according to the merchant codes / transaction types as defined by VISA or determined by the respective merchant's acquiring bank, and at the sole and absolute discretion of Hang Seng. Hang Seng has no obligation to clarify which transactions are eligible for the lucky draw chance before the Customers conduct the transactions. The decision on the Eligible Transaction definition of Hang Seng shall be final.
- Customers must keep the original sales slips of all posted transactions for verification purpose should any dispute arise. Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
- All products and services rewarded in this promotion are directly sold and supplied to customers by the relevant merchants who are solely responsible for all related obligations and liabilities.
- Hang Seng reserves the right to vary or terminate the promotion at any time and to amend the terms and conditions of the promotion from time to time without prior notice. In case of any disputes, the decision of Hang Seng shall be final.
- No person other than the customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
- These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
- These Terms and Conditions are subject to prevailing regulatory requirements.
- The English version of these terms and conditions shall prevail whenever there is any discrepancy between the English and Chinese versions.
To borrow or not to borrow? Borrow only if you can repay!