QuickReward Endowment Life Insurance Plan (1-Year) is a life insurance plan and is not equivalent or similar to any kind of bank deposit. This product is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”).
Extremely short term saving insurance. QuickReward Endowment Life Insurance Plan (1-Year) help you reach savings goal quickly
- Guaranteed return of up to 3.90%(15) in a year
|
Annualized guaranteed rate of return (16) |
HKD |
2.75% |
USD |
3.90% |
RMB |
2.00% |
- Different currency options: HKD / RMB / USD
- Provides Death Benefit(19) and Accidental Death Benefit(20)
- Limited quota(17)(18)
Terms and conditions apply, subject to the credit risk of Hang Seng Insurance and surrender loss, please note the relevant product and credit risks.
For details of the plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the plan, please refer to the policy.
Promotion Offer
- Successfully apply with the designated promotion code: INCOME to enjoy guaranteed return of up to 4.38%(15)
|
Annualized guaranteed rate of return(16) |
HKD |
3.50% |
USD |
4.38% |
RMB |
2.40% |
- Hang Seng Olive VIP Gold / Silver members enjoy extra HK$50 HKTVmall e-Gift Voucher(21) upon successful application
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Need more help? Please call 2198 7838
eCancerPro is a term life insurance plan with no savings element underwritten by Hang Seng Insurance Company Limited.
eCancerPro Insurance Plan provides coverage for life and cancer protection to help you meet unexpected expenses with ease
- Coverage including various common types of cancer(8)
- Male: Prostate Cancer / Testicular Cancer
- Female: Cervical Cancer / Ovarian Cancer
- Carcinoma-in-situ / Early Stage Cancer advanced benefit(8) with a maximum of two claims, each claim amount equivalent to 20% of the sum insured
- Fixed for 10-year terms with daily premiums as low as HK$0.3(9)
- 8 choices of Sum Insured(5) from HK$100,000 to HK$5,000,000
- A child under age of 18 (including a newborn) shares all the benefits with no additional premium required (maximum Sum Insured amount of child benefit is HK$1.5 million)
For details of the plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the plan, please refer to the policy.
Promotion Offer
- Upon successful application, you can enjoy a 3-month premium waiver(1)
Required to input the designated promotion code: 3JUSC3
- Pay the premiums with a Hang Seng Credit Card to earn Rebate or Points(7)
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Need more help? Please call 2998 8038
eFamilyPro is a term life insurance plan with no savings element underwritten by Hang Seng Insurance Company Limited.
eFamilyPro Life Insurance Plan helps you safeguard the future of your loved ones
- Daily premiums as low as HK$0.4(4)
- Fixed for first 10 years. Upon the policy is effective, it is renewable up to age 80 regardless of the Life Insured’s health status
- 9 choices of Sum Insured(5) from HK$500,000 to HK$8,000,000
- Upon the unfortunate passing away, the beneficiary(ies) will receive a lump sum Death Benefit
- Before the Life Insured’s age reaches 60 (6), the policy may be converted to a new whole of life or endowment policy
- Application takes about 5 minutes(3) only without the hassle of providing documentation and medical examinations
For details of the plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the plan, please refer to the policy.
Promotion Offer
- Upon successful application, you can enjoy a 8-month premium waiver(2)
Required to input the designated promotion code: 3MASF8
- Pay the premiums with a Hang Seng Credit Card to earn Rebate or Points(7)
Get a free quote and apply online now
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Need more help? Please call 2998 8038
Deferred
Annuity
(may apply for tax deductions)
eIncomePro Deferred Annuity Plan (100% Guaranteed) ("eIncomePro" or "the Plan") is a life insurance plan and is not equivalent or similar to any kind of bank deposit. This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance"). "eIncomePro" has been certified by the Insurance Authority ("IA") as Qualifying Deferred Annuity Policy ("QDAP"). For more information about "QDAP", please visit
.
eIncomePro Deferred Annuity Plan (100% Guaranteed)(10) helps you plan early for your passive income and apply for tax deductions(10)^
- Provides 10-year extra fixed income(11) with a guaranteed internal rate of return of 3.02%-3.3%(13)
- The Plan is certified by the Insurance Authority ("IA") as a Qualifying Deferred Annuity Policy and the relevant premiums may be eligible for a tax deduction(10). The maximum limit is HK$60,000(14) per assessment year.
If you choose to pay an annual premium
HK$60,000 x tax rate of 17% = Each taxpayer can save tax for up to HK$10,200 in each tax assessment year(10)(14)
- Multiple choices of premium option and payment mode#
Annual mode: HKD38,000-HKD180,000 / USD4,760-USD22,500
Monthly mode: HKD3,230-HKD15,300 / USD405-USD1,913
^Please note that only the net premium paid, after accounting for any marketing offers such as discounts or premium waivers, may qualify for tax concessions. The actual tax advantages of this policy will vary depending on an individual's tax situation, which includes factors like salary income and assessable profits. If you have any uncertainties, it is recommended that you seek guidance from a professional tax advisor.
#There will be within 0.5% difference between the actual premium figures and the premium options selection due to rounding up of the system setting.
Terms and conditions apply, subject to the credit risk of Hang Seng Insurance and surrender loss, please note the relevant product and credit risks.
For details of the plan features and the relevant product risks, please refer to the product brochure. For the terms and conditions of the plan, please refer to the policy.
Promotion Offer
- Enjoy 3X or Points(7) by successfully applying for the eIncomePro Deferred Annuity Plan(100% Guaranteed) with an eligible Hang Seng Credit Card and entering the designated promo code “3IPM03” .
Get a free quote and apply online now
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Need more help? Please call 2198 7838
To borrow or not to borrow? Borrow only if you can repay!
5-Year eEndowment Life Insurance Plan – The Choice 5-Year Life Insurance Plan (HKD / USD) are life insurance plans with saving element underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). These plans are neither bank deposit nor banking saving plans.
5-Year eEndowment Life Insurance Plan achieves your saving goals with a premium payment period of only 2 years
- Guaranteed cash value of up to 118.7%(22) of the Total Premium Paid upon maturity
|
Guaranteed cash value percentage* |
Annual rate of return |
HKD Plan |
Monthly |
112.6% |
2.99% |
Annually |
115.7% |
3.30% |
USD Plan |
Monthly |
115.5% |
3.65% |
Annually |
118.7% |
3.90% |
- Monthly premium as low as HKD600 / USD75
- 2-year premium payment period and provide flexible payment mode: Monthly / Annual
- Life Protection and Free Extended Coverage
- Limited quota(23)
By choosing the Plan denominated in currencies other than local currency, you are subject to exchange rate risks. Exchange rate fluctuates from time to time. Upon the currency conversion, you may suffer a loss of your benefit values and the subsequent premium payments (if any) may be higher than your initial premium payment as a result of the exchange rate fluctuations. You have considered the aforesaid exchange rate risk factors, conversion arrangement and the potential loss associated before applying for the Plan.
Terms and conditions apply, subject to the credit risk of Hang Seng Insurance and surrender loss, please note the relevant product and credit risks.
For details of the plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the plan, please refer to the policy.
Get a free quote and apply online now
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to get a free quote and apply online now!
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Need more help? Please call 2198 7838
EasyRefund 100% Global Hospital Cash Plan (3-Year) (“EasyRefund” or “The Plan”) is a life insurance plan with premium refund and global hospital cash benefits, but it is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document.
No matter where you are, EasyRefund 100% Global Hospital Cash Plan (3-Year) offers you Daily Hospital Cash Benefit when you need to be treated in hospital(27)(28). You can even get a refund of 103% of the Total Premiums Paid(29) upon maturity.
- 3-Year global hospital cash benefits
- Guaranteed to receive a full premium refund upon the maturity, up to 103% of the Total Premiums Paid(29) as a refund upon the maturity if no claim has been made for any Supplementary Benefits(30)
- Four choices of Daily Hospital Cash Benefits level: from HK$300 to HK$1,500, provides up to HK$150,000 global hospital cash benefit(32) in each policy year
- Offer Extra Hospital Cash Benefit(33)(With admission to Intensive Care Unit(ICU)), Death and Accidental Death Benefit
- Application without the hassle of providing documentation and medical examinations
For details of the plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the plan, please refer to the policy.
Promotion offer
- Upon successful application, you can enjoy a Free Wellness Service once (worth HK$870)(31)
Please contact customer service officer for more details
- Pay the premiums with a Hang Seng Credit Card to earn Rebate or Points(7)
Get a free quote and apply online now
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to get a free quote and apply online now!
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Need more help? Please call 2198 7838
Guaranteed
monthly income(37)
The following plans are life insurance plans and are not equivalent or similar to any kind of bank deposit. This product is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited.
The above information is intended as a general summary of information for reference only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance Company Limited. Please refer to the actual policy for the exact terms, conditions and exclusions of the Plan.
Coupon Power Guaranteed Life Insurance Plan
- Provides you with a guaranteed income(37) stream for 10 years
- Annualised guaranteed rate of return up to 4.14%(40)
- Guaranteed breakeven period of as short as 3 years
- Life protection plus coverage for 2 common cancer types(38)
- Guaranteed acceptance without any requirement for medical examination
Terms and conditions apply, surrender may result in loss. Please note the relevant product and credit risks. For details Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the Insurance Plan, please refer to the relevant policy provisions.
Promotion offer
- Successfully apply for CouponPower Guaranteed Life Insurance Plan with the promo code "PROMO1" to enjoy an annualised guaranteed rate of return up to 4.14% and a reward of up to 390,000 Olive Points(40).
Get a free quote and apply online now
Visit
to get a free quote and apply online now!
Do not have a Hang Seng bank account? Download Hang Seng Mobile App to create your account now!
Need more help? Please call 2198 7838