3x +FUN Dollars /yuu Points Offer Terms and Conditions:

1. The promotion period is from 1 October 2024 to 31 December 2024 ("Promotion Period").
2. This promotion is applicable to personal customers but not applicable to corporate customers of Hang Seng Bank Limited ("Hang Seng Bank").
3. To enjoy this promotion, policyholders are required to settle the premium by using their own Hang Seng Credit Card, Affinity Card, Commercial Card, Business Card or Spending Card, but excluding Hang Seng UnionPay Renminbi Diamond Commercial Card and Private Label Cards ("Eligible Credit Card").
4. “Eligible Applications” refer to any successful application for a policy of eIncomePro Deferred Annuity Plan (100% Guaranteed) with Annual Payment Mode and provided designated promotion code during application ("Designated Life Insurance Plan"). All plans are underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance"). Hang Seng Bank is the authorized insurance agent of Hang Seng Insurance. Any applications towards the Designated Life Insurance Plans with unposted / cancelled / refunded premium will not qualify as Eligible Applications for the purpose of this promotion.
5. 3x +FUN Dollars /yuu Points Offer will reward +FUN Dollars/yuu Points calculated based on the total premium payment required in 1st policy year of Eligible Applications (excluding premium levy and any premium discount or premium waiver (if applicable)). The extra +FUN Dollars / yuu Points is limited to a maximum of $480 +FUN Dollars (applicable to all Eligible Credit Card except Hang Seng enJoy Cards) or 120,000 yuu Points (applicable to Hang Seng enJoy Cards). Please note that only the premium paid net of any marketing offers (e.g. discount, premium waiver, etc.) might be eligible for tax concession and the actual tax benefits of this Policy depend on your personal tax position (e.g. salaries income and assessable profits) and you should always consult a professional tax advisor if you have any doubts. Tax concession shall be subject to applicable legal and regulatory requirements. Nothing in these Terms and Conditions shall be construed as tax or legal advice given by Hang Seng Bank or Hang Seng Insurance. You should seek independent legal and tax advice on tax concession. Hang Seng enJoy Visa Platinum Card and Hang Seng enJoy Spending Card are rewarded with yuu Points. Please visit Hang Seng Bank’s website for the related information of “Hang Seng enJoy Card x yuu Rewards Programme”.
6. The extra +FUN Dollars / yuu Points will be credited into the Eligible Credit Card accounts on or before 30 April 2025. Such credit card accounts should remain valid and in good standing when the relevant +FUN Dollars / yuu Points are credited. Customer can log on to Hang Seng Personal e-Banking (if applicable) or call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
7. USD1:HKD7.75 will be used as USD exchange rate for calculation. Extra +FUN Dollars reward / yuu Points will be calculated based on the amount of each individual Eligible Application. The +FUN Dollars reward / yuu Points rewarded will be rounded down to the nearest dollar. The +FUN Dollars reward less than $1 +FUN Dollar / yuu Points less than 1 point will not be rewarded.
8. All rewarded +FUN Dollars / yuu Points cannot be transferred or converted into cash under any circumstances.
9. Only policyholder(s) whose policy(ies) of the Designated Life Insurance Plan is/are still effective on or before 31 January 2025 and at the time of the +FUN Dollars / yuu Points fulfillment will be eligible for the extra +FUN Dollars/yuu Points, subject to all the terms and conditions herein.
10. Any transactions which are eventually cancelled / returned or found to be fraudulent will be considered as ineligible transactions which are not applicable to this promotion and extra reward will not be rewarded.
11. Hang Seng Bank and Hang Seng Insurance reserve the right to vary or convert +FUN Dollars / yuu Points reward to other forms of rewards (including but not limited to points or cash reward) equivalent to the same values / amounts / earnings ratio of the +FUN Dollars to eligible customers from time to time without prior notice.
12. Unless otherwise specified, this promotion cannot be used in conjunction with Hang Seng Bank staff privileges and other +FUN Dollars promotions or yuu Points promotions.
13. No person other than the customer, Hang Seng Bank and Hang Seng Insurance (which includes their successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
14. This promotion is jointly offered by Hang Seng Bank and Hang Seng Insurance. Hang Seng Bank and Hang Seng Insurance reserve the right of final decision on all matters relating to the above offers, which shall be binding on all parties concerned. In case of any dispute, the decision of Hang Seng Bank and Hang Seng Insurance shall be final.
15. These Terms and Conditions forms part of the relevant insurance contract upon successful application of Designated Life Insurance Plan and will be sent together with the policy pack to policyholder upon successful application.
16. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
17. These Terms and Conditions are subject to prevailing regulatory requirements.
18. In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.