Terms and Conditions for the Premium Waiver Offer for the First Year ("Premium Waiver Offer"):

  1. The promotional period is from 1 October 2024 to 31 December 2024 ("Promotional Period").
  2. This promotion is applicable to Hang Seng Bank Limited (“Hang Seng Bank”) personal customers who successfully apply eCancerPro Insurance Plan of Hang Seng Insurance Company Limited (“Hang Seng Insurance”) via Hang Seng Bank website hangseng.com or e-banking within the Promotional Period (both dates inclusive) and providing a valid promotion code during the application process to enjoy the Premium Waiver Offer upon successful policy issuance (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  3. Qualified Applicant can enjoy 3-month premium waiver on the third, ninth and twelfth month’s premium of the eCancerPro Insurance Plan (total 3-month premium waiver) within the first policy year (subject to successful policy issuance). If applicants cannot provide the respective promotion code, no premium waiver will be offered.
  4. Any applications towards the eCancerPro Insurance Plan with unposted / cancelled / refunded premium will not be entitled to this Premium Waiver Offer.
  5. For details of the eCancerPro Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of eCancerPro Insurance Plan, please refer to the relevant policy provisions.
  6. If the policy issued is cancelled during the cooling-off period, Hang Seng Insurance will only refund the actual premium paid by the Policyholder.
  7. This promotion is jointly offered by Hang Seng Bank and Hang Seng Insurance. In case of discrepancy arising out of the promotion, the decision of Hang Seng Bank and Hang Seng Insurance shall be final and conclusive.
  8. Hang Seng Insurance shall have the right to decide whether or not to accept the insurance application based on information provided by the Policyholders or the Life Insured upon application.
  9. The Premium Waiver Offer is only applicable to selected personal customers of Hang Seng Bank but not applicable to corporate customers and any parties who enjoy Hang Seng Bank staff privileges.
  10. Hang Seng Bank and Hang Seng Insurance reserve the right to suspend, vary or terminate the Premium Waiver Offer and to amend the terms and conditions of the Premium Waiver Offer at any time without prior notice. Hang Seng Bank and Hang Seng Insurance reserve the right of final decision on all matters relating to the Premium Waiver Offer, which shall be binding on all parties concerned.
  11. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region (“Hong Kong”).
  12. These terms and conditions are subject to prevailing regulatory requirements.
  13. No person other than the Qualified Applicant, Hang Seng Bank and Hang Seng Insurance (includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  14. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  15. In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.