LegendPower Life Insurance Plan (Supreme)

LegendPower Life Insurance Plan (Supreme) (“the Plan”) is a life insurance plan and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). The policyholder is subject to the credit risk of Hang Seng Insurance and early surrender loss. This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document.

LegendPower Life Insurance Plan (Supreme)

Facing an ever-changing world, how can you properly preserve and pass on your precious wealth for generations to come?

The newly upgraded "LegendPower (Supreme)" brings together a range of wealth inheritance options, combining long-term growth potential with flexible planning. This empowers you to make comprehensive arrangements tailored to your family's needs, ensuring your wealth is kept within the family for generations to come.

Plan Features

Long-term Wealth Accumulation with Extra Potential Returns

empowering steadily wealth grow

Policy Split Option¹

splits into 3 split policies at most to allocate assets

Regular Withdrawal Option²

creates passive income for you or your family

Bespoke Arrangements for Legacy Planning

seamlessly transfer the Policy from one generation to another by designating a Contingent Owner³, an Interim Policyholder³, a Contingent Insured⁵, and making unlimited times of Change of Life Insured⁶

Personal Accident Benefit⁸

provides extra financial support for the loved ones during the difficult time

Death Benefit Settlement Option – Flexible Payment⁹

enables the transfer of legacy and care to the loved ones upon happening of the defined life event

Policy Value Management Option¹⁰

with wealth preservation and financial certainty

Learn More

Please visit Hang Seng Bank Website > "Insurance & MPF" > "Retirement / Wealth Accumulation" > "LegendPower Life Insurance Plan (Supreme)"

You may also choose the LegendPower Life Insurance Plan 2

Combining protection, wealth growth and legacy planning
to help you make more comprehensive preparations for the future.

Learn More

Please visit Hang Seng Bank Website > "Insurance & MPF" > "Retirement / Wealth Accumulation" > "LegendPower Life Insurance Plan 2"

Application Offer

Customers can be entitled premium discount for the first year upon successful application for LegendPower Life Insurance Plan (Supreme) or LegendPower Life Insurance Plan 2 during the promotion period.

For the Terms and Conditions relating to the first-year premium discount, please click here.

Learn More

Make an appointment

Call 2596 6262

Please visit Hang Seng Bank Website >
"Insurance & MPF" > "Make an eAppointment"

Call 2596 6262

For LegendPower Life Insurance Plan (Supreme), please refer to the Product Brochure for detailed terms and conditions, risks and exclusions.
For LegendPower Life Insurance Plan 2, please refer to the Product Brochure for detailed terms and conditions, risks and exclusions.
For the Terms and Conditions relating to the LegendPower Life Insurance Plan (Supreme), please click here.

Disclosure of Information
The above information is a product summary of information for reference only. The Plan is intended only for sale in the Hong Kong SAR. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance Company Limited. Please refer to the promotion leaflets/flyers and contracts for the important information such as detailed coverage, exact Terms and Conditions and exclusions of the relevant Life Insurance Plan. Please refer to the product brochure for the relevant product risks.

The above Life Insurance Plan is underwritten by Hang Seng Insurance. Hang Seng Insurance is authorised and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited and the insurance products are the products of Hang Seng Insurance Company Limited but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly. If you surrender the Policy after the expiry of the cooling-off period, the surrender proceeds to be received may be significantly less than the Total Premiums Paid. Please refer to the illustration summary of this Plan for the projected surrender values.

The benefits and/or returns mentioned throughout this material are not guaranteed and for illustrative purpose only. The actual future amounts of benefits and/or returns may be lower than or higher than the currently quoted benefits and/or returns. The policyholder is subject to the credit risk of “Hang Seng Insurance”. If the policyholder discontinues and/or surrenders this policy in early policy years, the amount of benefits you will get back may be considerably less than the total premiums you have paid. All details regarding policy surrender should be referred to the relevant policy provisions.