Investment involves risks and the prices of securities may go up or down and may even become valueless. Investors should read the relevant Risk Disclosure Statement and relevant documents before making any investment decision. Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in the securities of Shanghai-Hong Kong Stock Connect include:
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Transactions under the Northbound or Southbound Trading of Shanghai-Hong Kong Stock Connect will not be covered by the Investor Compensation Fund in Hong Kong.
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Once the respective quota is used up, trading will be affected or will be suspended. 
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Shanghai-Hong Kong Stock Connect will only operate on days when both markets are open for trading and when banks in both markets are open on the corresponding settlement days. Investors should take note of the days Shanghai-Hong Kong Stock Connect is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Shanghai-Hong Kong Stock Connect is not trading.
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When some stocks are recalled from the scope of eligible stocks for trading via Shanghai-Hong Kong Stock Connect, the stocks can only be sold but NOT bought.
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Investors will be exposed to currency risk if conversion of the local currency into RMB is required. 
 
 
 
 
 
For Terms and Conditions of SSE Securities* Buy / Sell Trades, Settlement Account and Other Securities Promotions Offers, please click here.

For Terms and Conditions of RMB Time Deposit Offer, please refer to hangseng.com/rmboffer.
 
 
RMB Currency risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
 
 
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