Place USD New Fund 2-month Time Deposit(s)1 within Jun 2026 and achieve the designated HKD Savings Deposit Growth2 at both end-Jun and end-Jul consecutively for 5.8% p.a. Total Interest Rate3 for that time deposit(s).
Place USD New Fund
2-month Time Deposit
Place the above time deposit
during 1 Jun to 30 Jun
Activate Bonus Rate:
Reach HKD Savings Deposit Growth* of
HKD400,000 or above
*Balance growth on 30 June
compared with 30 Apr, and
on 31 July compared with 30 Apr
USD time deposit
(capped at USD 200,000):
Total Interest Rate boosts to 5.8% p.a.
Bonus interest will be credited into
USD savings deposit account
on or before 30 Sep
Illustrative example
swipe for more details
Meet target,
Get reward
  • Total Interest Rate on the related time deposit boosts to 5.8% p.a.
    (Including Prevailing Rate of 3.3% p.a.a and Bonus Rate of 2.5% p.a.a)
  • Customer can earn a total interest of USD1,966 (Including bonus interest of USD847b)
Notes:
  1. The prevailing interest rate shown in the illustration above is indicative and for reference only. Actual rate refers to the rate available when the customer places the time deposit. The Bonus Rate is calculated as: Total Interest Rate of 5.8% p.a. - Prevailing Rate of 3.3% p.a.
  2. Bonus interest is calculated as: time deposit amount USD200,000 x Bonus Rate of 2.5% p.a. x 61 days in time deposit period / 360 days in yearly-basis

How to deposit USD new funds via remittance?

Before remitting to us, you can prepare the following beneficiary bank details:

  • Bank name: Hang Seng Bank Limited
  • Address: 83 Des Voeux Road Central, Hong Kong
  • Bank code: 024
  • SWIFT code: HASEHKHH / CHIPS no.(for remittances from USA): 010522

How to place time deposit online?

  • For Online Banking, the transaction time is Monday to Friday from 8am to 7:55pm. If the time deposit is placed outside the transaction time, or on Saturdays, Sunday, Hong Kong public holiday, holiday in the United States, or non-clearing day due to adverse weather condition such as typhoon signal or rainstorm warning, the customer cannot enjoy this offer.

Step 1

  • Log on to Hang Seng Personal e-Banking during the transaction time, select "Account Services" > "Time Deposits" from the drop-down list.
  • Click “View details” to check the prevailing interest rate of USD New Fund 2-month time deposit.
  • Click “Set up time deposit”.
This is the webpage screen cap of Step 1

Step 2

  • For “Principal”, input an amount capped at the “Eligible New Fund Balance” 1 to enjoy the new fund time deposit offer.
  • For "Deposit term“, choose "Now" as the "Deposit date".
  • Select "Deduct from account", "Time deposit account" and "Maturity instruction", then click "Next".
Note: The preferential interest rate displayed in the screenshot is for illustration only.
This is the webpage screen cap of Step 2

Step 3

  • Review the Time Deposit details and click "Confirm".
Note: The preferential interest rate displayed in the screenshot is for illustration only.
This is the webpage screen cap of Step 3
  • For Online Banking, the transaction time is Monday to Friday from 8am to 7:55pm. If the time deposit is placed outside the transaction time, or on Saturdays, Sunday, Hong Kong public holiday, holiday in the United States, or non-clearing day due to adverse weather condition such as typhoon signal or rainstorm warning, the customer cannot enjoy this offer.

Step 1

  • Log on to Hang Seng Mobile App during the transaction time, select "Account Services" > "Time Deposits" from the drop-down list.
  • Click “View offer details” to check the prevailing interest rate of USD New Fund 2-month time deposit.
  • Click “Set up Time Deposit”.
This is the webpage screen cap of Step 1

Step 2

  • For “Principal”, input an amount capped at the “Eligible New Fund Balance” 1 to enjoy the new fund time deposit offer.
  • For "Deposit term“, choose "Now" as the "Deposit date".
Note: The preferential interest rate displayed in the screenshot is for illustration only.
This is the webpage screen cap of Step 2

Step 3

  • Select "Deduct from account", "Time deposit account" and "Maturity instruction", then click "Next".
This is the webpage screen cap of Step 3

Step 4

  • Review the Time Deposit details and click "Confirm".
Note: The preferential interest rate displayed in the screenshot is for illustration only.
This is the webpage screen cap of Step 4

When is the cut-off time for the HKD savings deposit balance?

  • You are recommended to complete the fund-in/settlement by 6:00 p.m. on business days (Monday to Saturday, except Sunday and public holidays) and keep the relevant funds until 9:00 a.m. on the next business day. All the deposit balances are subject to the Bank’s records.
  • Taking 30 Jun 2026 as an example, you should complete the fund-in/settlement by 6:00 p.m. on 30 Jun 2026 and keep the relevant funds until 9:00 a.m. on 2 Jul 2026 (the next business day).
Enquiry Hotlines
Prestige Private
2998 8022
Prestige Banking
2998 9188
Preferred Banking
2822 8228
Integrated Accounts
2822 8233
Terms & Conditions apply
Remarks:
  1. “USD New Fund 2-month Time Deposit” refers to the USD 2-month time deposit successfully placed with Eligible New Fund Balance within June 2026. “Eligible New Fund Balance" means the fund representing the incremental balance (if any) when comparing the latest USD Deposit Balance at the time of placing the Eligible Time Deposit with the USD Deposit Balance as of 15 calendar days ago, after deduction of the sum of any USD Deposit Balance which has already enjoyed any new fund offer for time deposit within the last 15 calendar days (including the Time Deposit Placement Date), provided that the Eligible New Fund Balance is subject to a minimum of USD2,000 for each Eligible Time Deposit and a cap of USD200,000 in aggregate.
    • “USD Deposit Balance” means the aggregate balance in USD of all Savings Accounts, Current Accounts and Time Deposits held by the Eligible Customer (whether in sole name or joint name).
  2. “HKD Savings Deposit Growth” means the increment of the period end balance on both 30 June 2026 and 31 July 2026 as compared with the period end balance on 30 April 2026 of Eligible Deposit Account(s).
    • “Eligible Deposit Account(s)” refers to the HKD Savings Accounts maintained with the Bank in the Eligible Customer’s sole name or in the capacity as the primary account holder in the case of a joint name account. Eligible Deposit Accounts do not include the Current and Time Deposit accounts.
    • In respect of the “period end balance on 30 April 2026”, if the customer had a negative Eligible Deposit Account balance or did not hold any Eligible Deposit Account on 30 April 2026, it is treated as zero in the HKD Savings Deposit Growth calculation.
    • All the deposit balances are subject to the Bank’s records.
  3. “Total Interest Rate” means the sum of Prevailing Rate and Bonus Rate. The Total Interest Rate is quoted with reference to the prevailing USD 2-month time deposit interest rate offered by the Bank on 1 June 2026 and is for reference only. The Total Interest Rate is subject to the Bank’s revision based on the prevailing market conditions.
    • “Prevailing Rate” refers to the Bank’s prevailing USD 2-month time deposit interest rate. For the latest interest rate, please enquire with the Bank’s staff at the time of transaction.
    • “Bonus Rate” means the additional interest rate over and above the Prevailing Interest Rate which together with the Prevailing Interest Rate amount to the Total Interest Rate applicable to the Eligible New Fund Balance. If the total time deposit amount of all Eligible Time Deposits exceeds USD200,000, the amount in excess is eligible for the Prevailing Interest Rate only. The bonus interest derived from the Bonus Interest Rate is calculated as simple interest on a 360-day basis.
  4. The offer is only applicable to any personal customer who holds a valid personal integrated account(s) (including Prestige Private, Prestige Banking, Preferred Banking and Integrated Account) with the Bank.

Foreign Currency Risk
Foreign exchange involves exchange rate risks. Fluctuations in the exchange rate of a foreign currency may result in gains or loss of principal in the event that the customer converts the deposits from HKD or foreign currency to another currency, and/or in the event that the customer converts a foreign currency time deposit to another currency (including HKD) upon maturity.

Place Time Deposit Online
Place Time Deposit Online