Terms and Conditions for the Preferred Banking Foreign Exchange Rate Discount Offer:

    1. The offer is only applicable to personal customer who buys / sells designated foreign currencies, including AUD, NZD, CAD, EUR, USD, GBP, JPY and RMB (“Designated Foreign Currencies”), via Hang Seng Personal e-Banking for the equivalent of HKD20,000 or above with his or her Integrated Account of Preferred Banking (“Eligible Customer”).
    1. The offer is only applicable for the exchange of HKD into Designated Foreign Currencies or vice versa.
    2. The offer is only applicable to foreign currency T/T exchange rates.
    3. The offer may not be used in conjunction with other foreign exchange offers relating to the same currency of the transaction.
    4. Customer may enjoy this offer repeatedly.
    5. Foreign exchange involves Exchange Rate Risk. The exchange rate is subject to change from time to time based on changes in market conditions. Before making the relevant transaction, please check with our branch staff for the effective rate applicable to your transaction.
    6. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
    7. These terms and conditions are subject to prevailing regulatory requirements.
    8. No person other than the customer and Hang Seng Bank Limited (“Hang Seng Bank”) (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
    9. Hang Seng Bank reserves the right to suspend, vary or terminate the offer and amend its terms and conditions from time to time without prior notice. In the case of any disputes, the decision of Hang Seng Bank shall be final and conclusive. In case of any discrepancy between the English and the Chinese versions of these terms and conditions, the English version shall prevail.