Hang Seng empowers your business with a range of financial solutions, including SME Business Loan, 90% Guarantee Product under the SME Financing Guarantee Scheme ("90% Guarantee Product"), and SME Trade, to help you overcome challenges and unlock growth opportunities.

Customers who apply for SME Business Loan, 90% Guarantee Product or SME Trade through the Hang Seng Business Online Application Platform and/or Hang Seng Business e-Banking may receive “Approval-in-principle” in as fast as 10 seconds and may be eligible for the limited-time double offers.
 
Limited-Time Double Offers
Offer 1
From now till 31 March 2026, you can enjoy a cash rebate of up to HKD3,300 when the trade turnover reaches the approved facility limit of SME Trade.
Offer 2
Customer who successfully submits SME Trade application on or before 30 June 2025 may enjoy a free consulting service with our trade expert1. Customer who completes application* may also receive HKD500 dining e-coupons. Only available while stocks last!
* Complete application means customer should submit required documents with the application.


Features of SME Trade
Trade loan facility on revolving basis, up to HKD2,000,000
No collateral or financial reports required2
Loan tenor of up to 90 days
Drawdown by simply uploading a payment file to us and your supplier will be paid directly3

 Want to know more about and apply for SME Trade?

Remarks:

  1. Our Client Manager of Global Trade Solutions will contact you within five working days after receiving your application for the arrangement of free advisory session.
  2. Hang Seng Bank Limited ("Hang Seng") reserves the right to request any further supporting documents / information.
  3. Subject to prior credit adjudication and approval. Payments are subject to processing time