Hang Seng Credit Card x AlipayHK – Summer Cross-border Spending

ang Seng Credit Card x AlipayHK Cross-border Spending Rewards & Taobao Offer

now support spending deductions at over 80 million merchant spots across Hong Kong, Chinese Mainland and Macau!

From 15th June to 31st August 2026, whether you're traveling to Chinese Mainland and Macau for dining, shopping or entertainment, you can earn instant discount coupons by paying via AlipayHK with
your Eligible Hang Seng Credit Cards bound!

During the promotion period, you can grab designated Chinese Mainland mall spending coupons every day, in addition to extra instant discount coupons through completing the cross-border spending tasks!
You can earn up to HKD5,320 in rewards in the entire promotion period!

AlipayHK Card Binding & Authorisation Welcome Reward

Welcome Offer for Card Binding and
+FUN Dollars

Authorisation

During the Promotion Period, customers who successfully bind an eligible Hang Seng Credit Card to AlipayHK for the first time or successfully authorise of using +FUN Dollars

to offset spending amount will receive one HKD 20 coupon. You can earn up to HKD40 coupons in total.

Welcome Offer^3-4

(Each Eligible AlipayHK user can claim each coupon once)

1Successful binding of an eligible Hang Seng credit card with AlipayHK account for the first time^#
2Successful Authorisation of *

Rewards

HKD20

coupon x 2

The coupons can be used within 60 days after redemption for an instant discount on a single transaction with net spending of HKD250 or above through the AlipayHK App at participating merchants in Chinese Mainland and Macau of AlipayHK! Only one coupon may be used in each transaction.

AlipayHK users who, in the 12 months prior to the Promotion Period, have not bound any Eligible Credit Card of Card Binding Welcome Reward to their AlipayHK account.

Hang Seng credit card customers who have successfully authorised AlipayHK to use +FUN Dollars of Hang Seng Credit Card, UnionPay Credit Card or Spending Card (‘Eligible Credit Card”), excluding Hang Seng enJoy Visa Platinum Card, enJoy Spending Card, UnionPay Credit Card, USD Visa Gold Card, Renminbi Credit Card, UnionPay Renminbi Diamond Commercial Card, e-shopping Mastercard, and Private Label Cards and not revoked authorisations (“Eligible Customers”) during the Promotion Period.

AlipayHK Exclusive Cross-border Spending Reward

Grab Designated Shenzhen Futian Galaxy COCO Park and Link CentralWalk Coupons Every Day⁵

Grab Shenzhen Futian Galaxy COCO Park and Link CentralWalk
spending coupons at 10:00 AM every day+.
During the promotion period, you can collect one HKD30 designated mall coupon from each mall per day (collect up to 2 coupons per day, total valued at HKD60). Pay via AlipayHK, and select an eligible Hang Seng Credit Card at check-out, the Coupons will be deducted.

⁺

Designated Chinese Mainland mall spending coupons are valid for 14 days upon collection. Expired coupons are invalid and will not be re-issued. Please refer to the campaign page in AlipayHK App for the list of the participating merchants in the mall(s).

Accumulative Spending Promotion Reward^6-7

Grab designated instant discount coupons when completing cross-border spending tasks using Eligible Hang Seng Credit Card at participating merchants in Chinese Mainland and Macau of AlipayHK during the Promotion Period!

The Promotion Period is divided into three phases:

Phase 1: 15 June 2026 to 30 June 2026
Phase 2: 1 July 2026 to 31 July 2026
Phase 3: 1 August 2026 to 31 August 2026

Accumulative eligible spending	Coupon value (maximum HKD200 coupons can be earned per phase^)
HKD4,000 to HKD6,999	HKD100
HKD7,000 or above	Extra HKD100

^Eligible User may participate in the Promotion one time per phase in total during the Promotion Period.
Reward is limited in quantity and will be distributed on a first-come-first-served basis.
The coupons can be used within 30 days after redemption for an instant discount at participating merchants in Chinese Mainland and Macau of AlipayHK, when choosing to make a single purchase of HKD200 or more with an Eligible Hang Seng Credit Card via AlipayHK.

Learn how to authorise and use in Alipay ＋FUN DOLLARS

Search for 'Hang Seng' the AlipayHK homepage

Enter the Hang Seng Bank brand page and click ‘Authorise’ and select Accept Authorise

The above AlipayHK app screen display is for reference only.

FUN DOLLARS 150,000 WAYS TO SPEND AS CASH

Users can participate in “Card Binding Welcome Reward” , “+FUN Dollars Authorisation Reward” , “Grab Designated Shopping Mall Coupon Every Day Reward“ and "Accumulative Spending Reward“ via AlipayHK mobile application (“AlipayHK App”). Unless otherwise specified, AlipayHK’s records shall prevail in determining user eligibility under any circumstances.
The use of different types of coupons issued under “Card Binding Welcome Reward” , “+FUN Dollars Authorisation Reward” , " Grab Designated Shopping Mall Coupon Every Day Reward“ and "Accumulative Spending Reward” Promotions are subject to respective terms and conditions. Terms stated on the actual payment page shall prevail.
Quotas applies for the Rewards, and Coupons are limited in quantity and on a first-come-first-served basis, while stocks last.
The Promotions are subject to respective terms and conditions. For details of “Card Binding Welcome Reward” , “+FUN Dollars Authorisation Reward” , "Grab Designated Shopping Mall Coupon Every Day Reward“ and "Accumulative Spending Reward", please refer to Terms and Conditions of "Hang Seng Credit Card X AlipayHK Summer Cross-border Spending Rewards”.

Remarks

Eligible User who has successfully bound the Eligible Credit Card to their AlipayHK account will receive the welcome reward of HKD20 coupon under the Promotion (“Card Binding Welcome Reward”). Eligible User is defined as AlipayHK users who, in the twelve (12) months prior to the date of card binding, have not bound any Eligible Credit Card (Hang Seng Credit Card, Affinity Card, enJoy Commercial Card, enJoy Business Card and enJoy Spending Card (“Eligible Credit Card(s) for Welcome Reward for card binding”) but excluding other Commercial Card, other Business Card, other Spending Card, UnionPay Renminbi Diamond Commercial Card, USD Visa Gold Card, e-shopping Mastercard and Private Label Cards to their AlipayHK account; and who have successfully bound the Eligible Credit Card for Welcome Reward for card binding to their AlipayHK account during the Promotion Period.
Eligible User who has successfully authorised AlipayHK to use +FUN Dollars from their Eligible Credit Card within their AlipayHK account, allowing the +FUN Dollars to be applied toward payments made with the Eligible Credit Card, will receive the reward of HKD20 coupon under the Promotion (“+FUN Dollars Authorisation Reward”). Eligible user is defined as AlipayHK users who, in the twelve (12) months prior to the date of authorisation, have not authorised AlipayHK to use +FUN Dollars of Hang Seng Credit Card, Affinity Card or Spending Card (‘Eligible Credit Card(s) for authorising +FUN Dollars with Hang Seng Credit Card”), excluding enJoy Spending Card, UnionPay Credit Card, USD Visa Gold Card, Renminbi Credit Card, UnionPay Renminbi Diamond Commercial Card, e-shopping Mastercard, and Private Label Cards; and who have successfully authorised AlipayHK to use +FUN Dollars of the Eligible Credit Card for Reward for authorising +FUN Dollars with Hang Seng Credit Card during the Promotion Period.
“Card Binding Welcome Reward” and “+FUN Dollars Authorisation Reward” are valid for sixty (60) days from the date of award/ issuance. Expired Rewards shall be deemed invalid and will not be re-issued.
Each Eligible User is allowed to enjoy “Card Binding Welcome Reward” and “+FUN Dollars Authorisation Reward” once each during the Promotion Period.
“Grab Designated Shopping Mall Coupon Every Day Reward” is available to AlipayHK user who made payment with and have bound Hang Seng Credit Card, Affinity Card, enJoy Commercial Card, enJoy Business Card and enJoy Spending Card (“Eligible Credit Card(s) for Grab Designated Shopping Mall Coupon Every Day Reward”) but excluding other Commercial Card, other Business Card, other Spending Card, Hang Seng Bupa Card, Renminbi Credit Card, USD Visa Gold Card, e-shopping Mastercard and Private Label Cards in AlipayHK App.
"Accumulative Spending Reward" Promotions is available to "Accumulative Spending Reward" Promotions is available to AlipayHK user who made payment with and have bound Hang Seng Credit Card, Affinity Card, enJoy Commercial Card, enJoy Business Card and enJoy Spending Card (“Eligible Credit Card(s) for Accumulative Spending Reward”) but excluding other Commercial Card, other Business Card, other Spending Card, Hang Seng Bupa Card, Renminbi Credit Card, USD Visa Gold Card, e-shopping Mastercard and Private Label Cards in AlipayHK App.
During the Promotion Period, Eligible User will be rewarded the designated coupon by achieving specific accumulative spending amount ("Accumulative Spending Reward"). These transactions shall be performed through the AlipayHK App at participating merchants in Chinese Mainland or Macau with Eligible Credit Card (“Eligible Accumulative Spending”). Eligible User may participate in the Promotion one time per phase in total during the Promotion Period.

Terms & Conditions for “Hang Seng Credit Card X AlipayHK – Summer Cross-border Spending with Hang Seng Credit Card via AlipayHK” (“Promotion”)

Remember not to disclose sensitive credit card information to any unknown parties! If in doubt, verify with the relevant institutions through official channels!

Note: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.