Paying Taxes? Unlock Exciting Rewards
From now until 31 March 2026, simply register your Hang Seng Credit Card in +FUN Centre for Online Tax Payment Rewards and complete the below missions to earn up to $1,500 
/ 300,000 
Points1,2!
Unlock Reward 1 - Credit Card Online Bill Payment Service Tax Payment Promotion
Accumulate eligible spending of HKD5,000 or above and pay your tax bill via Hang Seng e-Banking or Hang Seng Mobile App to enjoy up to $800 / 160,000 Points!
Unlock Reward 2 - Tax Payment Instalment Reward Program
Split your tax bill using Hang Seng Spending Instalment – Personalised Monthly Fee Plan* and enjoy an additional of up to $700 / 140,000 Points!
| Accumulative Tax Instalment Amount (HKD) |
Reward (  /  Points) |
|---|---|
| 500,000 or above | $700 / 140,000 |
| 200,000 – 499,999 | $400 / 80,000 |
| 100,000 –199,999 | $300 / 60,000 |
| 50,000 – 99,999 | $250 / 50,000 |
| 10,000 – 49,999 | $150 / 30,000 |
*Instalment tenor must be 12 months or above
Register Now
Log on to Hang Seng Mobile App and register at 
Spending
Instalment
Payment made easier
Spending Instalment - Personalised Monthly Handling Fee Plan
From now until 31 March 2026, all selected customers applying for the Spending Instalment - Personalised Monthly Handling Fee Plan can enjoy a personalised monthly handling fee as low as 0.16%3!
Split tax bill and earn up to $1,500 or
300,000
Points.
Choose from 3、6、12、24、36、48 or 60-month repayment period
Instant approval and instalment4
Eligible Instalment Categories
Covering a wide range of expenses6. Spending is simple with Hang Seng Credit Card.
Tax Bill Payment
Hot Products
Travel and Entertainment
Online Spending
Tuition Fee
Home Furnishings
Insurance Premium
Spending Instalment - One-off Handling Fee Plan
From now until 31 March 2026, selected new instalment customers applying for the Spending Instalment - One-off Handling Fee Plan can enjoy a 12-month instalment handling fee as low as HKD40, along with the following features to help you easily manage your finances and make flexible repayments!
12-month repayment period
Instant approval and instalment4
Eligible Instalment Categories
Covering a wide range of expenses6. Spending is simple with Hang Seng Credit Card.
Tax Bill Payment
Hot Products
Travel and Entertainment
Online Spending
Tuition Fee
Home Furnishings
Insurance Premium
Log on
Hang Seng Mobile App or
Apply now via
Personal e-banking6
Log on
Hang Seng Mobile App or
Hang Seng Mobile App or
Apply now via Personal e-banking5
Download now
to experience Hang Seng Mobile App!
to experience Hang Seng Mobile App!
Hang Seng Personal Mobile App
Note:
- Rewards are on a per-Eligible Credit Card under the same Customer basis. Each Eligible Credit Card which accumulated Eligible Transactions of HKD5,000 or above within the Promotion Period will be eligible for the Promotion. Only Eligible Transactions and Payments made from the registration date to the end of the Promotion Period will be counted for the Reward.
- Each customer can only be entitled to up to $1,500 +FUN Dollars/300,000 yuu Points under "Tax Payment Reward", "Instalment Reward" and "Early Bird Offer".
- The monthly handling fee is applicable to selected customers and the approved spending instalment amount has to reach the specific requirement and is for reference only. The handling fee is to be determined by Hang Seng from time to time for individual promotion. The Annualised Percentage Rates (APRs) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable), calculated using the Net Present Value Method according to the Code of Banking Practice. The APR for this product ranges from 2.92% to 34.08%. For the APR of 2.92%, it is calculated based on a loan amount of HKD100,000, a monthly flat rate of 0.16% and a 3-month repayment period. Please logon to Hang Seng Personal e-Banking or call (852) 2998 6868 to obtain your personalized handling fee.
-
Please apply prior to the credit card statement due date. Under normal circumstances, you'll receive the approval result instantly for the spending instalment plan. If you submit your application before the statement payment due date, the approved amount will be disbursed into your credit card account instantly or by the next calendar day during the following periods:
- Mon to Fri: 12:00a.m. to 7:00p.m.
- Sat, Sun, and public holidays: 12:00a.m. to 5:30p.m.
- For Hang Seng Website, Hang Seng Personal Banking Mobile App or Hotline applications, minimum instalment application amount is from HKD800 and 3 months.
- Spending Instalment – Personalised Monthly Handling Fee Plan and Spending Instalment – One-off Handling Fee Plan includes local and overseas payment made at physical and online stores or online bill payment. For details for the designated spending categories, please refer to the related Terms and Conditions.
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Spending Instalment - Personalised Monthly Handling Fee Plan
Product Terms &
Conditions, Promotion Terms &
Conditions and
Key Facts Statement
Spending Instalment - One-off Handling Fee Plan Product Terms &
Conditions, Promotion Terms &
Conditions and Key Facts Statement
To borrow or not to borrow? Borrow only if you
can repay!