Refer your friends to open an account and get unlimited cash reward

Start the new year by sharing wealth! Successfully refer your friends and family to open a new account and enjoy generous rewards together, with cash reward of up to HKD10,000, plus more surprising rewards along the way! The more you refer, the more you can earn! Take action now to earn more with ease with your loved ones in 2026!

Referrer

Referee

Your friends and family successfully join

From now till 31 March 2026, eligible customer¹ successfully refer friends and family to open new account and fulfill designated requirements^2,3 can enjoy up to HKD10,000 for each successful referral:

Prestige Private

HKD10,000 cash reward

Prestige Banking

HKD2,000 cash reward

Preferred Banking

HKD200 cash reward

and

Enroll for "Preferred Win-Win Prize Draw" to win HKD10,000 Apple Store gift card⁵
goldbar

Extra Referral Reward

Enjoy an exclusive God of Wealth & Gallant Horse 999.9 Pure Gold Medal (worth over HKD7,000)⁴ upon successfully refer three or above friends or family to open a new Prestige Private Banking or Prestige Banking account!

Referral Steps for Referrer

1.Referrers click here and complete the Online Referral Form for registration

1.Referrers complete the Online Referral Form at hangseng.com/mgm2

for registration.

2. Receive a Referral Code and Referral form link after registration.

3. Share the Referral Code and Referral form link to your friends and family.

Welcome Rewards for Referee

Do you want to share exclusive privileges with your friends and family?
Open an account now to enjoy welcome rewards and banking service.

Prestige Private

Up to

HKD56,000

cash reward⁶

Total Relationship Balance requirement:
HKD8,000,000

Prestige Private Welcome rewards

Prestige Private Life
Privileges

Prestige Banking

Up to

HKD34,500

cash reward⁷

and Hong Kong Kerry Hotel Afternoon Tea Set for 2 (valued at HKD668)⁹

Total Relationship Balance requirement:
HKD1,000,000

Prestige Banking Welcome rewards

Prestige Banking Life
Privileges

Preferred Banking

Up to

HKD8,700

cash reward⁸

HKD 0 Balance Fee

Preferred Banking Welcome rewards

.

Steps for Referee Registration

1. Referees click here and complete the Online Referral Form with the Referral Code provided by the Referrer

1. Referees register with the Referral Code provided by the Referrer via hangseng.com/pics1

.

2. After registration, open Prestige Private, Prestige Banking, or Preferred Banking and fulfil the requirement under Prestige Private or Prestige Banking "Total Relationship Balance" Reward; Or requirement of Preferred Banking.

If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.

Remark

Eligible referrer must hold any savings / current / fixed deposit or any integrated account denominated in HK Dollar / foreign currencies (i.e. Prestige Private, Prestige Banking, Preferred Banking or any other Integrated Account) with the bank.
The promotion period of Customer Referral Reward is from 1 January to 31 March 2026 ("Promotion Period"). The referrer must successfully refer a referee to join Prestige Private or Prestige Banking, and the referee successfully fulfil the requirement of the Total Relationship Balance Reward of Prestige Private; or successfully fulfil the requirement of the Total Relationship Balance Reward of Prestige Banking.
The promotion period of Preferred Banking Customer Referral Reward is from 1 January to 31 March 2026. The referrer must successfully refer a referee to open a Preferred Banking account within promotion period. The referee must successfully open a Preferred Banking account.
Within Promotion Period, the referrer successfully referred 3 or above referees to join Prestige Private or Prestige Banking, and the referees successfully fulfil the requirement of the Total Relationship Balance Reward of Prestige Private or the requirement of the Total Relationship Balance Reward of Prestige Banking, the referrer could enjoy extra referral reward of a piece of God of Wealth & Gallant Horse 999.9 Pure Gold Medal (valued above HKD7,000).
The promotion period of "Preferred Win-Win Prize Draw" is from 1 January 2026 to 31 March 2026 ("Promotion Period"). The referrer must successfully refer 1 referee to open a Preferred Banking account, then the referrer earns 1 lucky draw chance to win HKD10,000 Apple Store gift card (1 winner in total). Refer more to earn more chance for lucky draw. Terms and conditions apply. Please click here for details.
The promotion period is from 1 January to 31 March 2026. The welcome rewards of Prestige Private including Prestige Private “Total Relationship Balance” Reward up to HD39,000, open Family+ account(s) reward HKD200, HK Stock Deposit offer up to HKD12,000, Hang Seng PayDay+ offer up to HKD1,200, Foreign Exchange Welcome Offer up to HKD2,800 and Time deposit offer up to HKD800. The Prestige Private "Total Relationship Balance" Reward is only applicable to customers who meet the account opening requirements and fulfil the entry Total Balance requirement of HKD8,000,000 or above upon newly opened as a Prestige Private at the Bank during the Promotion Period (the "Eligible Customers"). Eligible customers must bring in designated "Total Relationship Balance" Growth amount and use FPS/Payment Connect to transfer funds to the account in any amount on / before the last day of the first month after the month of account opening and must maintain Total Relationship Balance of HKD8,000,000 or above in the second, the third and the fourth months after the month of Prestige Private account opening month and have successfully opened Investment Account within one-month after the Promotion Period (i.e. on or before 30 April 2026). For details, visit .
The promotion period is from 1 January to 31 March 2026. The welcome rewards of Prestige Banking including Prestige Banking “Total Relationship Balance” Reward up to HD23,500, open Family+ account(s) reward HKD200, HK Stock Deposit offer up to HKD6,000, Hang Seng PayDay+ offer up to HKD1,200, Foreign Exchange Welcome Offer up to HKD2,800, Time deposit offer up to HKD800 and Hong Kong Kerry Hotel Afternoon Tea Set. The Prestige Banking "Total Relationship Balance" Reward is only applicable to customers who meet the account opening requirements and have newly opened to Integrated Account of Prestige Banking ("Prestige Banking") at the Bank branches or through digital channels during the Promotion Period (the "Eligible Customers"). Eligible Customers must bring in designated "Total Relationship Balance" Growth amount and use FPS/Payment Connect to transfer funds to the account in any amount on / before the last day of the first month after the month of account opening and maintain the "Total Relationship Balance" Growth amount for the second, the third and the fourth months after the month of account opening. Customer must have successfully opened Investment Account and registered for Hang Seng Personal e-Banking within one-month after the Promotion Period (i.e. on or before 30 April 2026) and maintain valid e-Banking account before receiving cash reward, and complete "Risk Profile Questionnaire" or whose "Risk Profile Questionnaire" record is valid as of 30 April 2026. For details, please visit .
Referee successfully open a Preferred Banking account can enjoy HKD200 cash reward. Terms and conditions apply. Please click here for details. New Preferred Banking Customers could enjoy rewards of value up to HKD8,500 (including +FUN Dollars and HKD cash rewards) by completing designated banking services and requirements during the promotion period. For details, please visit .
Eligible customers who newly successfully opened or upgraded to Prestige Banking through Hang Seng Personal Banking mobile app (Not applicable to Prestige Banking accounts opened via the Branch Assistant Mode with the Hang Seng Personal Banking mobile app)/Hang Seng Personal e-Banking within and fulfill the requirements of the Prestige "Total Relationship Balance" Reward can enjoy a Hong Kong Kerry Hotel Afternoon Tea Set for 2 (valued at HKD668) (“Limited-time Extra Reward”). The promotion period of Limited-time Extra Reward is valid from 1 January 2026 to 31 March 2026, both dates inclusive.

Terms and Conditions and Remarks

Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
Terms and conditions apply. Please approach our branch staff for enquiries.
Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
The promotion is intended for persons in Hong Kong.

Important information

For "Risk Profiling Questionnaire"

The Risk Profiling Questionnaire is provided by Hang Seng Bank Limited (the "Bank") and is intended to help the customer understand his/her risk profile and investment needs. The Bank makes no guarantee, representation or warranty and accepts no responsibility or liability as to the accuracy or completeness of the information or recommendation given. The suggestions are derived from information that the customer has provided to the Bank. The suggestions are designed to meet the needs discussed in this test and are in line with the customer’s attitude towards risk. The suggestions are for the customer’s consideration when making his/her own investment decisions. The suggestions are not an offer to sell or a solicitation to buy any financial products and the suggestions should not be considered as investment advice.