Terms and Conditions:

1. This SME Trade promotion is offered by Hang Seng Bank Limited ("Hang Seng" or the "Bank") from 1 July 2025 to 31 December 2025, both dates inclusive ("Promotion Period").
2. Selected commercial customers must successfully complete their first Hang Seng TradePay trade loan drawdown via HangSeng HSBCnet or Business e-Banking within the promotional period ("Designated Activity") in order to be eligible for this promotional offer.
3. Each eligible selected commercial customer who completes the Designated Activity will receive HKD200 supermarket cash e-voucher ("e-voucher").
4. Each eligible selected commercial customer can only enjoy the Designated Promotion once during the Promotion Period.
5. The e-voucher will be made available on the Ever Earn platform under Hang Seng Business e-banking within 90 days from the end of the Promotion Period, without prior notice. The e-voucher shall expire within such fixed period of time from date of it becoming available, customers are responsible for proactively logging into the Ever Earn platform from time to time within the aforesaid period, in order to ascertain (i) the availability of e-voucher; and (ii) the expiry date of the e-voucher, and follow the instructions set out on the Ever Earn platform in order to redeem and use the e-voucher on or before the expiry date set out on the e-voucher. Any expired e-voucher will not be accepted or replaced.
6. Each eligible selected commercial customer's Hang Seng Business e-Banking must remain valid at the time of the delivery of the e-voucher, otherwise the eligible selected commercial customer will be deemed to have waived this offer automatically. The Bank reserves the right of validating each eligible selected commercial customer's eligibility to receive the e-voucher under this offer.
7. Each e-voucher can only be used once and will expire upon usage. The customer must pay for any spending amount exceeding the face value of the e-voucher. Where the spending amount is less than the face value of the e-voucher, the remaining value of the e-voucher will be forfeited. The supplier of the e-voucher reserves the right of final decision on determining the validity of the e-voucher.
8. The Bank reserves the right to replace the e-voucher with other voucher(s) of similar value. The e-voucher cannot be exchanged or redeemed for cash.
9. The Bank is not the supplier of the e-voucher and will therefore not assume any liability in relation thereto. The suppliers of the e-voucher shall be solely responsible for all issues related to the quality and availability of the relevant products and/or services relating to the e-voucher. Any disputes or complaints arising in relation to the e-voucher, the relevant products and/or services relating to the e-voucher shall be resolved between the customer concerned and the relevant supplier.
10. The Bank reserves the right to suspend, vary or terminate this promotional offer and/or amend these Terms and Conditions at any time without prior notice. The decision of the Bank on all matters relating to this promotional offer shall be final and binding on all the parties concerned.
11. These Terms and Conditions are subject to prevailing regulatory requirements.
12. No person other than the customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
13. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
14. In case of any discrepancy between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail.