Five-year Financial Summary
| 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|
| For the Year | HK$bn | HK$bn | HK$bn | HK$bn | HK$bn |
| Operating profit | 23.5 | 27.9 | 28.6 | 20.1 | 16.2 |
| Profit before tax | 23.7 | 28.4 | 28.8 | 19.4 | 16.4 |
| Profit attributable to shareholders | 20.0 | 24.2 | 24.8 | 16.7 | 14.0 |
| 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|
| At Year-end | HK$bn | HK$bn | HK$bn | HK$bn | HK$bn |
| Shareholders’ equity | 152.0 | 162.1 | 178.8 | 183.1 | 184.3 |
| Issued and paid-up capital | 9.7 | 9.7 | 9.7 | 9.7 | 9.7 |
| Total assets | 1,478.4 | 1,571.3 | 1,677.0 | 1,759.8 | 1820.2 |
| Total liabilities | 1,326.3 | 1,409.2 | 1,498.1 | 1,576.6 | 1,635.8 |
| 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|
| Per Share | HK$ | HK$ | HK$ | HK$ | HK$ |
| Earnings per share | 10.30 | 12.48 | 12.77 | 8.36 | 6.93 |
| Dividends per share | |||||
| - 1st to 4th interim dividends | 6.70 | 7.50 | 8.20 | 5.50 | 5.10 |
| 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|
| Ratios | % | % | % | % | % |
| Return on average ordinary shareholders’ equity | 14.2 | 16.0 | 15.2 | 9.6 | 7.7 |
| Post-tax return on average total assets | 1.4 | 1.6 | 1.5 | 1.0 | 0.8 |
| Capital ratios | |||||
| - Common Equity Tier 1 ('CET1') Capital Ratio | 16.5 | 16.6 | 16.9 | 16.8 | 15.9 |
| - Tier 1 Capital Ratio | 17.7 | 17.8 | 18.7 | 18.5 | 17.5 |
| - Total Capital Ratio | 20.1 | 20.2 | 20.8 | 20.0 | 18.9 |
| Cost efficiency ratio | 30.5 | 29.5 | 30.0 | 36.6 | 42.6 |
