Our team of experts is always here
to protect and grow wealth with you.
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| We provide you a comprehensive range of reliable RMB financial and investment services. |
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RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time. |
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| Offer Local Securities Services, US Securities Trading Services, Stock Connect Northbound Trading Service (applicable to eligible securities only) and Share Margin Services2. With Market Express, free stock quotes and instant order confirmation, we offer you a one-stop securities trading experience. |
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To borrow or not to borrow? Borrow only if you can repay! |
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Foreign Exchange Service1 |
| Hang Seng provides you with various foreign exchange services to suits all your FX needs, which allows you to trade currency on your term and keep track on the fluctuating FX market. You may also enjoy preferential rate for FX exchange. |
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FX Order Watch and Rate Alert Service |
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Applicable for both Hang Seng Personal e-Banking and Hang Seng Personal Banking Mobile App |
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Supports any pairs among 10 currencies, including AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, RMB2 and USD |
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Pre-set target exchange rate and amount to convert funds and receive alert automatically within the monitoring period (up to 60 days long) once your target rate is reached |
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Real time market news and commentary |
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Currency Risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa. |
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RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time. |
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"Hang Seng Fund SuperMart" gathers a wide range of fund information including investment focus, fund performance and new funds express, to keep you updated on the latest investment trends around the world. Please call your relationship manager for more details.
"Advanced Switching Service" gives you the convenience of subscribing for another fund before the redemption proceeds from the original fund are deposited into your account, saving you time for fund switching, allowing you to seize more opportunities. |
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Important Risk Warning
Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant fund's offering documents (including the fund details and full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) before making any investment decision.
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Life Insurance1 |
| Provide you with all-rounded protections including life, savings, retirement, critical illnesses and education fund etc., assisting you to go ahead to achieve difference personal dreams and aspirations. You can also apply selected plans online to get protection at the ease of your home. |
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Medical Insurance2 |
| Partnering with Bupa (Asia) Limited, a Hong Kong medical insurance expert, we have a full range of Hang Seng Bupa Precious Health Series Health Insurance Schemes to provide you with a comprehensive coverage of medical protection and services. |
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Relevant life insurance plan is underwritten by Hang Seng Insurance Company Limited |
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The health insurance schemes are underwritten by Bupa (Asia) Limited ("Bupa") which is authorised and regulated by the Insurance Authority in Hong Kong. Hang Seng Bank is an insurance agent authorised by Bupa for the exclusive distribution of the Relevant Scheme. Subscription will be payable to Bupa upon application of Relevant Scheme. HealthPro Concierge Service is provided by Bupa. |
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General Insurance |
| Hang Seng Bank’s General Insurance Plans are underwritten by QBE General Insurance (Hong Kong), suiting different protection needs in your everyday life by offering Travel Insurance, Home Insurance and Personal Accident Insurance etc. |
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Travelsure Protection Plan offers medical expenses and personal accident coverage up to HK$1 million |
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Home Care Plus Home Insurance Plan offers household content coverage up to HK$1 million |
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| For plan details and promotional offers, please visit hangseng.com. |
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Comprehensive Retirement Planning |
| When it comes to retirement planning, both wealth and health management are equally important. We provide you with diverse retirement products to cater for your needs at different life stages and ages, assisting you to plan ahead and enjoy retirement with steady cash flow. |
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Deposit services |
| HKD savings and current account, foreign |
| currency savings, time deposits and statement |
| gold accounts – all in a single integrated account |
| for your easy management. |
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Payroll services |
| Auto-payroll Service for you to conveniently manage your wealth with ease. Set up an auto-payroll service through Prestige account to enjoy an exclusive monthly fee waiver that just required monthly "Total Relationship Balance" of HKD500,000. |
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Mortgage^ |
| A variety of mortgage plans provide you the best fit solution. Professional mortgage consultants will provide one-stop mortgage services that suit your needs, helping you in realizing your home buying dream. |
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Secured Overdraft Facility^ |
| Hang Seng Asset Link Secured Overdraft Facility brings you extra liquidity by pledging your assets. It provides you revolving credit line with no minimum repayment required while daily interest accrues on overdrawn amount only, allowing you to enjoy greater financial flexibility |
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To borrow or not to borrow? Borrow only if you can repay! |
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