Enjoy up to HKD800 cash rewards
From 1 April 2026 to 30 June 2026, Customer who have opened or upgraded to Prestige Private or Prestige Banking2,3 or Selected Customers1, and who accumulate foreign exchange transactions in designated currencies* reaching the amounts below, can enjoy a cash reward of up to HKD800:
| Accumulated Transaction(s) Amount (HKD equivalent) | Cash Reward |
|---|---|
| 100,000 or above | HKD200 |
| 200,000 or above | HKD400 |
| 500,000 or above | HKD800 |
- Enjoy up to 17%p.a.6 time deposit rate for designated currencies exchange. The offer covers up to 9 currencies!
Enjoy up to 5,000 Cash Reward
Enjoy up to 5,000 Cash Reward
| No. of Eligible Transaction# | Cash Reward |
|---|---|
| 1 time | HKD1,000 |
| 2 times | HKD2,500 |
| 3 times | HKD5,000 |
#Only one Eligible Transaction per day is counted.
Enjoy HKD200 Cash Reward
Enjoy HKD200 Cash Reward
- During the promotion period, Eligible Customers* who complete an overseas transfer in Global Money+ via the Hang Seng Mobile App and who have registered at least one overseas payee can enjoy a HKD200 cash reward.
- Transfer funds in local currency to over 50 designated countries or regions7, such as Canada, the United Kingdom, the United States, Australia and New Zealand, without any handling fee.
- Transfer to applicable countries / regions and currencies will arrive within the same day at the earliest.7
equivalent to HKD1,121,4009
annual interest rate offer of 17%p.a.6
Mega Foreign Currency Exchange Cash Reward
Exchanging CAD1,000,000,
equivalent to HKD5,759,00010
Foreign Currency Exchange earn HKD800 +
Mega Foreign Currency Exchange earn HKD1,000
about HKD17,69210
The above offers are subject to the terms and conditions.
Click here for the relevant Terms and Conditions.
Remarks:
- Selected Customer means customers who have received an SMS / push or informed by Relationship Manager during the Promotional Period and who hold a valid sole-named and/or joint-named personal integrated account(s) with the Hang Seng Bank Limited (“the Bank”) (including Prestige Private, Prestige Banking, Preferred Banking and Integrated Account) (“Eligible Account”) of the Bank. If the Eligible Account is a joint account, this promotion is only applicable to the primary account holder.
- New Prestige Customer refers to customers who have newly opened Integrated Account of Prestige Banking at the Bank branches or through digital channels (including Hang Seng Personal Banking mobile app / Hang Seng Personal e-Banking) during the Promotion Period, but excluding existing customers or customers who are holding / have ever held any Hong Kong Dollars/Foreign Currency savings, current, time deposit accounts or any Integrated Accounts with the Bank now or in the previous 12-month period prior to the account opening month; or customers whose any accounts have been terminated in any period. Upgrade Prestige Customer refers to customers who have upgraded to Integrated Account of Prestige Banking at the Bank branches or through digital channels (including Hang Seng Personal Banking mobile app / Hang Seng Personal e-Banking) or phone banking hotline during the Promotion Period, but excluding existing Prestige customers or customers who are holding sole-named or joint-named Prestige Banking; or customers who have ever held any sole-named or joint-named Prestige account with the Bank in the previous 12-month period prior to the account upgrading month; or customers whose any accounts have been terminated in any period.
- New Prestige Private Customer refers to customers who have newly opened a Prestige Private of the Bank during the Promotion Period, but excluding existing customers or customers who are holding / have ever held any Hong Kong Dollars/Foreign Currency savings, current, time deposit accounts or any Integrated Accounts with the Bank now or in the previous 12-month period prior to the account opening month; or customers whose any accounts have been terminated in any period. Upgrade Prestige Private Customer refers to customers who have upgraded to Prestige Private of the Bank during the Promotion Period but excluding existing Prestige Private customers or customers who have ever held any Prestige Private account with the Bank in the previous 12-month period prior to the account upgrading month; or customers whose any accounts have been terminated in any period.
- For any cross-currency exchange, the relevant transaction amount will be determined and calculated in HKD equivalent with the exchange rate solely determined by the Bank on the transaction day.
-
This Promotion is not applicable to exchange transactions
with special offer provided by the Bank and other exchange
services, including but not limited to:
- Inward and outward remittance (e.g. Overseas Transfer and Global Money+)
- Notes exchange, deposit and withdrawal
- FX Order Watch
- Foreign exchange transaction(s) made on pre-defined dates by way of forward dated instruction(s)
- FPS x PromptPay QR Payment (Thailand)
- Paper Gold and FX investment (e.g. FX2, MaxiInterest Deposits, Capital Protected Investment Deposit, FX and Precious Metal Margin Trading 101)
- Multi-Currency Debit Mastercard® spending and withdrawal
- The promotion period of “Foreign Currency Time Deposit Interest Rate Offer” is from 1 April to 30 June 2026 for exchange of designated currencies and set up of 1-week time deposit at the same time with designated transaction amount. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 1 April 2026 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions. Terms and conditions apply. Visit hangseng.com/forexoffer for more details.
- We’ll update the list of the designated countries or regions and local currency from time to time. Some countries / regions may have specific requirements for fee-free service. Please visit Hang Seng Bank Website > "Banking" > "Transfer & Payment Services" > "Overseas Transfer" for details.
- The illustration is calculated based on AUD1 = HKD5.607, which the exchange rate is intended for indicative purposes only.
- The illustration is calculated based on CAD1 = HKD5.759, which the exchange rate is intended for indicative purposes only.
Click here for the Mega Foreign Currency Exchange offer Terms and Conditions.
Click here for the Global Money+ offer Terms and Conditions.
Interest is calculated on the following year basis:
- Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
- Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
- Other currencies - 360 days.
RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk.
Fluctuation in the exchange rate of RMB may result in losses
in the event that the customer subsequently converts RMB
into another currency (including Hong Kong Dollars).
Exchange controls imposed by the relevant authorities may
also adversely affect the applicable exchange rate. RMB is
currently not freely convertible and conversion of RMB may
be subject to certain policy, regulatory requirements and/or
restrictions (which are subject to changes from time to time
without notice). The actual conversion arrangement will
depend on the policy, regulatory requirements and/or
restrictions prevailing at the relevant time.
Foreign Currency Risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations
in the exchange rate of a foreign currency may result in
gains or loss of principal in the event that the customer
converts the deposits from Hong Kong Dollars or foreign
currency to another currency, and/or in the event that the
customer converts a foreign currency time deposit to another
currency (including Hong Kong Dollar) upon maturity.
Note:
- In case of any discrepancy between the English and Chinese version, the English version shall apply and prevail.
- If you are in doubt of the marketing and promotional activities and materials of the Bank, please call customer service enquiry hotline for authentication.