Join Preferred Banking on mobile to enjoy up to $2,700 in rewards & Hang Seng Travel Pack, maximising every dollar!
Join Preferred Banking on mobile to enjoy up to $2,700 in rewards & Hang Seng Travel Pack, maximising every dollar!

Year-end is almost here! While planning your getaway to recharge,
don’t forget to plan smarter than ever. Maximise your earnings before takeoff so you can maximise fun all the way.
Hang Seng Preferred Banking offers exceptional CP value and maximise your travel budget.
Open an account on mobile and enjoy up to $2,700 in rewards plus a Hang Seng Travel Pack,
with benefits on foreign exchange, travel insurance, and overseas spending to maximise the value of every dollar.

Earn up to 5% p.a. on HKD Savings Rate1

New payroll customers who register for this offer via Hang Seng Mobile App during the promotion period and switch to PayDay+ for payroll service by 31 Jan 2026 can earn a HKD Savings Rate of up to 5% p.a. for a maximum of 3 months
HKD Deposit Balance maintained in the Eligible HKD Savings Account Preferential HKD Savings Rate (p.a.)
First HKD300,000 or below 1.0%
Next HKD100,000 or below 5.0%
Register for this offer now via Hang Seng Mobile App:
Download and log on to Hang Seng Mobile App > Click "Latest Offers" under "Offers" in Main Menu > "Banking" > Click PayDay+ Promotion > Click "Register now" in the PayDay+ promotion page
Register for this offer now via Hang Seng Mobile App:
Download and log on to Hang Seng Mobile App > Click "Latest Offers" under "Offers" in Main Menu > "Banking" > Click PayDay+ Promotion > Click "Register now" in the PayDay+ promotion page

Earn up to 5% p.a. Foreign Currency Savings Rate 2

No registration is required! Enjoy up to 5% p.a. preferential savings rate by depositing new funds to reach a minimum eligible incremental balance of CAD/AUD/NZD2,000 or GBP/EUR 1,000

Enjoy up to 12.0% p.a. 1-week time deposit rate by exchanging JPY, EUR and CNY in Hang Seng Mobile App3

Whether you're going to Japan, Europe, or back to mainland China, use Hang Seng Mobile App to exchange JPY, EUR and CNY and you can enjoy up to 12.0% p.a. 1-week time deposit rate
Designated Currency Foreign Currency Savings Interest Rate(p.a.)*
JPY Up to 8%
EUR Up to 8%
RMB Up to 12%
* For exchange of above currencies and set up of a 1-week time deposit at the same time in Hang Seng Personal e-Banking and Hang Seng Mobile App

Earn up to $1,000 +FUN Dollars upon successful online application for a qualifying deferred annuity plan4

Apply online for the eIncomePro Deferred Annuity Plan (100% Guaranteed) using an eligible Hang Seng credit card and Promo code “3IPM10” to enjoy up to $1,000 +FUN Dollars / 200,000 yuu Points

Successfully opening a SimplyFund Account can get fund units with value of HKD205

Eligible customers who successfully opened a SimplyFund Account can get fund units with value of HKD205

$0 brokerage fee for buying US stocks

Securities customers with payroll can enjoy a $0 brokerage fee when buying US stocks through Hang Seng Invest Express6

$0 brokerage fee for buying HK ETFs

Securities customers with payroll can enjoy a $0 brokerage fee when buying HK ETFs through online trading channels7

Spend with Preferred Multi-Currency Debit Mastercard® to enjoy $0 transactions fees for overseas spending8

Obtain foreign currency at a favourable rate and enjoy $0 transaction fees8 for overseas cash withdrawal and spending and enjoy 0.4% unlimited cash rebate by using Preferred Multi-Currency Debit Mastercard®

Spend with Preferred Multi-Currency Debit Mastercard® to enjoy Bank’s Cost Price when exchanging JPY/EUR and up to a HK$6,900 accumulated cash rebate for designated spendings

Shopping in Japan or Europe and running out of local currency at checkout? No worries
Spend with Hang Seng Multi-Currency Debit Mastercard® can enjoy Bank’s Cost Price9 for the foreign exchange on JPY or EUR spending and earn up to a HK$6,900 accumulated cash rebate10 for designated local and overseas spendings - spend smarter, earn more11

Successfully enrol in an insurance plan to enjoy up to 30% off discount and other e-Gift voucher12

  1. Successfully apply for the “Travelsure Protection Plan” Annual Trip Coverage using a promo code “HASE23” to enjoy a premium discount of up to 30% off and an e-Gift voucher of up to HKD400
  2. Successfully apply for the Home Care Plus Home Insurance Plan with promotion code “H20HCD1” to enjoy a premium discount of up to 20% off and an e-Gift voucher of up to HKD300