Open an account now to win great gifts!
From 1 March to 30 April 2025, you can get a lucky draw chance to win an HKTVmall e-Gift Voucher by successfully open a Hang Seng Business Integrated Account1.
The rewards are worth up to HK$8,800 (1 set), HK$1,800 (2 sets), and HK$500 (7 sets)2!
Apply for a bank guarantee supported by cash collateral, issued as fast as the same day – Payment Guarantee with Zero Delay! Open an account and successfully issue a bank guarantee3 to get extra two lucky draw chances4 upon issuance.
| Designated Activities | Lucky Draw Chance Entitled |
|---|---|
Successfully open a Hang Seng Business Integrated Account |
1 Lucky Draw chance |
|
Successfully open a Hang Seng Business Integrated Account; and successfully issue a bank guarantee3 on or before 31 May 2025 |
3 Lucky Draw chances |
- Hang Seng Business Integrated Account includes Biz Virtual+ Account and Integrated Business Solutions Account. The application of the Said Account must be submitted on or before 30 Apr 2025 and the account must be opened successfully on or before 31 May 2025.
- Each eligible customer can receive the HKTV mall e-gift voucher only once in this promotion.
- Eligible customer must apply for a bank guarantee after account opening, and the bank guarantee must be issued on or before 31 May 2025.
- Each Eligible Customer can be entitled to a maximum of 3 lucky draw entries.
Offers are subject to the Terms & Conditions: Terms and Conditions for Hang Seng Commercial New-to-Bank Promotion
Gear Up Welcome Offer
Retail, F&B and Consumer Service
Unlock the Gear Up welcome offers
To equip and power up your business!
FPS QR Code Bill Collection Service
Enjoy setup fee waiver and the first 2 months' transaction fee
Remittance
Enjoy the first 2 months’ transaction fee waiver for online Outward Remittance transactions (max. 5 transactions)
Enjoy the first 2 months’ transaction fee waiver for Inward Remittance transactions (max. 5 transactions)
Foreign Exchange
Up to 140 pips exchange rate premium for converting major foreign currencies into HKD
Trade
Bank guarantee supported by cash collateral to enjoy a promotion offer 1.28% p.a. on Issuance Handling Commission in the first year with as fast as same day issuance
Payroll
Enjoy the first 12 months Payroll instruction fee waiver via digital channels submission
FPS
Enjoy the first 2 months’ transaction fee waiver for FPS Outward Payment (Max. 30 transactions)
Deposit
Enjoy the first 2 months’ Bonus Deposit Interest Rate
Hang Seng Commercial World Mastercard and Virtual Card
Successfully apply Commercial World Mastercard to enjoy up to $600 +FUN Dollars and 2 years annual fee waiver on your cards
Enjoy 50% off set up fee for Virtual Card Service
Investment
Unlimited HK$0 brokerage fee for trading of HK Stocks, A-Shares and US Stocks
Enjoy HK$0 Subscription Fee for Investment Funds distributed by Hang Seng Bank
For companies registered in Hong Kong, whether your connected parties# are Hong Kong or mainland China residents, located in Hong Kong or mainland China,
you can open your company account fully online via desktop and mobile^ in as fast as 3 days^^
you can open your company account fully online via desktop and mobile^ in as fast as 3 days^^
HKD300 discount on Account Opening Administrative Fee*
First 12-month fee waiver on Monthly Fee**
Guaranteed Hassle-Free Account Opening: No charges in case of an unsuccessful application!
Terms and conditions of the above offers
#The applicant’s connected party(ies) include Directors, Authorised Signers, Principal Shareholders, Beneficial Owners , Key Controllers and Direct Appointees.
^To apply online ("remote account opening service"), the applicant’s connected party(ies) must hold a Hong Kong or mainland China’s Resident Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong or mainland China when submitting the application, completing digital ID verification and e‑Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.
^^For application with all connected party(ies) who are HKID holders and located in Hong Kong, the Business Integrated Account can be opened in as fast as 3 business days for the Biz Virtual+ Account/5 business days for the Integrated Business Solutions Account upon completing Digital ID Verification and e‑Sign by the aforementioned connected party(ies). Customer(s) will receive a SMS notification for e‑Sign after the(1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face‑to‑face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.
*Business Integrated Account opened via remote account opening and without Face-to Face appointment, the account opening administrative fee is HK$1,000. An additional fee of HK$300 will be charged for application submitted via Business Banking Centre.
**Only applicable to Biz Virtual+ Account
Application Requirements: (i) All connected parties of the Applicant such as directors, shareholders and authorized signers shall be as HKID cardholder(s), with single layer ownership. Place of incorporation, registered address, business address and correspondence address should all be in Hong Kong; (ii)The Applicant’s annual sales turnover meets with Hang Seng’s designated level; (iii)The Applicant is required to apply for Hang Seng Business e‑Banking separately. The Maximum Daily Limit(s) under Hang Seng Business e‑Banking either Fund Transfer to Designated Beneficiary Accounts or Fund Transfer to Non-Designated Beneficiary Accounts should not be over HK$200,000 each; and (iv) The Applicant has not entered into and will not enter into the Trade Finance General Agreement with Hang Seng.
#The applicant’s connected party(ies) include Directors, Authorised Signers, Principal Shareholders, Beneficial Owners , Key Controllers and Direct Appointees.
^To apply online ("remote account opening service"), the applicant’s connected party(ies) must hold a Hong Kong or mainland China’s Resident Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong or mainland China when submitting the application, completing digital ID verification and e‑Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.
^^For application with all connected party(ies) who are HKID holders and located in Hong Kong, the Business Integrated Account can be opened in as fast as 3 business days for the Biz Virtual+ Account/5 business days for the Integrated Business Solutions Account upon completing Digital ID Verification and e‑Sign by the aforementioned connected party(ies). Customer(s) will receive a SMS notification for e‑Sign after the(1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face‑to‑face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.
*Business Integrated Account opened via remote account opening and without Face-to Face appointment, the account opening administrative fee is HK$1,000. An additional fee of HK$300 will be charged for application submitted via Business Banking Centre.
**Only applicable to Biz Virtual+ Account
Application Requirements: (i) All connected parties of the Applicant such as directors, shareholders and authorized signers shall be as HKID cardholder(s), with single layer ownership. Place of incorporation, registered address, business address and correspondence address should all be in Hong Kong; (ii)The Applicant’s annual sales turnover meets with Hang Seng’s designated level; (iii)The Applicant is required to apply for Hang Seng Business e‑Banking separately. The Maximum Daily Limit(s) under Hang Seng Business e‑Banking either Fund Transfer to Designated Beneficiary Accounts or Fund Transfer to Non-Designated Beneficiary Accounts should not be over HK$200,000 each; and (iv) The Applicant has not entered into and will not enter into the Trade Finance General Agreement with Hang Seng.
Open your company account
fully online via desktop or mobile
is equally convenient in 3 steps!
1. Submit an application by providing your company's details
2. Complete digital ID verification
3. Complete e‑Sign
Apply for the essential services in one go to level up your
business!
Apply for Company Account + Company Card
New customer to set up business account and Commercial
World Mastercard online in one go!
Apply now
Apply for Business Account + Business Loan
Apply for Business Loan online to know the result in as fast as 10 seconds. Start two applications simultaneously!
Apply now
Two types of Integrated Business Account to suit different
business needs!
Compare accounts
Biz Virtual+ Account
Suitable for start-ups or businesses that are started to
grow
Integrated Business Solutions Account
Suitable for SMEs and well-established corporates who
require a full range of banking services to meet
sophisticated business needs
Looking for better Business e‑Banking for your business?
Hang Seng is here to support!
Learn more
Remarks:
*The applicant’s connected party(ies) include Directors, Authorised Signers, Principal Shareholders, Beneficial Owners , Key Controllers and Direct Appointees.
^To apply online ("remote account opening service"), the applicant’s connected party(ies) must hold a Hong Kong or mainland China’s Resident Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong or mainland China when submitting the application, completing digital ID verification and e‑Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.
^^For application with all connected party(ies) who are HKID holders and located in Hong Kong, the Business Integrated Account can be opened in as fast as 3 business days for the Biz Virtual+ Account/5 business days for the Integrated Business Solutions Account upon completing Digital ID Verification and e‑Sign by the aforementioned connected party(ies). Customer(s) will receive a SMS notification for e‑Sign after the(1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face‑to‑face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.
*The applicant’s connected party(ies) include Directors, Authorised Signers, Principal Shareholders, Beneficial Owners , Key Controllers and Direct Appointees.
^To apply online ("remote account opening service"), the applicant’s connected party(ies) must hold a Hong Kong or mainland China’s Resident Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong or mainland China when submitting the application, completing digital ID verification and e‑Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.
^^For application with all connected party(ies) who are HKID holders and located in Hong Kong, the Business Integrated Account can be opened in as fast as 3 business days for the Biz Virtual+ Account/5 business days for the Integrated Business Solutions Account upon completing Digital ID Verification and e‑Sign by the aforementioned connected party(ies). Customer(s) will receive a SMS notification for e‑Sign after the(1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face‑to‑face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.