Hang Seng Prestige Banking and multiple Family+ accounts
As the Family CFO, apart from growing your own wealth, you also have to take care of the financial needs of
your family at home and abroad. With the newly enhanced Family+ accounts added to your Hang Seng Prestige
Main Account, you can use the Hang Seng Mobile App to take a glance at the daily spending of multiple Family+
accounts and consolidate family assets at any time.
With Hang Seng Prestige Main Account and multiple Family+ accounts, one app is all you need to manage you and
your family’s financial needs at home and abroad, anytime anywhere. For you, being a global Family CFO is so easy.
From today until 24 October 2024 ( “Clockenflap Music & Arts Festival Promotion Period”), join Prestige via mobile and open a Family+ account to enjoy over HKD48,000
worth in rewards* with 2 Clockenflap Music & Arts Festival adult single day tickets and a below balance service fee waiver for the first 6 months1.
What’s more, from 1 July 2024 till 30 September 2024, Prestige customers can also enjoy a preferential savings rate of up to 8% p.a.2
by depositing new funds to reach a minimum Eligible Incremental Balance of 5 selected currencies.
*Rewards include Total Relationship Balance reward and mobile account opening reward up to HKD21,200, Family+ account opening reward of HKD200, Subscription of Relevant Investment Products offer up to HKD15,000, HK Stock Deposit offer up to HKD6,000 and Complimentary Wellness Services worth over HKD6,000.
See Terms and ConditionsCash Reward and
2 Clockenflap adult single day tickets
the Relevant InvestmentProduct to enjoy up to HKD15,000 cash rewards4
Learn more about Hang Seng Wealth Management Learn more about Hang Seng Wealth Management Learn more about Hang Seng Wealth Management
a savings rate of up to 8% p.a.2
Spend globally and earn unlimited 0.5% cash rebate and enjoy a limited time offer up to HKD5,470 rebate
World Mastercard®^ Rewards and Privileges
Prestige welcome reward
HKD20,9003
Cash Reward and 2 Clockenflap Music & Arts Festival adult single day tickets
up to 16 units of
Tracker Fund
(stock code: 2800.HK)5
6% p.a. HKD Savings rate
Family support and Family+ privileges7
8 units of
Tracker Fund
(stock code: 2800.HK)5
Wealth management and Insurance plan
Lifestyle privileges23
World Mastercard®^ Rewards and Privileges
(available in Chinese only)
Please visit Hang Seng Bank Website > "Banking" > "Prestige Banking" > "Family Support".
(available in Chinese only)
Please visit Hang Seng Bank Website > “Cards" > “Card Products" > "Multi-Currency Debit Mastercard®".
(available in Chinese only)
Please visit Hang Seng Bank Website > "Banking" > "Transfer & Payment Services" > "Overseas Transfer".
(available in Chinese only)
- Family+ Account: Help you to categorise your personal and family expense
- Prestige Direct Family Service: Refer your family members to be Prestige with monthly fee waiver and served by a Family Relationship Manager.
- Prestige RM Connect: Contact your Relationship Manager through multiple channels, such as WhatsApp and Wechat MiniProgram
- 24-hour Wealth Service Team: Serve you after your busy day
- Cross border team and cross boundary wealth management centre: Provide you financial planning services
- Hang Seng Greater China Prestige: Your Prestige Account in China can enjoy monthly fee waiver by registering to the service
- Cross-Border View and Transfer : Check your account status and transfer funds between Hang Seng Hong Kong and China anytime
If you are upgrading your existing Integrated Account or Preferred Banking account to Preferred or Prestige Banking, the application will be processed within 2 to 3 working days.
^ To borrow or not to borrow? Borrow only if you can repay!
Notes
- Eligible Customers who newly open/upgrade to Prestige Banking can enjoy first 6-month grace period for fund-in without below balance monthly fee. After the first 6- month grace period, the standard monthly fee for Prestige Banking will be applied if the Total Relationship Balance of the previous month is below HKD1,000,000. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. For details of the monthly fee, please check with the Bank’s staff.
- The promotion period is from 1 July 2024 to 30 September 2024. Foreign exchange involves exchange rate risk. Terms and Conditions apply. For details, please visit hangseng.com/depositspromo7.
- The promotion period of "Total Relationship Balance" reward is from 24 September 2024 to 31 December 2024. The offers are only applicable to customers who meet the account opening requirements and have newly opened/upgraded to Integrated Account of Prestige Banking ("Prestige Banking") at the Bank branches or through digital channels or phone banking hotline during the Promotion Period (the "Eligible Customers"). Eligible Customers who have opened / upgraded their accounts from 24 September 2024 to 30 September 2024, must have register for Hang Seng Personal e-Banking on or before 31 October 2024 and maintain valid e-Banking account before receiving relevant rebate, and complete "Risk Profiling Questionnaire" or whose "Risk Profiling Questionnaire" record is valid as of 31 October 2024. Eligible Customers who have opened / upgraded their accounts from 1 October 2024 to 31 December 2024, must have register for Hang Seng Personal e-Banking on or before 31 January 2025 and maintain valid e-Banking account before receiving relevant rebate, and complete "Risk Profiling Questionnaire" or whose "Risk Profiling Questionnaire" record is valid as of 31 January 2025. Terms and Conditions apply. Please refer to the enclosed Terms and Conditions for details.
- The promotion period of the offer is from 1 July 2024 to 30 September 2024. The offer is applicable to Prestige Private or Prestige Banking customers who did not subscribe Relevant Investment Products between 1 January 2024 to 15 June 2024 via any integrated accounts and channels. Terms and conditions apply to the offer. Investment involves risks, please visit hangseng.com/invpromotion for details.
- The offer of Free Shares Reward is provided by Hang Seng Bank (the “Bank”). However, please note that Tracker Fund (stock code: 2800) (the “ETF”) is managed by Hang Seng Investment Management Limited (which is a wholly-owned subsidiary of the Bank), the ETF’s Index Provider, one or more of the Participating Dealers and/or market makers currently also include members of the HSBC Group. Please refer to the prospectus documents of the ETF for details of the conflicts of interest in respect of the ETF that may arise (and the relevant product details including the risk disclosures). This promotion and the offer of Free Shares Reward do not represent, and should not be construed as, any investment advice from the Bank and the Bank has not taken into consideration the individual circumstances of any customers. Investment involves risks. There can be no guarantee, and no representation is made, on the performance of the Free Shares or as to whether losses would be incurred/profit would be made from the Free Shares. Customers must make their investment decisions in light of their own investment objectives, investment experience, financial situation or other needs etc., and (where necessary) should consult their own professional advisers before making any investment decisions.
- The promotion period is from 2 July 2024 to 30 September 2024. Terms and conditions apply. Please visit hangseng.com/payrolloffer6 for the eligibility of PayDay+ customers and detailed Terms and Conditions of the PayDay+ offer.
- Terms and Conditions apply. For details of Family support and Family+ privileges, please visit hangseng.com/familyplus.
- The promotion period is from 1 July 2024 to 30 September 2024. The offer is only applicable to eligible Prestige Private or Prestige Banking customers who hold a Family+ account with the Bank and who have not subscribed for any Capital Protected Structured Notes from the Bank between 1 January 2024 and 30 June 2024. Terms and conditions apply. Investment involves risks, please visit hangseng.com/esginvest for details.
- The promotion period is from 1 July 2024 to 30 September 2024. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit hangseng.com/fundoffer for details.
- Each customer is allowed to open up to 4 Family+ Accounts.
- The promotion period of foreign exchange reward is 23 June 2024 to 30 September 2024. Foreign Exchange involves Exchange Rate Risk. Terms and conditions apply, please refer to hangseng.com/gmtoffer for more details.
- The promotion period is from 1 January 2024 to 31 December 2024. Terms and conditions apply, investment involves risk, please contact our branch staff or visit hangseng.com/invfund for details.
- The promotion period is from 2 January 2024 to 31 December 2024. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit hangseng.com/invpromotion for details.
- The promotion period is from 1 July 2024 to 30 September 2024. Terms and conditions apply, investment involves risk, please contact our branch staff or visit hangseng.com/invpromo for details.
- The promotion period is from 1 July 2024 to 30 September 2024. For details, please visit hangseng.com/stockoffer. “New Securities Customers” (including all the account holders of the New Securities Account) means customers who must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date. Investment involves risks. Terms and Conditions apply.
- The promotion period is from 1 December 2023 to 31 December 2024. For details, please visit hangseng.com/stockoffer. Investment involves risks. Terms and Conditions apply.
- The promotion period is from 1 March 2024 to 31 December 2024. For details, please visit hangseng.com/stockoffer. Investment involves risks. Terms and Conditions apply. This offer is only applicable to ETFs managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited. To learn more about the eligible ETFs, please visit website of Hang Seng Investment Management Limited > Our Products > Exchange Traded Funds (ETF). This offer is provided by Hang Seng Bank Limited. However, please note that the eligible ETFs are managed by Hang Seng Investment Management Limited (a wholly-owned subsidiary of Hang Seng Bank Limited) and the relevant eligible ETFs’ trustee, index provider, the participating dealers, market makers and any other service providers (as applicable) may include members of the HSBC Group. Please refer to the Hong Kong offering document of the eligible ETFs for details including any potential conflicts of interest in respect of those ETFs that may arise.
- The promotion period is from 1 July 2024 to 30 September 2024. Terms and conditions apply. Please note the relevant product risks. For details, please contact our branch staff or visit hangseng.com/lifeinsurance for details.
- eCancerPro Insurance Plan or eFamilyPro Life Insurance Plan: The promotion period is from 1 July 2024 to 30 September 2024. Terms and Conditions apply. Please note the relevant product and credit risks. For details, please contact us at 2998 8038 or please visit hangseng.com/ins-discount. This plan is underwritten by Hang Seng Insurance Company Limited.
- The promotion period is from 30 June 2024 to 30 September 2024. Terms and conditions apply to promotion offer and insurance plan. Please note the relevant product risks. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited. Please call our hotline at (852) 2998 9888 for the details and obtaining dedicated promotion code. For the Terms and Conditions of the promotion offer, please visit hangseng.com/gi1.
- The promotion period is from 1 July 2024 to 30 September 2024. Terms and conditions apply to promotion offer and insurance plan. Please note the relevant product risks. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited. Please call our hotline at (852) 2998 9888 for the details and obtaining dedicated promotion code. For the Terms and Conditions of the promotion offer , please visit hangseng.com/gi1.
- The promotion period is from 2 July 2024 to 30 September 2024. For exchange of designated currencies and set up of 1-week/1-month time deposit at the same time with designated transaction amount. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 2 July 2024 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions. Terms and conditions apply. Visit hangseng.com/forexoffer for more details.
- Terms and Conditions apply to the lifestyle privileges. For details, please visit hangseng.com/prestige/privilege.
- The promotion period is until 31 December 2024. Terms and conditions apply. For details, please visit to Hang Seng Bank Website: Cards > Credit Card Products > Prestige World Mastercard.
- Terms and conditions apply. Please refer to hangseng.com/olive-promo.
- For a full list of Mobile Account Opening eligibility requirements, please visit Hang Seng Bank Website > Banking > Account Opening > Mobile Account Opening > FAQs.
Terms and Conditions and Remarks
- Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
- The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
- Terms and conditions apply. Please approach our branch staff for enquiries.
- Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
- The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
- This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
- The promotion is intended for persons in Hong Kong.
Important Notes
Risk Disclosure
Other point(s) to note
(stock code: 2800.HK)5
- Fulfil the “Designated Total Relationship Balance Growth Amount” requirement shown in the below table
- Open a new securities account** under the relevant Prestige account/Family+ account
- Complete submission of “Local Securities – Client Consent” by all of the new securities account holders
Types of Eligible Customers | Designated Total Relationship Balance Growth Amount | Free Shares Rewards |
Eligible Customers who opened/upgraded to Prestige Banking | HKD 100,000 or above | 8 units of Tracker Fund |
Eligible Customers who opened new Family+ account*** | HKD 10,000 or above | 8 units of Tracker Fund |
**All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
***Not appliable to (i) customers who are holding sole-named or joint-named Family+ account, or (ii) customers who have previously held sole-named or joint-named Family+ account in the past 12 months prior to the month of Family+ account opening.
Eligible customers subscribe for any Capital Protected Structured Notes^ to enjoy an extra interest rate of 3% p.a. for the first-month
Customer who successfully open a new Investment Fund Account and subscribe for funds via Prestige Integrated Account and Family+ Account, can enjoy 0% Fund Subscription Fee Offer once each.
Designated Total Relationship Balance Growth Amount1 | Option 1: Cash Reward and 2 Clockenflap Music & Arts Festival adult single day tickets | ||
Customers with valid Investment Accounts*# | Customers without Investment Accounts* | ||
HKD5,000,000 or above | HKD20,900 | HKD19,900 | With 2 Clockenflap Music & Arts Festival adult single day tickets (Value in HKD2,560) |
HKD3,000,000 - HKD4,999,999 |
HKD9,400 | HKD8,400 | |
HKD1,000,000 - HKD2,999,999 |
HKD3,400 | HKD2,400 |
Option 1 | “Clockenflap Music & Arts Festival adult single day tickets” Timetable Illustration | ||
Date of opening / upgrading (both dates inclusive) |
Fund-in / deposit designated “Total Assets” Growth amount | Month of comparing “Total Assets” and “Total Relationship Balance” Growth Amount | Issue Date of Clockenflap Music & Arts Festival adult single day tickets |
24 to 30 September 2024 | On or before 30 October 2024 | August 2024 | Late November 2024 |
1 to 24 October 2024 | September 2024 |
Option 1 | Cash Reward Timetable Illustration | |||
Date of opening / upgrading (both dates inclusive) |
Month of comparing designated “Total Relationship Balance” Growth Amount | Fund-in / deposit designated “Total Relationship Balance” Growth amount |
Month for which designated “Total Relationship Balance” Growth Amount and “Total Relationship Balance” requirement must be maintained / fulfilled |
Date of “Total Relationship Balance” Cash Reward rebate |
24 to 30 September 2024 | August 2024 | On or before 30 October 2024 | November, December 2024 and January 2025 | On or before 31 March 2025 |
1 to 24 October 2024 | September 2024 | On or before 30 November 2024 | December 2024, January and February 2025 | On or before 30 June 2025 |
i. Visit the “Clockenflap Music & Arts Festival adult single day tickets Offer Registration Page": hangseng.com/camp10 by 24 October 2024, to register for the ticket reward; and
ii. The “Total Assets” growth amount must reach HKD1,000,000 or above (or its equivalent) compared to the designed month on 31 October 2024, and customers must complete the registration for Hang Seng Personal e-Banking and complete Risk Profiling Questionnaire (RPQ) to qualify for the “Clockenflap Music & Arts Festival adult single day tickets” reward. The cash reward must be fulfilled according to the "Total Relationship Balance" cash reward timetable illustration and fulfill the designated growth amount requirements in order to enjoy the relevant cash reward.
1. The Total Relationship Balance is the monthly aggregate balance of the daily average of all deposits, gold accounts, securities, investment funds, utilized overdraft facilities, credit card cash advances, outstanding balance of personal loans and the accumulated premiums paid for the designated life insurance plans distributed by the Bank as an agent as well as Hang Seng MPF balance. For sole-named Integrated Account holders, their other joint-named account(s) will also be included.
2. The “Total Assets” is the sum of daily aggregate balance of all deposits, gold accounts, securities, investment funds, utilized overdraft facilities, credit card cash advances, outstanding balance of personal loans and the accumulated premiums paid for the designated life insurance plans distributed by the Bank as an agent as well as Hang Seng MPF balance. For sole-named Integrated Account holders, only the other joint accounts where the eligible customer is the primary account holder will be counted.
3. If eligible customers do not submit their application on the registration page, their reward will automatically be arranged as Option 2, the " Total Relationship Balance" cash reward.
^Investment Account includes Securities Account (Account suffix 085) and Investment Fund Account (Account suffix 382) only under the Integrated Account.
#Eligible Customers who have opened/ / upgraded their accounts from 24 September to 30 September 2024, must have activated / be holding Investment Accounts on or before 31 October 2024 and the Investment Accounts remain valid until 31 March 2025 in order to enjoy the relevant reward. Eligible Customers who have opened/ / upgraded their accounts from 1 October to 24 October 2024, must have activated / be holding Investment Accounts on or before 31 January 2025 and the Investment Accounts remain valid until 30 June 2025 in order to enjoy the relevant reward.
Please note that the Clockenflap Music & Arts Festival adult single day tickets rewards are available on a first-come, first-served basis, while stocks last. Ticket Reward” (Option 1) cannot be changed once Eligible Customer has been chosen. If Eligible Customers is unable to receive the ticket reward for any reason after successful registration, they will automatically change the reward to Option 2: "Total Relationship Balance" cash reward, without further notice.
For details, please refer to Hang Seng Prestige Welcome Offers Promotion - Terms and Conditions.
Designated Total Relationship Balance Growth Amount | Option 2: Cash Reward | |
Customers with valid Investment Accounts*# | Customers without Investment Accounts* | |
HKD5,000,000 or above | HKD23,500 | HKD22,500 |
HKD3,000,000 - HKD4,999,999 |
HKD12,000 | HKD11,000 |
HKD1,000,000 - HKD2,999,999 |
HKD6,000 | HKD5,000 |
HKD100,000 - HKD999,999 |
HKD500^ | HKD500^ |
Date of opening Family+ account (both dates inclusive) |
Month of comparing designated “Total Relationship Balance” Growth Amount | Fund-in / deposit designated “Total Relationship Balance” Growth amount |
Month for which designated “Total Relationship Balance” Growth Amount and “Total Relationship Balance” requirement must be maintained / fulfilled |
Date of Cash Reward rebate |
24 to 30 September 2024 | August 2024 | On or before 31 October 2024 | November, December 2024 and January 2025 | On or before 31 March 2025 |
1 to 31 October 2024 | September 2024 | On or before 30 November 2024 | December 2024, January and February 2025 | On or before 30 June 2025 |
1 to 30 November 2024 | October 2024 | On or before 30 December 2024 | January, February and March 2025 | |
1 to 31 December 2024 | November 2024 | On or before 31 January 2025 | February, March and April 2025 |
i. Maintained and fulfilled the designated growth amount for your Total Relationship Balance and register for Hang Seng Personal e-Banking and complete Risk Profiling Questionnaire (RPQ) to enjoy:
*Investment Account includes Securities Account (Account suffix 085) and Investment Fund Account (Account suffix 382) only under the Integrated Account.
#Eligible customers who open or upgrade their accounts from September 16 to September 30, 2024, must activate or maintain their investment accounts by October 31, 2024, and continue to keep their accounts active until March 31, 2025. Customers who open or upgrade their accounts from October 1 to December 31, 2024, must activate or maintain their investment accounts by January 31, 2025, and continue to keep their accounts active until June 30, 2025, to receive the corresponding cash rewards.
^Only applicable to existing customers who upgrade to Prestige Banking within promotion period.
For details, please refer to Hang Seng Prestige Welcome Offers Promotion - Terms and Conditions .
Tier | Eligible Incremental Balance (USD/AUD/CAD/GBP/NZD) |
Total Savings Rate* |
USD/AUD/CAD/GBP/NZD | ||
1 | First $300,000 | 3.0% p.a. |
2 | Next $200,000 or below ($300,000.01-$500,000) |
8.0% p.a. |
*Total Savings Rate includes the Bonus Savings Rate and the prevailing Savings Rate (the prevailing Savings Rate is only applicable to USD/AUD/CAD/GBP/NZD savings accounts). As of 13 June 2024, the Bank’s prevailing Savings Rate is 1% p.a. for USD1,000 or above, 0.001% p.a. for GBP200 or above and AUD/CAD/NZD 500 or above . All of the rates quoted above are indicative and for reference only, and may change from time to time at the Bank’s sole discretion. Terms and Conditions apply. For details, please visit .
During the offer period, the Preferential HKD Savings Rate is applicable to the first HKD300,000 savings in the Eligible HKD Savings Account as set out in the table below. For more details on the registration and offer, please refer to .
HKD deposit balance maintained in the Eligible HKD Savings Account | Preferential HKD Savings Rate (p.a.) |
---|---|
First HKD200,000 or below | 2% |
Next HKD100,000 or below | 6% |
[Highlight] JPY/EUR 1-week time deposit rate up to 6.9% p.a.24
- 1-month time deposit rate up to 6.9% p.a.22
- 1-week time deposit rate up to 13.9% p.a.22
During promotion period, complete any designated item to get a chance to share cash reward of up to HKD1 million! Terms and conditions apply to the offer.
Learn more Learn more Learn more
(stock code: 2800.HK)5
- Fulfil the “Designated Total Relationship Balance Growth Amount” requirement shown in the below table
- Open a new securities account** under the relevant Prestige account/Family+ account
- Complete submission of “Local Securities – Client Consent” by all of the new securities account holders
Types of Eligible Customers | Designated Total Relationship Balance Growth Amount | Free Shares Rewards |
Eligible Customers who opened/upgraded to Prestige Banking | HKD 100,000 or above | 8 units of Tracker Fund |
Eligible Customers who opened new Family+ account*** | HKD 10,000 or above | 8 units of Tracker Fund |
**All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
***Not appliable to (i) customers who are holding sole-named or joint-named Family+ account, or (ii) customers who have previously held sole-named or joint-named Family+ account in the past 12 months prior to the month of Family+ account opening.
Requirements |
|
Illustration
Date of opening Family+ account (both dates inclusive) |
Month of comparing designated “Total Relationship Balance” Growth Amount |
Fund-in / deposit designated “Total Relationship Balance” Growth amount |
Month for which designated “Total Relationship Balance” Growth Amount and “Total Relationship Balance” requirement must be maintained / fulfilled |
Date of Cash Reward rebate |
24 to 30 September 2024 | August 2024 | August 2024 | November, December 2024 and January 2025 | On or before 31 March 2025 |
1 to 31 October 2024 | September 2024 | On or before 30 November 2024 | December 2024, January and February 2025 | On or before 30 June 2025 |
1 to 30 November 2024 | October 2024 | On or before 30 December 2024 | January, February and March 2025 | |
1 to 31 December 2024 | November 2024 | On or before 31 January 2025 | February, March and April 2025 |
USD Time Deposit Preferential Rate
Learn more
Details | Offer |
Any Purchase | HKD100 off |
Purchase of optical products (including spectacles and sunglasses) |
20% off |
Prestige customer can enjoy more privileges, please click hereherehere to learn more.
Terms and conditions apply. Please refer to PolyVision Terms and Conditions.
- From 1 July 2024 until 30 September 2024, Eligible Prestige Banking customers who subscribe for the Relevant Investment Products with designated accumulated investment amount can earn the cash rewards below:
Relevant Investment Products | Minimum Accumulated Investment Amount (HKD or equivalent) | Cash reward (for every HKD500,000 accumulated investment amount) |
Investment Funds, Structured Products and/or secondary market bonds | HKD500,000 |
HKD400
(Maximum: HKD2,000) |
HKD3,000,000 |
HKD500
(Maximum: HKD8,000) |
|
HKD10,000,000 |
HKD600
(Maximum: HKD12,000) |
|
MaxiInterest Investment Deposit, Certificate of Deposit Product and/or Capital Protected Investment Deposit | Every HKD500,000 |
HKD300
(maximum: HKD3,000) |
- Customers who newly open an Investment Fund account can enjoy the 0% Fund Subscription Fee Offer9.
- Other existing Investment Fund customers can enjoy the below fund subscription fee offer12
Bond Funds | Other Funds | Index Funds |
Net 1.8% Subscription Fee via any channels | Net 2.3% Subscription Fee via any channels | Net 1% Subscription Fee via online channels |
- Prestige Banking customers who successfully transfer-in eligible investment fund units to the Bank with designated accumulated investment amount can enjoy an unlimited cash reward!
Accumulated amount of the eligible transferred-in investment fund units (HKD or equivalent) | Cash reward (for every HKD100,000 accumulated transferred-in investment fund amount (HKD or equivalent)) |
HKD200,000 to less than HKD500,000 | HKD300 |
HKD500,000 or above |
HKD400 (no upper limit for cash reward) |
- Enjoy an extra 2% p.a. bonus interest rate offer14 for up to 1 month upon subscribing designated investment products online.
- Unlimited $0 brokerage trade: for both BUY & SELL trades of HK Stock / A-shares / US Stocks conducts through online trading channels in the first 3 months from account opening date15
- Enjoy 50% off on US Stock brokerage fee, i.e. USD 0.0075 per share and min. USD 7.5, for any US Securities buy and sell transaction conducted through Invest Express16
- Enjoy $0 brokerage fee for BUY trades of Exchange Traded Funds ("ETFs") managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited which are conducted through online trading channels17
- Deposit HK stocks within the designated Deposit Period into your securities account to receive an HKD400 cash reward for every accumulated market value of HKD300,000. A maximum of HKD6,000 cash reward can be earned15
- IPO handling fee waiver for all IPOs of HK stocks subscribed through Personal e-Banking or Hang Seng Invest Express15
- 1 year handling fee waiver for setup new Hang Seng Monthly Investment Plan for Stocks through Personal e-Banking15
Male: HKD15,210 (original price HKD16,900)
Female: HKD17,010 (original price HKD18,900)
Optional Privilege: enjoy tailored health check service by our professional medical team
Plan W2: Privilege price HKD4,860 (original price HKD5,400)
Plan W3: Privilege price HKD7,020 (original price HKD7,800)
- NYMG: Complimentary NY Myofascial Release Therapy (PiezoWave) (value at HKD2,050)
-
Hair Forest: Complimentary AI Hair & Scalp Analysis and POWER Hair Growth Treatment (choose 1 out of 4) (valued at HKD4,400)
Treatments available: Scalp Conditioning, Scalp Rejuvenation Treatment, Follicle Detoxifying Treatment, Scalp Renew Hair Treatment -
EC Dental Care: Professional Scaling and Full Mouth Dental X-Rays with HKD500 (original price: HKD1,290)
Add-on: 2 persons family plan with HKD990, 3 persons family plan with HKD1,450, and $480 for each direct family member thereafter (maximum 2 persons)
-
ATO Hair Club: Multi Hair Treatments (choose 3 out of 7) with HKD688 (original price: HKD4,860)
Treatments available: Keratin Treatment, Hair Straightening Re-Growth· Bleach, Contrast, Full Hair Tinting, Hair Cut & Finish, K18 Peptide Serum -
ATO Hair Club: Purifica Pro Hair Treatment with HKD888 (original price: HKD5,560)
- 20% discount on room reservation
- Guaranteed late check-out until 4pm on the check-out date
The Silveri Hong Kong-MGallery
- 20% discount on room reservation
- Guaranteed late check-out until 4pm on the check-out date
- 8% discount on applicable Regal, Regala and iclub hotels’ promotional rate
- 15% discount at restaurants and bars (where applicable) at selected Regal hotels for maximum of 12 persons per booking
- Enjoy a free 1-hour one-to-one education consultation session for parents of students who have an overseas study plan
Top Schools
- Enjoy a free one-to-one education consultation session for parents of students who have a study plan in Hong Kong
- Free Oxford Placement Test
- 10% discount on consulting packages: customized advice on school selection, application processes and interview preparation
- Enjoy free scheduled shuttle service to/from AsiaWorld Expo for customers who stay at Novotel Citygate Hong Kong for taking SAT exam during the SAT exam period
- Animal Medical Academy Hospital: Pet Health Screening Programme (Sliver) with HKD4,800 (Original price: HKD6,530)
We offer Hang Seng Prestige Banking Direct Family Service for your parents, spouse/partner and children*. When they open/upgrade to Prestige Banking, we will offer them below balance fee waiver. They can enjoy exclusive privileges and services without meeting the Total Relationship Balance requirement. Please check with your Relationship Manager for details.
- Successfully upgrade to VIP Silver member to enjoy a HKD20 Maxim’s e-Gift Voucher
- Enjoy an up to 10X extra +FUN Dollars /yuu points upon successful application for designated insurance plan
Terms and Conditions apply. Unless specified, the promotion period is until 30 September 2024.
YOUNG AESTHETICS: Red Touch Collagen-boosting facial treatment
Value at:HKD5,600
Swissline: Signature Facial Treatment (choose 1 out of 3) and Signature Product 3-piece Experience Kit
Value at:HKD3,135Available treatments: 360° Triple Collagen Facial Treatment, Intense Hydration Skin Revitalizing Treatment and Firming Moisturizing Facial Treatment
or
ATO Hair Club:Japanese Style Hair Cut & Finish and Professional Scalp Analysis
Value at:HKD740
For appointment and details, please contact your Relationship Manager.
For other Prestige privileges, please visit:
Special Privileges
- Easy access to 12 major currenciesi
- Earn unlimited rebate on every purchase
- $0 transaction feesii for all your purchases
- Fee waiver for overseas cash withdrawalsiii
- Manage spending and cash withdrawal limitsiv
- Share the benefits with your loved onesv
Please visit Hang Seng Bank Website > “Cards" > “Card Products" > "Multi-Currency Debit Mastercard®".
- The 12 currencies include HKD, USD, RMB, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR. Transactions in other currencies will be settled in HKD according to the prevailing exchange rate.
- For the details of the fees and charges, please refer to the tariff table on our website.
- For Prestige customers, surcharges of overseas local banks may be levied.
- The default daily spending limit of primary and supplementary debit cards are HKD100,000 or equivalent currency respectively.
- Family and friends aged 12 or above can apply for supplementary debit card now without the condition of holding a bank account. Apply up to 6 supplementary debit cards.
- Prestige Multi-Currency Debit Mastercard® only applicable to customers who hold a sole-named Prestige Banking or Prestige Private Banking account.
Terms and Conditions apply.
- Up to $600 +FUN Dollars Welcome Offers and perpetual annual fee waiver
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Gourmet Dining
Take your most discerning tastebuds on a gastronomic journey- enjoy up to 30% off designated set menus at restaurants
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Travel the World
A world of remarkable travel privileges:- worldwide airport lounge privilege
- airport limousine service
- global travel medical protection
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Health and Wellness
Enjoy preferential price for medical check-up services and VIP Concierge service at CUHK Medical Centre. -
Privileges from Mastercard PricelessTM like no other
Enjoy a selection of exclusive premium experiences from time to time upon your registration at Hang Seng Prestige World Mastercard Priceless website.
24-hour Hang Seng Prestige World Mastercard® Customer Service Hotline: 2998 8111
of CAPITAL and JESSICA
To redeem the digital copy of the above complimentary magazines, you are required to download and install "SCMag" mobile application and register with the designated activation code. You can speak to your Relationship Manager or call Prestige 24-hour manned hotline (852) 2998 9188 for the activation code.
- Enjoy up to 25% premium discount for the first year upon successful application for designated insurance plan18
- Projected annualised total rate of return of up to 7%^ for potential long-term capital
For more details of the plan, please visit hangseng.com/legendpower.
- Premium discount for the first year upon successful application for any designated life insurance plan with the designated amount18
- Successfully apply eCancerPro Insurance Plan to enjoy cancer protection and a 3-month premium waiver in the first year with promo code "3JUSC3"19
- Successfully apply eFamilyPro Life Insurance Plan to enjoy life protection and a 9-month premium waiver in the first year with promo code "3MASF8"19
Studysure Protection Plan
Studysure Protection Plan provides multiple protections for students studying abroad, including medical coverage. Successfully apply for the Studysure Protection Plan with the designated promotion code during the promotional period20 to enjoy:
- 25% first-year premium discount
- HKD50 e-gift voucher (Essential Plan) / HKD300 e-gift voucher (Supreme Plan)
Travelsure Protection Plan (Annual Global Cover)
Travelsure Protection Plan (Annual Global Cover) provides on-trip medical coverage. Successfully apply for the Travelsure Protection Plan (Annual Global Cover) with the designated promotion code during the promotional period21 to enjoy:
- 30% first-year premium discount
- HKD150 e-Gift voucher
Travelsure Protection Plan (Annual China Cover)
Travelsure Protection Plan (Annual China Cover) provides on-trip medical coverage. Successfully apply for the Travelsure Protection Plan (Annual China Cover) with the designated promotion code during the promotional period21 to enjoy:
- 20% first-year premium discount
- HKD100 e-Gift voucher
Home Care Plus Home Insurance Plan
Home Care Plus Home Insurance Plan provides home contents coverage. Successfully apply for the Home Care Plus Home Insurance Plan with the designated promotion code during the promotional period21 to enjoy:
- 20% first-year premium discount
- HKD400 e-Gift voucher
Room Offer Programme
Customers can enjoy extra 8% off of prepaid bookings on designated rate plans via Regal Hotels official website by entering the designated promo code[PRESTIGE] at payment page and paying with Hang Seng Credit Cards during the promotion period.
Promotion period: 14 August to 31 December 2023