Investment involves risk (including the possibility of loss of
the capital invested). Prices of investment products may go up
as well as down and may even become valueless. Past
performance information presented is not indicative of future
performance. Investors should not only base on this marketing
material alone to make any investment decision, but should
read in detail the offering documents and the Risk Disclosure
Statement of the relevant investment products.
Risk Disclosure of Investment Funds: Investors should
note that all investments involve risks (including the
possibility of loss of the capital invested), prices or value
of investment fund units may go up as well as down and past
performance information presented is not indicative of future
performance. Investors should read carefully and understand
the relevant offering documents of the investment funds
(including the fund details and full text of the risk factors
stated therein) and the Notice to Customers for Fund Investing
before making any investment decision. Investment funds are
investment products and some may involve derivatives.
Investors should carefully consider their own circumstances
whether an investment is suitable for them in view of their
own investment objectives, investment experience, preferred
investment tenor, financial situation, risk tolerance
abilities, tax implications and other needs, etc., and should
understand the nature, terms and risks of the investment
products. Investors should obtain independent professional
advice if they have concerns about their investment.
Comprehensive investment fund services with hundreds of funds for selection
The 4 features of investment funds
Dedicated fund management
Dedicated fund management
All funds and assets are managed by professional fund
managers.
Global
investment
Global investment
You may indirectly invest in various asset classes by
buying funds with global assets.
Diversification
Diversification
Compared to directly buying individual stocks or
currencies, trading funds offers better risk
diversification.
Flexibility
Flexibility
You may trade funds at our branches or online on any
trading day.
Find your fund service
Choose the fund investment service that suits your needs to achieve your goal of asset growth.
Lump Sum Fund Investment
Monthly Investment Plan for Funds
Minimum investment amount
HKD5,000
HKD500 (monthly investment amount)
Subscription method
Buy funds by lump sum
Invest a fixed amount monthly to grow wealth
Subscription fee#
1%-2.4% of the lump sum, which is included in the
investment amount
1.5%-2% of the monthly investment amount, which is
included in the Monthly investment amount
#Subject to individual funds, refer to the relevant fund's
offering documents for details
Latest offers
0% Fund Subscription Fee Offer
From 1 January 2025 to 31 March 2025 (the "Promotion Period"), Eligible Customers1 who successfully open an Investment Fund Account can enjoy a 0% fund subscription fee offer.
| Eligible Customer | Subscription Channel |
Designated Accumulated Subscription Amount (or its equivalent) |
|---|---|---|
| Prestige Private | Any Channels | HKD500,000 |
| Prestige Banking | Any Channels | HKD200,000 |
| Preferred Banking and Integrated Account Customers | Online | HKD100,000 |
Terms and Conditions for the 0% Fund Subscription Fee Offer.
1The offer is only applicable to Prestige Private, Prestige Banking, Preferred Banking and Integrated Account customers who newly opened an Investment Fund Account (under the account number suffix of 382) during the Promotion Period.
Investment Fund Subscription Fee Offer
From 10 February 2025 to 30 June 2025, you can enjoy the Fund Subscription Fee Offer and Advanced Switching Service Subscription Fee Offer for subscribing for an investment fund through Hang Seng Bank.
Net Subscription Fee Offer
| Subscription channel | Any channels* | |||
|---|---|---|---|---|
| Customer | Bond Funds | Other Fund Types | Index Funds | |
| Fund Subscription | Prestige Private Customer | 1.5% | 1.8% | 1% |
|
Prestige Banking Customer (including Cross-boundary Wealth Management Connect customer) |
1.8% | 2.3% | ||
| Other Customer | 1.8% | 2.4% | ||
| Advanced Switching Service | Prestige Private Customer | 1.5% | 1.8% | |
| Other Customer | 1.8% | 2.3% | ||
Terms and Conditions apply to Investment Fund Subscription Fee Offer.
*Unless otherwise specified, any channels include
branch, customer call center, Hang Seng Personal
e-Banking and Hang Seng Personal Mobile App.
Remark:
- Customers who subscribe for investment funds distributed by the Bank through their Investment Fund Account (Account suffix 382) under Family+ Account can enjoy the Investment Fund Subscription Fee Offer that they are entitled to according to their respective Integrated Account(s) with the Bank.
- For Money Market Funds and HSBC index funds, Subscription Fee, Switching Fee (Switch-to) and Advanced Switching Service Fee (Switch-to) are all currently 0%.
Fund Transfer-in Rewards
From 2 January 2025 to 31 December 2025, Prestige Private / Prestige Banking customers who successfully transfer-in eligible investment fund unitholdings can enjoy cash rewards with no limit!
|
Accumulated amount of Eligible Transferred-in
Investment Fund Unitholdings
(or its equivalent in foreign currency) |
Cash Reward (Every HKD100,000 accumulated transferred-in investment fund amount or its equivalent in foreign currency) |
|---|---|
| HKD200,000 - less than HKD500,000 | HKD300 |
| HKD500,000 or above |
HKD400 (No upper limit) |
Terms and Conditions apply to the offer of Fund Transfer-in Rewards.
Subscription fee offer of Monthly Investment Plan for Fund
From 1 January to 31 December 2025, set up a "Monthly Investment Plan for Fund" can exclusively enjoy a preferential fund subscription fee offer for as low as HKD8 per month2.
| Offer of Monthly Investment Plan for Fund | ||
|---|---|---|
| Fund Type | Regular Fund Subscription Fee on monthly investment amount |
Fund Subscription Fee Offer applicable on the first HK$10,000 or equivalent monthly investment amount |
| Index Funds | 2% | 1.5% |
| Bond Funds | 2% | 1.5% |
| Other Fund Types | 3% | 2% |
Terms and Conditions apply to the offer of subscription fee offer of Monthly Investment Plan for Fund.
2The offer is only applicable to Prestige Private, Prestige Banking, Preferred Banking and Integrated Account customers ("Eligible Customers") who successfully set up for "Hang Seng Monthly Investment Plans" via e-Banking. Each single Eligible Fund Plan can enjoy the "Funds Subscription Fee Offer" on the first HKD10,000 or equivalent monthly investment amount, any amount in excess of HKD10,000 or equivalent will be charged at the subscription fee under "Regular Fund Subscription Fee".
Master the 4 Key Benefits of Monthly Investment Plan for Funds
HKD500
Minimum Monthly Investment Amount - Extra Low
Develop long-term investment habit with less
capital through monthly contributions
No
Termination Fee nor Minimum Investment Tenor
You may rebalance your asset allocation anytime
based on your personal circumstances
Set up a "Monthly Investment Plan for Fund" can exclusively enjoy a preferential fund subscription fee offer for as low as HKD8 per month
Use of Dollar Cost Averaging Strategy
to minimize the effect of market volatility
Unleash your investment potential in the long
run
Hang Seng Monthly Investment Plan for Funds Provides You with Abundant Choices
Funds for Lazybones
Index Fund Category
Index Fund Category
Track the market index to let you stay close to market trends, so that you could focus more time on enjoying life
Learn More
Funds for Dividend Seekers
Cash Dividend Fund Category
Cash Dividend Fund Category
Expected regular cash dividends as a source of income stream
Learn More
Funds for Risk Takers
Equity Fund Category
Equity Fund Category
Gain exposure to multiple stocks to help utilize your capital with flexibility
Learn More
A wide selection of investment funds is available
online at
Hang Seng Fund SuperMart
Multiple search tools for funds
Hang Seng offers you various tools for analysing and searching funds. It allows you to understand the performance of different funds and explore investment opportunities more effectively, so that you can formulate your best-suited investment plans.
Hang Seng Bank Wealth Master
A brand new analysis tool with various features, such as
Portfolio Analysis, Past Performance Analysis and Comparison
with Reference Portfolio, to help you better diversify your
portfolio.
Learn More
Investment Fund Assisted Search
Find your preferred investment fund products by answering a
few simple questions.
Learn More
Fund SuperMart
It filters popular funds for you, including top performing
sections and top 10 best selling funds etc., to help you
analyse from different perspectives when making investment
decisions.
Learn More
To borrow or not to borrow? Borrow only if you can repay!
The above offer is not and should not be considered as an offer or solicitation to deal in any of the investment products or services mentioned herein.
Note:
- The mobile app is free of charge, but normal banking and transaction charges may apply when you conduct transactions via the app. Please refer to the Bank's service charges for details. In addition, customer is responsible for any fees and charges which may be levied by relevant telecommunication service provider from time to time. For any queries on charges for internet access, please contact your mobile network service provider.
- The mobile app can be accessed via the network of any local or overseas telecommunications service provider. You can use a 2G, 3G, HSDPA, 4G or Wi-Fi service. However, you must have a mobile internet service plan and handset that can support Internet access. Access to the Internet may also involve set-up procedures on your handset for some fixed IP SIM cards. Please check with your telecommunication service provider for details and up-to-date instructions. The connection speed may vary for different telecommunication service providers, different data usage plans, and different geographical locations. If you experience a slow response when mobile web browsing or during data transmission, please check with your telecommunication service provider. Customers are responsible for any fees and charges which may be levied by relevant telecommunication service provider from time to time. For any queries on charges for internet access, please contact your telecommunication service provider.
- Android, Google Play and the Google Play logo are trademarks of Google LLC.
- Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.
Learn More
General enquiry: 2998 9898
Visit our branches
Prestige Private & Prestige customers can contact our 24-hour Wealth Service Team via "Click-to-call" or "Live Chat" on Hang Seng Mobile App, or call hotline for enquires.
Prestige Private: 2998 8022
Prestige: 2998 9188
The above offer is not and should not be considered as an offer
or solicitation to deal in any of the investment products or
services mentioned herein.
