Hang Seng Global Money+ and Multi-Currency Debit Mastercard® customers can enjoy HKD1,000 FX Cash Reward

Embarking on an exciting new chapter overseas? Need to send funds for tuition or living expenses?

With Hang Seng Global Money+, international transfers are as easy as local ones, complete with the convenience of same-day processing1! Hang Seng Multi-Currency Debit Mastercard® holders can easily apply for a supplementary card for anyone aged 12 or above, even without a Hang Seng bank account. Share the ease and convenience with your loved ones today!

From 1 April 2025 to 30 June 2025, Eligible Customer who complete Item 1 and Item 2 can enjoy
HKD1,000
FX Cash Reward
(Eligible Customer: Customer who have not conducted foreign exchange transaction via Hang Seng from 1 October 2024 to 31 March 2025)
Item 1
Conduct the following transaction at least once per month for 3 consecutive calendar months during the Promotion Period2:
Global Money+
Successfully send money overseas via Global Money+ in Hang Seng Mobile App
OR
Learn more >
Hang Seng Multi-Currency Debit Mastercard®
Conduct Eligible Debit Card Transaction3 using debit card
(At least one of the Eligible Debit Card Transactions must be made in foreign currency)
Learn more >
Item 2
Complete the following Eligible FX Transaction:
Successfully exchange AUD/NZD/GBP/CAD in real-time through Designated Transaction Channels4, with a cumulative amount equivalent to HKD200,000 or above, during the Eligible FX Transaction Counting Period5
Example 1
Transferred GBP to the United Kingdom via Hang Seng Mobile App's Global Money+ on 1 April 2025
Conducted foreign currency retail spending via Hang Seng Multi-Currency Debit Mastercard® on 1 May 2025
Transferred CAD to Canada via Hang Seng Mobile App's Global Money+ on 1 June 2025
Successfully exchanged AUD/NZD/GBP/CAD in real-time, with a cumulative amount equivalent to HKD200,000 or above, between 1 April and 30 June 2025
(Eligible Customer: Customer who have not conducted foreign exchange transaction via Hang Seng from 1 October 2024 to 31 March 2025)
HKD1,000
Cash Reward
Example 2
Transferred GBP to the United Kingdom via Hang Seng Mobile App's Global Money+ on 1 April 2025
Conducted foreign currency retail spending via Hang Seng Multi-Currency Debit Mastercard® on 1 May 2025
Transferred CAD to Canada via Hang Seng Mobile App's Global Money+ on 1 June 2025
Successfully exchanged AUD/NZD/GBP/CAD in real-time, with a cumulative amount equivalent to HKD200,000 or above, between 1 April and 30 June 2025
(Non-Eligible Customer: Customer who have conducted foreign exchange transaction via Hang Seng from 1 October 2024 to 31 March 2025)
Not eligible for HKD1,000 Cash Reward
(Non-Eligible Customer)
Example 3
Transferred NZD to New Zealand via Hang Seng Mobile App's Global Money+ on 1 May 2025
Conducted foreign currency retail spending via Hang Seng Multi-Currency Debit Mastercard® on 13 May 2025
Transferred USD to the United States via Hang Seng Mobile App's Global Money+ on 8 August 2025
Successfully exchanged AUD/NZD/GBP/CAD in real-time, with a cumulative amount equivalent to HKD200,000 or above, between 1 May and 31 July 2025
(Eligible Customer: Customer who have not conducted foreign exchange transaction via Hang Seng from 1 October 2024 to 31 March 2025)
Not eligible for
HKD1,000 Cash Reward
(Did not complete Item 1: Eligible Overseas Transfers5 or Eligible Debit Card Transactions3 were not conducted in 3 consecutive calendar months)
Explore other foreign currency offers
Foreign Currency Time Deposit Offer
Enjoy up to 15.8% p.a. time deposit rate by exchanging designated foreign currency and setting up time deposit at the same time!
Details >
Foreign Currency Savings Deposit Offer
Deposit foreign currency new funds in designated amount to enjoy up to 5% p.a. preferential savings rate!
Details >
Enquiry Hotlines
Prestige Private
2998 8022
Prestige Banking
2998 9188
Preferred Banking
2822 8228
Integrated Account
2822 8233
Terms and Conditions apply. Please click here for the relevant Terms and Conditions.
Notes:
  1. The actual fund arrival time depends on the processing time of the bank to which the payment is made or correspondent bank (if any).
  2. Promotion Period is from 1 April 2025 to 30 June 2025, both dates inclusive.
  3. Eligible Debit Card Transaction means the retail transaction(s) made by the principal card of Hang Seng Multi-Currency Debit Mastercard®, including contactless payment, and the transactions must be posted within 15 calendar days in order to be eligible. At least one of the Eligible Debit Card Transactions made during the Promotion Period must be made in foreign currency. “Retail transactions” within the meaning of Eligible Debit Card Transaction are defined according to the merchant codes/transaction type issued by Mastercard® or a merchant’s acquiring bank from time to time. The Bank has no obligation to clarify which transactions are eligible for the Offer before Customer conduct the transactions.
    For the avoidance of doubt, non-Eligible Debit Card Transactions include but are not limited to:
    • fees and charges;
    • cash withdrawal;
    • bill payment (including tax payments to the tax authorities);
    • quasi cash transactions, including: betting and gambling transactions, transactions at non-financial institutions (such as purchase of foreign currency, money orders and travellers cheques), transactions at financial institutions (such as purchase of merchandise and services from banks or investment trading platforms), wire transfers, rental payment or property purchase, purchase or reload of stored value cards or e-Wallets, purchase of cryptocurrencies and instalment payments.
  4. Designated Transaction Channels: The Eligible FX Transaction must be conducted by Eligible Customer through Global Money+, Hang Seng Multi-Currency Debit Mastercard®“, Foreign Exchange Service” of Hang Seng Mobile App or e-Banking on Desktop, Phone banking hotline, or Branches.
  5. Eligible Overseas Transfer means successfully conduct overseas transfer transaction(s) via “Global Money+” of Hang Seng Mobile App. Eligible customer must conduct Eligible Overseas Transfer, Eligible Debit Card Transaction and Eligible FX Transaction according to the below timetable:
    Date of first use* of Global Money+/ Hang Seng Multi-Currency Debit Mastercard® during the Promotion Period Counting period for Eligible Overseas Transfer or Eligible Debit Card Transaction (“Eligible Counting Period”)

    -Eligible Customer should conduct Eligible Overseas Transfer OR Eligible Debit Card Transaction at least once per month for 3 consecutive calendar months     		Eligible FX Transaction Counting Period (“Eligible FX Transaction Counting Period”)
    1 April 2025 – 30 April 2025 1 April 2025 – 30 June 2025 1 April 2025 – 30 June 2025
    1 May 2025 – 31 May 2025 1 May 2025 – 31 July 2025 1 May 2025 – 31 July 2025
    1 June 2025 – 30 June 2025 1 June 2025 – 31 August 2025 1 June 2025 – 31 August 2025

    *First time of conducting Eligible Overseas Transfer or Eligible Debit Card Transaction within the Promotion Period

RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Foreign Currency Risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or loss of principal in the event that the customer converts the deposits from HKD or foreign currency to another currency, and/or in the event that the customer converts a foreign currency time deposit to another currency (including Hong Kong Dollar) upon maturity.

Currency conversion risk
Foreign exchange involves exchange rate risk. The value of your foreign currencies and RMB deposits are subject to exchange rate risk and may result in gains or losses when the exchange rate fluctuates at the time when the transaction amount is debited from your foreign currency or RMB account. It may also result in losses when your foreign currency or RMB account balance is insufficient to pay the transaction amount and need to convert HKD to foreign currency or RMB.

Note:
  • In case of discrepancies between the English and Chinese versions, the English version shall apply and prevail.
  • If you are in doubt of the marketing and promotional activities and materials of the Bank, please call customer service enquiry hotline for authentication.