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LiquidityLink
Transfer fundswith flexibility

Find out how Hang Seng's services enhance cross-boundary fund transfers by looking at the operation flow of a corporate in the GBA!

Moving funds seamlessly and flexibly through regulated financial activities such as capital injection and dividend distribution
Capital Injection and Dividend Distribution
Through Hang Seng Hong Kong, you can move your funds for investment on the mainland through capital solutions such as direct investment or foreign debt.
Remittance
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In need of extensive foreign exchange and remittance services to make trading more convenient?
Settlement and Purchase of Foreign Currencies
Hang Seng offers services for foreign currency settlment and purchases with income under trade transactions.
Remittance & Foreign Exchange
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Increase in financing cost due to lack of consolidation of group balance?
Cross-border sweeping
Closely monitor the funds of each account (even across countries) under the company's name and sweep automatically according to business needs to maintain your group's balance in the best position to enhance efficiency.

Idle funds will be automatically transferred to the main account so you can enjoy higher interest returns.

Accounts with sufficient funds will automatically support accounts with insufficient funds so as to avoid overdrafts and unnecessary external borrowing, thus helping you reduce financial costs. There are different types of sweeping service for different business needs. Contact Relationship Managers to know more.
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Increase the return on your funds in mainland China and Hong Kong with our preferential time deposit rate!
Grow your funds
Both Hang Semg Hong Kong and Hang Seng China offer preferential deposit rates to help customers capture the opportunity to increase the return on their funds.
Contact Relationship Manager
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One online platform for cross-boundary remittance
Hang Seng  HSBCnet
3-Hour-Remit-Express Service

With accounts in both Hang Seng Hong Kong and Hang Seng China, remittances can be credited to beneficiary accounts within 3 hours1,2,3,4.

Remittance Handling Fee Waivers

For outward remittances to Hang Seng China from Hang Seng Hong Kong, or inward remittances from Hang Seng China to Hang Seng Hong Kong, corporate customers are entitled to handling fee waivers.

Learn more
Track Payments Service

A self-service tool that integrates payment instruction status information from SWIFT global payment innovation (gpi) service, which provides you an increased speed, transparency and traceability of real-time end-to-end cross-border payments tracking solution.

  1. The 3-Hour-Remit-Express Service will be offered on a best effort basis. Applicable to all Hang Seng Bank (China) Limited (“Hang Seng Bank (China)”) branches.
  2. Applicable to any application for outward remittances to Hang Seng Bank (China) which is submitted via Hang Seng Business e-Banking or Hang Seng HSBCnet before 16:30 from Monday to Friday, provided that it is a business day both in Hong Kong and mainland China, and the beneficiary is a commercial customer of Hang Seng Bank (China), and the beneficiary has already submitted all the required supporting documents to the beneficiary bank for validation.
  3. Service is subject to the fulfillment of the conditions for straight-through processing (e.g. debit account with sufficient funds, correct/complete beneficiary information including beneficiary account number and beneficiary bank's SWIFT BIC code). It is not available for transactions which are restricted by Mainland legal and regulatory authorities and transactions which require foreign exchange or declarations. Export proceeds including prepayment for exports will be placed in a transitory account before validation with records at Customs. If the remittance proceeds are from Mainland exports, customers are recommended to specify "Mainland China Export Related Proceeds" to facilitate handling by the beneficiary bank.
  4. The RMB remittance instructions should be provided with correct account name, account number and SWIFT BIC code (applicable to payments processed via Cross-border Interbank Payment 4. System (“CIPS”)) of the beneficiary bank and neither currency exchange nor follow-up action from the Bank. Otherwise, instructions will be processed on the next business day.
FX Order Watch
Helps import and export trading companies catch the best exchange rates, offers exchange services in advance for pending payments, to hedge against the volatility of the RMB/foreign currency exchange rates.
Manage payment collection with ease
to enhance efficiency
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FPS/ QR Code / Hang Seng One Collect

Commercial Customers only need to provide the respective QR Code, mobile number, email or FPS ID for swift and easy payment collection through Faster Payment Service (“FPS”). Collection through QR Code supports various e-wallets including FPS, Wechat Pay, ALIPAY HK and Tap & Go.
For offline stores, One Collect settles multiple types of payments with one machine, including Octopus, FPS, Credit Cards, Contactless Payment, QR Code Payment.

Know more
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Mainland China
Mobile collection

Hang Seng China's Mobile collection service supports all major mobile payment channels, including Alipay, WeChat Pay, Quick Pass, Apple Pay and so on, so you can easily manage different types of payment collection.
To help expand your business channels and optimise the collection process, the service is widely applicable to offline stores, WeChat official accounts, mobile apps, online shopping malls, miniapps, etc.

Know more
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Mainland China & HK
Virtual account

The service is available both in mainland China and Hong Kong and is suitable for corporates with a number of distributors. You can set up different virtual accounts for each payer and collect payments separately, so you can have a clear overview of the transactions.
Enjoy more efficient management of accounts receivables with automatic reconciliation between virtual account reports and actual accounts.

Hang Seng China's service Hang Seng Hong Kong's service
Hang Seng Commercial Banking WeChat Official Account and MiniApp
Check account balance anytime and anywhere
WeChat ID: HangSengHKCMB
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Account Binding
Bind your Business e-Banking account to WeChat to receive mobile reminders anytime and anywhere.
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Check Account Balance
Log into your Business e-Banking Account on the MiniApp to check your Account Balance(s)
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