SENIOR MANAGEMENT

From left to right

Ms Daphne W K Wat Head of Global Banking

Ms Margaret W H Kwan Executive Director and
Head of Retail Banking and
Wealth Management

Mr Donald Y S Lam Head of Commercial Banking

Ms Louisa W W Cheang Vice-Chairman and
Chief Executive

Ms Liz T L Chow Head of Global Markets

Mr Andrew W L Leung Chief Financial Officer