Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

Risk Disclosure of Investment Funds:
  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

A wide array of fund choices to help you diversify your investment risk exposure and easily achieve your wealth goals

Experience a grand upgrade to the Investment Funds Function on the Hang Seng Mobile App! Whether it’s the featured fund lists, insight to the latest market news to stay updated, or the clearer fund information at a glance, we help you craft your investment strategy effortlessly!

Hang Seng Investment Fund Services offer hundreds of funds covering different asset classes, market segments and risk tolerance levels to suit different needs of each individual. We to help you to build diversified investment portfolio.

Eligible customer who successfully opens an Investment Fund Account or subscribe investment products can enjoy A series of reward!

Investment Fund Rewards
0% Fund Subscription Fee Offer
Fund Unit Offer
New Fund Time Deposit Interest Rate Offer
0% Fund Subscription Fee Offer
From 1 January 2026 to 31 March 2026 (the “Promotion Period”), Eligible Customers[2] who successfully open an Investment Fund Account and subscribe for funds can enjoy a 0% Fund Subscription Fee Offer for up to the designated accumulated subscription amount on the first transaction day within the first 30 days upon account opening.
Eligible Customers
Subscription Channel
Designated Accumulated Subscription Amount (or its equivalent)
i. Single Fund Subscription^
ii. Single Fund Subscription(s)^ & Use of "Wealth Master"# (and Completion of “Strategic Financial Planning Goal Setting and Goal Tagging” *)
iii. Subscription for two or more funds^ & Use of "Wealth Master"# (and Completion of “Strategic Financial Planning Goal Setting and Goal Tagging” *)
Prestige Private
(and /or Family+ Account)
Any Channels
HKD500,000
HKD600,000
HKD700,000
(Maximum designated accumulated subscription amount)
Prestige Banking
(and /or Family+ Account)
Any Channels
HKD200,000
HKD300,000
HKD400,000
(Maximum designated accumulated subscription amount)
Preferred Banking and Integrated Account Customers
Online
HKD100,000
HKD200,000
HKD300,000
(Maximum designated accumulated subscription amount)
Terms and Conditions tnc icon tnc icon for the 0% Fund Subscription Fee Offer.
1. The offer is only applicable to Prestige Private, Prestige Banking, Preferred Banking and Integrated Account customers who newly opened an Investment Fund Account (under the account number suffix of 382) during the Promotion Period.
^ “Single fund subscription(s)” refers to subscription for a single fund, including subscription(s) for different share classes under the same fund (such as different currency classes, accumulation units, income units, etc.); “subscription of two or more funds” refers to subscription for two or more funds where the additional fund(s) subscribed is/ are different fund(s) from the first fund being subscribed, which excludes subscription for different share classes under the same fund (such as different currency classes, accumulation units, income units, etc.).
# The use of “Wealth Master” requires customer to either login to “Wealth Master” via Hang Seng Mobile App or analyse and generate a report on the investment portfolio in “Wealth Master” at a branch.
*
Completion of the “Strategic Financial Planning Goal Setting and Goal Tagging” refers to the setting of financial goal(s) (e.g. Retirement, Managing Wealth, etc.) and linkage with a valid Personal Integrated Account or Family+ Account for goal tracking via the Strategic Financial Planning Tool with the Bank’s Relationship Manager at branch. Only applicable to Prestige Private and Prestige Banking customers.
Fund Unit Offer
From 1 January 2026 to 31 March 2026 (the “Promotion Period”), Prestige Private and Prestige Banking customers who successfully opened an Investment Fund Account , hold a valid Risk Profiling Questionnaire record and maintain a minimum Total Relationship Balance ("TRB") of at least HKD 10,000 will have a chance to get fund units with value of HKD100*.
Fund units with value of HKD100
4,000
quotas
First come, first served with limited quota
Only Eligible Customers who hold a valid Risk Profiling Questionnaire record can enjoy the account opening reward. Remember to refresh your Risk Profiling Questionnaire record if it’s expired. How to update How to update
Terms and Conditions tnc icon tnc icon for Investment Fund account opening reward.
* All relevant accounts and the Risk Profiling Questionnaire record of the Eligible Customer must remain valid and the Total Relationship Balance (“TRB”) is at HKD10,000 or above until the fund units are deposited into their relevant account.
If you do not agree to receive these free fund units, please notify us of the relevant arrangements through our branches or by contacting our customer service hotline within 14 calendar days after opening the Investment Funds Account.
HKD and USD New Fund Time Deposit Interest Rate Offer
From 2 January 2026 to 31 March 2026, Prestige Private/Prestige Banking customers who subscribe for the Investment Funds, Secondary Market Bonds and/or Structured Products# distributed/issued by Hang Sang Bank Limited (the “Bank”) can enjoy up to 5% p.a.i 1-month HKD and USD new fund time deposit placed during the period from the date of successful completion of Eligible Investment Transaction(s) to the end of the next calendar month (“TMD Placement Period”)ii via Online Banking, Phone Banking or branches (“Eligible Time Deposit”).

Just 3 simple steps with no registration required

ic fortune wheel

1 Successful completion of Eligible Investment Transaction(s):

Subscribe for Investment Funds, Secondary Market Bonds and/or Structured Products# distributed/issued by the Bank

2 Deposit new fundsii

3 Enjoy HKD and USD New Fund Time Deposit Interest Rate Offer

1-month HKD and USD Time Deposit Interest Rate for Eligible New Fund Balanceii placed during the TMD Placement Periodii:

  • Total Interest Ratei for New Investment Customeriii: 5% p.a.

  • Total Interest Ratei for Existing Investment Customeriv: 4% p.a.

Terms & Conditionstnc icontnc icon apply.
Remark: The Total Interest Rate is quoted with reference to the Bank’s prevailing 1-month HKD and USD time deposit interest rate offered by the Bank on 2 January 2026 and is for reference only. The Total Interest Rate is subject to the Bank’s revision based on the prevailing market conditions.
# Structured Products includes Structured Notes and Equity-linked Investments (ELI), but excludes Capital Protected Investment Deposit (CPI) and MaxiInterest Investment Deposit (MXI).
i The total interest rate of up to 5% p.a. represents the sum of “Prevailing Interest Rate” and “Bonus Interest Rate”.
“Prevailing Interest Rate” refers to the Bank’s prevailing 1-month time deposit interest rate. For the latest interest rate, please enquire with the Bank’s staff at the time of transaction.
“Bonus Interest Rate” means the additional interest rate over and above the Prevailing Interest Rate, which together with the Prevailing Interest Rate amount to the Total Interest Rate applicable to the Eligible New Fund Balance. If the total time deposit amount of the Eligible Time Deposit exceeds the Total Eligible Investment Transaction Amount, the amount in the excess of the Total Eligible Investment Transaction Amount is eligible for the Prevailing Interest Rate only. The bonus interest amount derived from the Bonus Interest Rate (“Cash Reward”) is calculated as simple interest on a 360-day basis.
ii
New fund refers to “Eligible New Fund Balance" which means, in respect of each currency (HKD / USD), the fund representing the incremental balance (if any) of that currency when comparing the latest Deposit Balance of that currency at the time of placing the Eligible Time Deposit with the Deposit Balance of that currency as of 15 calendar days ago, after deduction of the sum of any Deposit Balance of that currency which has already enjoyed any new fund offer for time deposit within the last 15 calendar days (including the Time Deposit Placement Date), provided that the Eligible New Fund Balance is subject to a minimum of HK$10,000 (applicable to HKD time deposit) or USD2,000 (applicable to USD time deposit) and a cap of the “Total Eligible Investment Transaction Amount” of the respective Eligible Investment Transaction Month and that the Eligible New Fund Balance can enjoy this Offer only if the closing Total Deposit Balance on the last calendar day of the TMD Placement Period (“Deposits Comparison Date”) is equal to or greater than the closing Total Deposit Balance on 31 December 2025.
Eligible Investment Transaction Month TMD Placement Period Cap on Eligible New Fund Balance Deposits Comparison Date
January 2026 From (and including) the date of successful execution of Eligible Investment Transaction to end of February 2026 Total Eligible Investment Transaction Amount of January 2026 28 February 2026
February 2026 From (and including) the date of successful execution of Eligible Investment Transaction to end of March 2026 Total Eligible Investment Transaction Amount of February 2026 31 March 2026
March 2026 From (and including) the date of successful execution of Eligible Investment Transaction to end of April 2026 Total Eligible Investment Transaction Amount of March 2026 30 April 2026
iii "New Investment Customer" refers to Eligible Customers who did not hold or subscribe for any investment funds in any Investment Fund Account under the account number suffix of 382 and did not hold any Structured Products and secondary market bonds in any account between 1 December 2025 and 31 December 2025.
iv"Existing Investment Customer" refers to Eligible Customers who held or subscribed for any investment funds in any Investment Fund Account under the account number suffix of 382 and/or held any Structured Products and/or secondary market bonds in any account between 1 December 2025 and 31 December 2025.
Hang Seng Mobile App
Upgraded Interface for Investment Funds
i
i i
i
i

A Four-Step Journey Turning Complexity into Choice

1

Click “Investment Funds” > “Explore Funds”

2

Hang Seng helps you understand top 10 subscribing funds and curated lists to inspire your investment choices.

3

Insight for you to stay updated with the everchanging market, to seize investment opportunities.

4

A simple click to grasp fund information at a glance, covering key product features, analysis, and charts to learn the latest fund performance.

Investment Fund Services
We partner with leading global asset management companies to build a comprehensive fund partner network and cover the largest selection of index funds in Hong Kong[1]—providing diversified investment opportunities and meet your fund trading needs. Each fund is managed by a professional fund manager. Based on different market conditions, a fund manager and his/her team will use fundamental and technical analysis to try select investments with higher potential, while aligning with the investment goals. They will also adjust the investment fund portfolio according to economic and market trends, in order to manage the risks and in an attempt to generate returns.
AllianceBernstein Hong Kong Limited
Allianz Global Investors Asia Pacific Limited
Amundi Hong Kong Limited
Baring Asset Management (Asia) Limited
BlackRock Asset Management North Asia Limited
FIL Investment Management (Hong Kong) Limited
First Sentier Investors (Hong Kong) Limited
Franklin Templeton Investments (Asia) Limited
Goldman Sachs Asset Management (Hong Kong) Ltd
Hang Seng Investment Management Limited
HSBC Global Asset Management (Hong Kong) Limited
Invesco Hong Kong Limited
Janus Henderson Investors
J.P. Morgan Asset Management
Manulife Investment Management (Hong Kong) Limited
Ninety One Hong Kong Limited
Neuberger Berman Asia Limited
Pictet Asset Management
PIMCO Asia Limited
Ping An of China Asset Management (Hong Kong)
Schroder Investment Management (Hong Kong) Limited
T. Rowe Price Hong Kong Limited
UBS Asset Management (Hong Kong) Limited
Value Partners Limited
The list is arranged in alphabetical order.
Compared with direct subscription of assets like single equity and foreign currency, investment funds maybe better at risk diversification. For example, an equity fund can invest in a variety of stocks of different sectors and backgrounds at the same time. Even when one stock or stocks of a certain category are affected by different factors, the investment funds may still offset the losses with profits gained from other stocks.
It is comparatively difficult for general investors to invest directly in overseas assets, such as bonds issued by foreign governments, foreign stock markets, and commodities like oil and precious metals. By buying the fund that hold such assets, investors have the opportunity to engage in global investment.
Investors can buy or sell investment funds on any dealing day though different channels.
Fund SuperMart
Fund SuperMart is a versatile platform with a simple and clear search engine designed for you to pick the right funds easily.
Top Performing Sectors [3]
Compare the year-to-date performance of various sectors
More details
Top 10 Subscribing Funds
A list of the top 10 subscribing funds updated on a monthly basis
More details
New Funds Express
Keeping you abreast of the newly launched investment funds
More details
3. Data on the past performances of the funds are not indicative of similar performances of such funds in the future.
Useful Information and Tools
Wealth Master
Our portfolio analysis tool, Wealth Master, evaluates your portfolio's past performance and resilience amid economic volatility against market benchmarks—helping you better align your portfolio with personal financial goals and uncover opportunities for wealth growth .
Award winner
FinanceAsia Awards 2025 – Best Strategic Initiative – Banks | Domestics
Explore this new platform that opens up a new investment horizon for you
Experience now Hang Seng Bank Website > Investments > Investments Overview
Experience now Hang Seng Bank Website > Investments > Investments Overview
Access all essential investment information in one place, including latest market analysis and powerful investment tools
Experience now Hang Seng Bank Website > Investments > Investment Insights
Experience now Hang Seng Bank Website > Investments > Investment Insights
Explore comprehensive financial investment concepts, product knowledge and subscription guides
Experience now Hang Seng Bank Website > Investments > Investment Academy
Experience now Hang Seng Bank Website > Investments > Investment Academy

Hang Seng
Personal Mobile App

Hang Seng Personal Mobile App

Trade FX investments and get real time quotes of foreign currencies to seize investment opportunities.


Hang Seng
Personal Mobile App

Hang Seng Personal Mobile App

Trade FX investments and get real time quotes of foreign currencies to seize investment opportunities.

Before subscription for our various types of investment products, you can find out more about your risk appetite to better plan your investment ahead by completing or updating your Risk Profiling Questionnaire.
Log on to Hang Seng Personal e-Banking › Investments › Risk Profiling Questionnaire › Update Now
Log on to Hang Seng Personal e-Banking › Investments › Risk Profiling Questionnaire › Update Now
Invest in diverse markets and assets at a lower cost to spread risk
Experience now Hang Seng Bank Website > Investments > Market Commentary
Experience now Hang Seng Bank Website > Investments > Market Commentary
For investment beginners to learn how to invest in funds
Experience now Hang Seng Bank Website > Investments > Market Commentary
Experience now Hang Seng Bank Website > Investments > Market Commentary
Learn More
Prestige Private & Prestige customers can contact our 24-hour Wealth Service Team via "Click-to-call" or "Live Chat" on Hang Seng Mobile App, or call hotline for enquires.
Prestige Private: 2998 8022
Prestige: 2998 9188