Want to make some extra income? Simply switch to Hang Seng PayDay+ to enjoy an up to 6% p.a. HKD Savings Rate!
We’re here to help you make the most of your paycheck to easily achieve your saving goals!
Switch to Hang Seng PayDay+ for an up to 6% p.a. HKD Savings Rate!
Eligible customers who successfully register for PayDay+ from 2 October 2024 – 31 December 2024 ("Promotion Period") via Hang Seng Mobile App and set up payroll service using Prestige Private / Prestige / Preferred
Banking Account (“Payroll Account”) by 31 January 2025 can earn the preferential HKD Savings Rate as stipulated in the table below.
The Preferential HKD Savings Rate (includes Bonus HKD Savings Rate and the Bank’s prevailing HKD Savings Rate*) will be offered for a maximum of 3 months based on the customer's deposit balance maintained in the HKD Savings Account of the Payroll Account (“Eligible HKD Savings Account”).
The Preferential HKD Savings Rate (includes Bonus HKD Savings Rate and the Bank’s prevailing HKD Savings Rate*) will be offered for a maximum of 3 months based on the customer's deposit balance maintained in the HKD Savings Account of the Payroll Account (“Eligible HKD Savings Account”).
| HKD deposit balance maintained in the Eligible HKD Savings Account | Preferential HKD Savings Rate (p.a.) |
|---|---|
| First HKD200,000 or below |
2% (Bonus HKD Savings Rate of 1.375% + prevailing HKD Savings Rate*) |
| Next HKD100,000 or below |
6% (Bonus HKD Savings Rate of 5.375% + prevailing HKD Savings Rate*) |
-
Remarks:
- The offer is only applicable to customers without any payroll record with the Bank during 1 July 2024 – 30 September 2024.
- If the customer fails to maintain an eligible payroll record with the Bank after the commencement of the offer period, the Preferential HKD Savings Rate will be revoked and the prevailing HKD savings rate will immediately apply thereafter without prior notice. The offer will not be reinstated in any circumstances once revoked.
- The offer cannot be used in conjunction with other promotional offer(s) of the same product or savings offers of the same currency (including but not limited to Mortgage-link Loan Scheme, 2024 Quarter 2 and 2024 Quarter 3 Hang Seng PayDay+ Promotion (Quarter 2: 15 April 2024 – 30 June 2024, Quarter 3: 2 July 2024 – 30 September 2024)).
- Terms and conditions apply. For details on the offer and eligibility, please refer to Hang Seng PayDay+ Promotion (2 October 2024 – 31 December 2024) - Terms and ConditionsHang Seng PayDay+ Promotion (2 October 2024 – 31 December 2024) - Terms and Conditions.
*As at 2 October 2024, the Bank’s prevailing HKD Savings Rate is 0.625% p.a. for HKD5,000 or above. The prevailing HKD Savings Rate quoted above is indicative and for reference only. The rate is not guaranteed and is subject to review according to changes in market conditions from time to time at the Bank’s sole discretion. Please browse the Bank’s website or check with branch staff for the latest prevailing HKD Savings Rate.
FAQs
You have to register for PayDay+ during the promotion period and transfer your payroll credit to Hang Seng using your Prestige Private / Prestige / Preferred Banking Account by 31 January 2025, with the HKD salary directly credited to your account from the employer’s company account via Autopay.
Prevailing HKD Savings Rate will apply to any deposits amount in excess of the cap (i.e. HKD300,000). Please browse the Bank’s website for latest Prevailing HKD Savings Rate.
No, this offer is only applicable to the first HKD300,000 deposit balance maintained in the HKD Savings Account under the Prestige Private / Prestige / Preferred Banking Account used for payroll service.
If you have registered for both promotions, only the latest registration will be processed. If you are already entitled to any rewards under the 2024 Quarter 2 (15 April 2024 – 30 June 2024) or 2024 Quarter 3 PayDay+ Promotion, you will not be eligible to join this promotion.
Switch to Hang Seng PayDay+
for payroll service now!
Switch it the sooner the better!
for payroll service now!
Switch it the sooner the better!
Remember to request your employer
to switch your payroll to
Hang Seng via Autopay!
to switch your payroll to
Hang Seng via Autopay!
Switch to Hang Seng PayDay+
for payroll service now!
Switch it the sooner the better!
for payroll service now!
Switch it the sooner the better!
Remember to request your employer
to switch your payroll to
Hang Seng via Autopay!
to switch your payroll to
Hang Seng via Autopay!
Download and log on to Hang Seng Mobile App > Click "Offers" in Main Menu > Click "Latest Offers" > Click "Banking" > Click PayDay+ Promotion > Click "Register for PayDay+ now" in PayDay+ website
Open a Preferred Banking Account in Minutes#
Open account
Upgrade account
Open Preferred Banking now
Download and open Hang Seng Mobile App, select "Mobile Account Opening" under "Quick links" on the home page. Verify your identity and fill in the personal details needed for mobile account opening to open an account. Click to download
Upgrade to Preferred Banking now
Open Hang Seng Mobile App, select "Account Services" from the main menu, and click "Open / Upgrade an Account". Verify your identity and fill in the personal details needed for mobile account opening to open an account.
#Mobile Account Opening / Upgrade is not available to customers who only hold Hang Seng credit cards or joint-named Integrated Accounts or already hold a sole-named Prestige Banking account. Customers who
are new to Hang Seng can make deposits right away after successful Mobile Account Opening, full banking services (e.g. cash withdrawal from account) will be available after 2 working days and ATM card will be dispatched by mail within
5 working days. If you are existing Hang Seng customers, you can enjoy full banking services right away after successful Mobile Account Opening. If you are upgrading your existing Integrated Account or Preferred Banking account to
Preferred or Prestige Banking, your application will be processed within 2 to 3 working days.