Hang Seng Insurance offers a variety of life insurance plans, helping you and your family navigate every stage of life with confidence and achieve different goals.
Upon successful application, you may enjoy rewards worth up to HKD6,500^ and receive the Gold Horse Ornament!
Life Insurance Plan Offers
Customers will be entitled to a premium discount up to 34% for the first year upon successful application for designated life insurance plan with designated amount!
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Gold Horse Ornament
Exclusive Offer for Life Insurance Plan
Customers who successfully apply for a designated life insurance plan with a designated amount can get Gold Horse Ornament:
Total Premiums
(before applying relevant Premium Discount (if any))
Gold Horse Ornament
HKD200,000 - 499,999
Delicate
HKD500,000 - 999,999
Refined
HKD1,000,000 - 1,499,999
Classic
HKD1,500,000 - 1,999,999
Jumbo
HKD2,000,000 or above
Supreme

Image shown is the Supreme edition
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* “Total Premiums” refers to the total amount to be paid to Hang Seng Insurance after completing the payment terms.
Selected customers who successfully apply for a designated life insurance plan with a specified amount can enjoy up to HKD4,000 reward!
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Integrate with Hang Seng Bank’s wealth management products to enjoy additional rewards
Foreign Currency Exchange Offer Up to HKD2,000 Cash Reward1
Customers who opened or upgraded to Prestige Private or Prestige Banking or Selected Customers exchanging a designated currency via the Designated Channels with a minimum of HKD500,000 or its equivalent in a single transaction, and successfully apply for a designated life insurance plan, can enjoy up to HKD 2,000 Cash Reward1!
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Hang Seng Prestige World Mastercard Spending Privilege Offer Up to $500 +FUN Dollars Rebate2
Enjoy up to $500 +FUN Dollars rebate2 upon settling initial premium for designated life insurance plan with Hang Seng Prestige World Mastercard!
Learn More
Please visit Hang Seng Bank Website > "Cards" > "Card Products & Application" > "Hang Seng Prestige World Mastercard"

Insight into your family’s needs drives our fully upgraded solutions

LegendPower
Life Insurance Plan (Supreme)
FamilyPower Multi-Currency
Life Insurance Plan 2
Selected Plan Highlights
Long-term Wealth Accumulation with Extra Potential Returns
Regular Withdrawal Option
Policy Split Option
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Selected Plan Highlights
Up to 8 Currency Switch Options
Regular Withdrawal Option
Family Accident Benefit
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Wealth Management Appointment Reward
Visit any branch and complete Financial Needs Analysis (FNA) can get up to HKD500 e-shopping voucher or gift!
For the Terms and Conditions relating to the wealth management appointment reward, please click here.
Terms and Conditions apply.
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Make an appointment
or
Call 2198 7838
Explore other Insurance Plans
Wealth Legacy
Passive Income
DragonPower
Life Insurance Plan
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PhoenixPower
Life Insurance Plan
View Details
LegendPower
Life Insurance Plan (Supreme)
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FamilyPower Multi-Currency Life Insurance Plan 2
View Details
IncomePower
Life Insurance Plan
View Details
FortuneLife Deferred
Annuity Life Insurance Plan
View Details
Please visit Hang Seng Bank Website > "Insurance & MPF" > "Retirement / Wealth Accumulation" > "FortuneLife Deferred Annuity Life Insurance Plan"
LegendPower Life Insurance Plan (Supreme) (“the Plan”) is a life insurance plan and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). The policyholder is subject to the credit risk of Hang Seng Insurance and early surrender loss. This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document.
LegendPower Life Insurance Plan (Supreme)
Flexible legacy planning to enable cross-generational wealth continuity
Plan Features
Long-term Wealth Accumulation with Extra Potential Returns, empowering steadily wealth grow
Policy Split Option1, splits into 3 split policies at most to allocate assets
Regular Withdrawal Option2, creates passive income for you or your family
Bespoke arrangements for legacy planning, seamlessly transfer the Policy from one generation to another by designating a Contingent Owner3, an Interim Policyholder3, a Contingent Insured5, and making unlimited times of Change of Life Insured6
Personal Accident Benefit8, provides extra financial support for the loved ones during the difficult time
Death Benefit Settlement Option – Flexible Payment9, enables the transfer of legacy and care to the loved ones upon happening of the defined life event
Policy Value Management Option10, with wealth preservation and financial certainty
Learn More
Please visit Hang Seng Bank Website > “Insurance & MPF” > “Retirement / Wealth Accumulation” > “LegendPower Life Insurance Plan (Supreme)”
#Terms and Conditions apply. Please note the relevant product risks.
Please refer to the Product Brochure for detailed terms and conditions, risks and exclusions, please click here.
Please click here for product Terms and Conditions.
FamilyPower Multi-Currency Life Insurance Plan 2 (“FamilyPower 2” or “the Plan”) is a life insurance plan and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”, “the Company”, “we”, “us”, “our”). The policyholder is subject to the credit risk of Hang Seng Insurance and early surrender loss. This product information does not contain the full terms of the Policy and the full terms can be found in the relevant policy document.
FamilyPower Multi-Currency Life Insurance Plan 2
Multi-currency wealth planning to prepare for your family’s goals.
Plan Features
Currency Switch Option1, offers 8 currencies (USD, RMB, HKD, GBP, CAD, AUD, EUR and NZD) for switching
Policy Split Option2, splits into 3 split policies at most to allocate assets
Regular Withdrawal Option3, creates passive income for you or your family
Bespoke arrangements for legacy planning, Seamlessly transfer the Policy from one generation to another by designating a Contingent Owner4, an Interim Policyholder4, a Contingent Insured6, and making unlimited times of Change of Life Insured7 
Family Accident Benefit9, provides extra financial support during the difficult times for you and your family
Death Benefit Settlement Option – Flexible Payment11 , enables the transfer of legacy and care to the loved ones upon happening of the defined life event
Learn More
Please visit Hang Seng Bank Website > “Insurance & MPF” > “Retirement / Wealth Accumulation” > “FamilyPower Multi-Currency Life Insurance Plan 2”
*In respect of any application for exercising the Currency Switch Option and/or Policy Split Option, Hang Seng Insurance Company Limited ("Hang Seng Insurance") shall have the absolute right and discretion to approve or reject the application, which can be exercised from the 3rd Policy Anniversary or after the Payment Cessation Date (whichever is later), up to a maximum of 3 times per Policy Year and the Currency Switch Exchange Rate will be determined at Hang Seng Insurance’s absolute discretion. For details about the Currency Switch Option and Policy Split Option, please refer to the product brochure. Terms and Conditions apply. Please note the relevant product risks and credit risk. FamilyPower Multi-Currency Life Insurance Plan 2 ("the Plan") is a life insurance plan and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance"). The above advertisement is provided by Hang Seng Bank and is a product summary of information for reference only. The Plan is intended only for sale in the Hong Kong SAR. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance. Please refer to the promotion leaflets/flyers and contracts for the important information such as detailed coverage, exact Terms and Conditions and exclusions of the Plan. Please refer to the product brochure for the relevant product risks. The policyholder is subject to the credit risk of "Hang Seng Insurance". If the policyholder discontinues and/or surrenders this policy in early policy years, the amount of benefits you will get back may be considerably less than the total premiums you have paid. All details regarding policy surrender should be referred to the relevant policy provisions. Hang Seng Insurance is authorised and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance and the insurance products are the products of Hang Seng Insurance but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance and you directly. If you surrender the Policy after the expiry of the cooling-off period, the surrender proceeds to be received may be significantly less than the Total Premiums Paid. Please refer to the illustration summary of this Plan for the projected surrender values.

#Terms and Conditions apply. Please note the relevant product risks.
Please refer to the Product Brochure for detailed terms and conditions, risks and exclusions, please click here.
Please click here for product Terms and Conditions.