2022 RESULTS IN BRIEF
For the Year
Profit attributable to shareholders
10,165 HK$m
2021 13,960 HK$m
Profit before tax
11,439 HK$m
2021 16,385 HK$m
Operating profit
11,557 HK$m
2021 16,231 HK$m
Net operating income before change in expected credit losses and other credit impairment charges
33,972 HK$m
2021 33,182 HK$m
Return on average ordinary shareholders’ equity
5.5%
2021 7.7%
Cost efficiency ratio
43.5%
2021 42.6%
Earnings per share
4.95 HK$
2021 6.93 HK$
Dividends per share
4.10 HK$
2021 5.10 HK$
At Year-end (at 31 December)
Shareholders’ equity
183,896 HK$m
2021 184,332 HK$m
Total assets
1,893,805 HK$m
2021 1,820,185 HK$m
Capital ratios
Common Equity Tier 1 ('CET1') Capital Ratio
15.2%
2021 15.9%
Tier 1 Capital Ratio
16.8%
2021 17.5%
Total Capital Ratio
18.1%
2021 18.9%
Liquidity ratios
Liquidity Coverage Ratio
281.3%
2021 192.7%
Net Stable Funding Ratio
163.8%
2021 147.4%
