Latest Investment Products and Services
Hang Seng is committed to offering a diverse range of products and improving services to enhance customer experience continuously. Check out below to explore the latest investment products and services for each quarter in 2026!
New Funds
New Funds
Launched since 
- 
2026
Partnering with leading global asset managers to bring you new/exclusive fund choices across income bonds, multi-asset allocation, emerging market debt and thematic technology:
- BNP Paribas Funds - Global Income Bond
Global Emerging Markets Bond Exclusive - BNP Paribas Funds - Emerging Bond Opportunities
Global Flexible Bond - USD Hedged - BNP Paribas Funds - Disruptive Technology
Sector Equity Technology - Capital Group - Capital Income Builder
USD Aggressive Allocation - JPMorgan China Equity High Income
China Equity
New Wealth Overview Launched
New Wealth Overview Launched
Launched since 
2026
- Asset allocation chart upgrade:
View asset allocation across all your accounts and currency holdings in one place, so your portfolio mix is clear at a glance. - Personalised investment insights:
Automatic analysis based on your holdings to help you understand your investment position more comprehensively. - “My Investments” page upgraded to “Wealth Overview”:
Now shows your total asset value (including cash and deposits), giving you a more complete view of your overall assets. - Preview:
In Q3 2026, we will further enhance the page by adding Product List and CIO Investment Insights, helping you uncover more investment opportunities.
“Investment Cart” Now on Mobile: A Seamless Online-to-Offline Wealth Experience
“Investment Cart” Now on Mobile: A Seamless Online-to-Offline Wealth Experience
Launched since 2026
After Relationship Manager has explained and tailored a personalised investment plan, authorisation can be given for suitable products to be added to “Investment Cart”, with subscription then completed via Hang Seng Mobile App.
- More convenient:
Multiple investment products of interest can be added to the cart in one go, with ample time to consider before completing the subscription via Mobile App. - Clearer:
Before subscribing, key product information and risks for each item in the cart can be reviewed and confirmed in Mobile App. Regardless of whether the subscription proceeds, past records can be accessed easily at any time. - More time-saving:
No need to rush to complete the entire process in-branch or over the phone — subscriptions for the products discussed can be completed flexibly via Mobile App, improving efficiency and reducing waiting time.
New tools to help you find the right fund! ✨
New tools to help you find the right fund! ✨
Launched since 2026
- Easily grasp market trends:
View the past 6 months’ performance of key markets in one place to help you identify potential opportunities. - Analyse funds like a pro:
Go beyond just returns. You can now compare funds using risk indicators. - Easier search for preferred funds:
You can now look for funds by top holdings / exposures like stocks, ETFs or bonds.
More flexibility for FX & Precious Metals trading
More flexibility for FX & Precious Metals trading
Launched since 2026
Instead of using lot size as the contract unit, you can now trade at any amount that meets the minimum limit.
-
FX2-FX and Precious Metal Trading Service (FX2)
Minimum transaction and incremental amount of Gold have been reduced from 5 ounces to 0.1 ounces, minimum incremental amount of FX has been reduced to 1 unit. You can now start to trade as low as HKD 5,000 and 0.1 ounces for FX and Gold.
-
FX and Precious Metal Margin Trading Service (RMT)
Power your strategy with FX and Precious Metal Margin Trading Services — take long/short positions with leverage ratio up to 15 times. Minimum incremental amount of FX/Gold has been reduced to 1 unit.
The transaction commission for Gold (XAU) in FX2 and RMT has now been cancelled, reducing your transaction costs.
Securities Stop Loss Order Updates
Securities Stop Loss Order Updates
Launched since 2026
- Stop-loss order type is now available at "Hang Seng Invest Express"
- Extend stop-loss price input range to accept within 11th to 250th spread below the nominal price
To ensure the best user experience, please update "Hang Seng Invest Express" and Hang Seng Mobile App to the latest version.
Securities Services
Provide a variety of trading channels and trading orders to help you invest in 3 stock markets of HK stocks, A shares and US stocks at any time.
Trading Channel(s)
Branches
Securities Trading
Hotlines
Personal e-Banking
Hang Seng Mobile App /
Hang Seng Invest
Express App
Monthly Investment Plan for Stocks
Allow you to reduce the impact of short-term market fluctuations using cost averaging to achieve long-term investment goals. Monthly payment is as low as HKD1,000, with more than 100 local stocks and ETFs.
Set up New Plan
Personal e-Banking
Trading Channel(s)
Branches
Securities Trading
Hotlines
Personal e-Banking
Hang Seng Mobile App /
Hang Seng Invest
Express App
Investment Fund Services
Managed by dedicated team, funds are diversified and invested across global assets to reduce risk and generate returns for investors. Extensive partnership network with over 20 leading asset management companies, offering over 200 investment funds.
Subscription Channel(s)
Branches
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Cash Income
Potential Capital Growth
Monthly Investment Plan for Funds
No minimum investment holding periods. You can start investing with as low as HKD500 monthly subscription and update the investment instructions each month. No termination charges.
Set up New Plan
Personal e-Banking
Type(s) of Investment Return
Potential Cash Income
Potential Capital Growth
SimplyFund
A one-stop fund investment service ideal for investment beginners. You can invest in funds from minimum amount at HKD1 and enjoy monthly fee as low as $0.
Subscription Channel(s)
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Cash Income
Potential Capital Growth
Capital Protected Investment Deposit
A currency-linked investment product with 100% capital protection at maturity and a minimum return. If the exchange rate of the underlying currency pairs move as anticipated, you may potentially earn higher returns.
Subscription Channel(s)
Branches
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Capital Preservation
MaxiInterest Investment Deposit
Potentially higher interest return than normal time deposits with favoured market price movement. You can also exchange linked currencies at a predefined rate with 0 trading spread, based on FX trends. Deposit periods from 1 week.
Subscription Channel(s)
Branches
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Cash Income
FX2 - FX and Precious Metal Trading Services
The trading spread is lower than the currency note exchange rate, and you can create open positions with deposits equivalent to the Trading Contracts’ value. Whether in a rising or falling market, you can make use of long-short strategies and benefit from a lower entry threshold.
Subscription Channel(s)
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Capital Growth
FX and Precious Metal Margin Trading Services
You can either go long or short, and utilise leverage ratio of up to 15 times to amplify your capital. By hedging against FX or gold asset depreciation risks, you may earn accrued interest from FX trading spreads while leveraging for potentially higher returns.
Subscription Channel(s)
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Cash Income
Certificates of Deposit
Try to earn potential interest with idle funds? We have new products such as 3rd party CDs on shelf weekly. The investment amount is as low as HKD10,000 where no new funds required. We provide real-time quotes and instant trading experience to earn steady interest and passive income!
Subscription Channel(s)
Branches
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Cash Income
Equity Linked Investments (ELI)
Linked to the performance of HK or US Stock for potentially higher returns, with features such as airbag feature, callable feature and partial capital protection.
Subscription Channel(s)
Branches
Personal e-Banking
Hang Seng Mobile App
Type(s) of Investment Return
Potential Cash Income
Potential Capital Growth
Structured Notes (Capital Protected)
With a diverse payoff structure and underlying asset linkage, you can earn higher potential returns in various market scenarios, with an investment amount as low as HKD100,000.
Subscription Channel(s)
Branches
Hang Seng Mobile App
Type(s) of Investment Return
Capital Preservation
Physical Gold
A choice for collection, gift and investment purposes. Various physical gold products are available including Hang Seng logo gold bars, 99% and 99.99% gold, ‘God of Wealth’ gold plates, gold coins and gold nuggets with trading available at designated Hang Seng branches. Narrow spread with no separate handling fees and charges.
Subscription Channel(s)
Branches
Paper Gold
Buy/sell of paper gold units without physical delivery of gold to reduce storage cost and free from risk of theft. Check out the latest gold price to trade via Hang Seng Mobile App, Personal e-Banking or our branches at a relatively lower entry level than physical gold.
Subscription Channel(s)
Branches
Personal e-Banking
Hang Seng Mobile App
Investment Financing
To capture more market opportunities by using leverage, providing extra liquidity and flexibility.
Account Opening Channel(s)
Branches
Hang Seng Mobile App
Subscription Channel(s)
Branches
Type(s) of Investment Return
Potential Cash Income
Potential Capital Growth
For more details please check SmartInvest website:
^According to a survey conducted by Cimigo Limited between 19th November 2025 and 9th December 2025, among the 24 licensed banks incorporated in Hong Kong (excluding digital banks) with reference to the list of licensed banks incorporated in Hong Kong published on the official website of the Hong Kong Monetary Authority, Hang Seng Bank Limited attained No 1 ranking in the range of online investment product category selections among local retail banks.
- The above is a list of the types of investment products and services provided by the Bank for your information, and does not constitute nor is it intended to be construed as any offer, solicitation, or recommendation to deal in any investments. Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or values of investments may go up as well as down and past performance is not indicative of future performance. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Investors should read the relevant investment product or service’s offering documents and terms and conditions (including the risk disclosures therein) in detail before making any investment decision.
- The 'Latest Investment Products and Services' section shows a list of new investment products and services launched during the period of 1 April 2026 to 12 July 2026.
- Investors should note that all investment involves risks. Prices of securities may go up as well as down and may even become valueless. Investors should not only base on this website alone to make any investment decision, but should read in detail the relevant risk disclosure statements.
- Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Terms and Conditions apply to the services and offers.
- Investment involves risks. Prices of investment products may go up or down. Terms and Conditions apply to the service and offers.
- Investment involves risks. Terms and Conditions apply.
- Investment involves risks. Related funds are filtered by criteria in Hang Seng Fund SuperMart.
- Investment involves risks.
- Investment involves risks. Prices of foreign exchange and precious metal may go up or down.
- Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial.
- Investments involve risks. This information is for general information and reference only, and does not constitute any professional advice, or investment recommendation.
- Investment involves risks. Gold price may go up or down and its past performance is not indicative of future performance. The risk of loss in gold trading can be substantial. The relevant product and related documents including risk disclosures should be read in detail before making any investment decision.
- Foreign exchange and precious metal trading involves a high degree of risk. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Investors should read the relevant investment product or service’s offering documents and terms and conditions (including the risk disclosures therein) in detail before making any investment decision.
- Certificates of Deposit (CDs) are not equivalent to, nor should it be treated as a substitute for, time deposit. They are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.
- Structured notes (capital protected) are 100% capital protection only when it is held to maturity. The amount received by you upon early withdrawal/ termination may be less than the amount initially invested by you. Investment in the structured notes is subject to the credit risk of the Issuer.