New Customers open a new Prestige Banking and deposit HKD100,000, with any part of fund-in being conducted via FPS / Payment Connect, New Customers could earn 1 lucky draw chance of Online Investment Services Lucky Draw9 to win a HK$10,000 Apple Store gift card (20 winners in total) or a Hang Seng God of Wealth Gold Plate (5-gram) (20 winners in total).

Eligible customers who newly join or upgrade to Prestige and meet the specified requirements* can receive 8 units of TraHK10.
- Fulfill the Designated Total Relationship Balance Growth Amount HKD 10,000 or above
- Open a new securities account** under the relevant Prestige account
- Complete consent submission of “Local Securities – Client Consent” by all of the New Securities Accounts holders
Newly open a Family+ account can enjoy an additional 8 units of TraHK10
**All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
Investment involves risks. Terms and Conditions applied to the offer.
- Enjoy preferential interest rate for time deposit(s) in designated tenor and amount of Eligible New Fund Balance11
-
Eligible customer who newly opened/upgraded to
Prestige Banking and set up Eligible Time
Deposit(s)* reaching the specified
accumulative amount can enjoy up to JPY6,000
Cash Reward12:
Accumulated Eligible Time Deposit Amount
(HKD or equivalent )Cash Reward (JPY) 20,000 300 50,000 750 100,000 1,500 200,000 3,000 300,000 4,500 400,000 6,000
FamilyPower Multi-Currency Life Insurance Plan offers:
- Currency Switch Option14, with 8 currencies available for switching.
- Policy Split Option15, with flexibility for splitting into 3 policies.
Relevant Investment Products | Accumulated investment amount (HKD or equivalent) |
Cash reward (for every HKD500,000 accumulated investment amount) |
Investment Funds, Structured Products# and/or secondary market bonds | HKD500,000 to less than HKD3,000,000 | HKD500 |
HKD3,000,000 or above |
HKD600 (maximum: HKD6,000) |
|
Maxilnterest Investment Deposit, Certificate of Deposit Product and/or Capital Protected Investment Deposit | Every HKD500,000 |
HKD400 (maximum: HKD4,000) |
Switch to Hang Seng PayDay+ for payroll service to enjoy a series of special offers, including
- Up to 5% p.a. HKD17 and foreign currency18 savings rates
- $0 brokerage fee on buy trades for Hong Kong ETFs and US stocks19
- Additional cash rebate upon successful application and drawdown for a private residential mortgage loan20
- 5 extra lucky draw chances for Everyday Air Ticket Lucky Draw upon eligible card spending to win round-trip air tickets21
- Unlimited cash reward for Investment Fund transfer-in offer22
- Enjoy the 0% Fund Subscription and Fund Unit Offer upon opening an Investment Fund Account with us23
- Enjoy net 1% fund subscription fee offer for Index Fund subscription24
- Unlimited $0 brokerage trades: for both BUY & SELL trades of HK stocks / A-shares / US stocks conducted through our online trading channels in the first 3 months from the account opening date25
- Receive 2 shares of designated US stock26 after first successful buy or sell trade of US stocks, HK stocks or A-shares through our online trading channels and securities trading hotline
- Both new and existing securities customers will receive a HKD400 cash reward for every HKD300,000 accumulated market value of HK stocks transferred into their securities accounts with us, subject to a maximum reward of HKD6,00025
- Successfully apply for the eCancerPro Insurance Plan with the designated promo code "3UNPC5" to enjoy cancer protection and a 5-month premium waiver in the first year 27
- Successfully apply for the eFamilyPro Life Insurance Plan with the designated promo code "3SGMF9" to enjoy life protection and a 9-month premium waiver in the first year 27
- Successfully apply for Travelsure Protection Plan (Annual Cover) with designated promo code "HASE23" to enjoy up to 30% first-year premium discount and an e-Gift voucher up to HKD400
- Successfully apply for Home Care Plus Home Insurance Plan with designated promo code "H20HC5" to enjoy up to 20% first-year premium discount and a HKD400 e-Gift voucher
- Successfully apply for Studysure Protection Plan with designated promo code "S25AC1" to enjoy up to 25% first-year premium discount and an e-Gift voucher up to HKD550
- CUHK Medical Centre: preferential pricing for designated medical check-up services and eye health examination plans
- PainKiller, Hair Forest and DR REBORN: Selected complimentary personal wellness and beauty services



DFS CIRCLE Diamond Membership.^^
- The shopping voucher will be issued electronically and sent via SMS to the customer's registered mobile number with the bank on the account opening day. The bank is not the supplier of the shopping voucher and therefore assumes no responsibility for any related matters. Any disputes regarding the shopping voucher should be resolved directly between the customer and the relevant supplier/merchant.
- The DFS Circle - Diamond Membership (originally required spending of HKD 150,000). Customers must use the "Redemption SMS" issued by the bank to visit any DFS store in Hong Kong (Tsim Sha Tsui Canton Road store or Causeway Bay store) at the Customer Service Center for redemption on or before 31 December, 2025. Customers need to present up to two receipts from purchases made between 26 September, 2025, and 31 December, 2025, on the same or different days, totaling HKD 10,000 or more. Eligible customers can upgrade to the “DFS CIRCLE Diamond Membership” status. The Diamond Membership is valid for 180 days from the date of successful upgrade.