Travelsure Protection Plan

Your protection checks in before you fly

Successfully apply with the promo code “SPECIAL” to enjoy:

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25% off the Travelsure Protection Plan Single Trip Cover

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Up to HKD150 Klook e-Gift card

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A chance to win business class
return tickets to Tokyo for two

Single Trip Cover
Annual Global Cover
Annual China Cover
Terms and Conditions apply. The general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.

Home Care Plus Home Insurance Plan

Be it typhoon or rainstorm, chill out with multi-faceted
home protection for you and your family. 21

Successfully apply with the promo code “H20HCD3” to enjoy:

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Up to HKD300 e-gift voucher

point

A chance to win business class
return tickets to Tokyo for two

View More
Terms and Conditions apply. The general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.

Personal Accident Insurance Plan

Gear up the protection to play hard! Be well covered on all fronts for medical expenses which may incur in the event of injuries caused by accidents.20

Successfully apply with the promo code “SPECIAL” to enjoy:

point

Up to HKD100 e-gift voucher

point

A chance to win business class
return tickets to Tokyo for two

View More
Terms and Conditions apply. The general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.

Domestic Helper Insurance Plan

Look after your foreign domestic helper

Successfully apply with the promo code “SPECIAL” to enjoy:

point

Up to HKD50 e-gift voucher

point

A chance to win business class
return tickets to Tokyo for two

View More
Terms and Conditions apply. The general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.

Studysure Protection Plan

Multi protection for students going to study abroad

Successfully apply with the promo code “SPECIAL” to enjoy:

point

Up to HKD300 Klook e-Gift card

point

A chance to win business class
return tickets to Tokyo for two

View More
Terms and Conditions apply. The general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.
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Travelsure
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Home Care Plus
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Personal Accident
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Domestic Helper
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Studysure

Latest Promotion

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General Insurance Festive Rewards

Successfully apply for any designated general insurance plan for a chance to win business class return tickets to Tokyo for two22.

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Studysure Protection Plan

Enjoy 25% off first-year premium and up to HKD300 Klook e-Gift card upon successful application

View More
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Home Care Plus Home Insurance Plan

Enjoy 20% first-year premium discount and HKD300 e-Gift voucher upon successful application

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General Insurance Festive Rewards

Successfully apply for any Designated General Insurance Product with the promo code during the Promotion Period to get e-voucher and join our grand lucky draw for a chance to win business class return tickets to Tokyo for two22

Apply for our insurance to enjoy protection, earn e-voucher plus a chance to fly to Tokyo in style!


Designated General Insurance Plan

Multidimensional Plans

Apply Online Now
Apply Online Now:
Hang Seng Bank Website > Insurance & MPF > Travel > Travelsure Protection Plan
Apply Online Now

Apply Online Now:
Hang Seng Bank Website > Insurance & MPF > Travel & Overseas Study > Travelsure Protection Plan

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Your protection checks in before you fly

Travelsure Protection Plan

Single Trip Cover
Annual Global Cover
Annual China Cover

Plan Features

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Medical and Personal Accident coverage2

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Coverage for Personal Property3 and Mobile Phone4

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Coverage for Trip Cancellation5

Promotion Offer

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Enjoy 25% premium discount upon successful application

View More
Apply Online Now Apply Online Now

Apply Online Now:
Hang Seng Bank Website > Insurance & MPF > Accident & Household > Home Care Plus Home Insurance Plan

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Home Care Plus: Be it typhoon or rainstorm, chill out and enjoy life everyday.

Home Care Plus Home Insurance Plan

Plan Features

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Home Contents Cover12

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Personal Effects and Valuables Outside Premises13

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Hang Seng Credit Card Specific Fraudulent Usage Protection14

Promotion Offer

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Enjoy 20% first-year premium discount

point

Enjoy HKD300 e-gift voucher

View More
Apply Online Now Apply Online Now

Apply Online Now:
Hang Seng Bank Website > Insurance & MPF > Accident & Household > Personal Accident Insurance Plan

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Personal Accident: Gear up the protection to play hard!

Personal Accident Insurance Plan

Plan Features

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Accidental Medical Benefits and Chinese Bone-setting Coverage15

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Double Indemnity in Public Transport Carrier or Private Car16

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30% No Claim Premium Refund17

Promotion Offer

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Enjoy up to 15% first-year premium discount upon successful application1

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Apply Online Now Apply Online Now

Apply Online Now:
Hang Seng Bank Website > Insurance & MPF > Accident & Household > Domestic Helper Insurance Plan

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Domestic Helper: Look after your foreign domestic helper

Domestic Helper Insurance Plan

Plan Features

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Employer's liability18

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Infidelity benefits19

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Temporary helper allowance19

Promotion Offer

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Enjoy 15% first-year premium discount upon successful application!

View More
Apply online now Apply online now

Apply online now:
Hang Seng Website > Insurance & MPF > Travel & Overseas Study > Studysure Protection Plan

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Multi protection for students going to study abroad

Studysure Protection Plan

Plan features

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Medical and Personal Accident Coverage24

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Extended Personal Accident Coverage (whilst travelling on a Public Conveyance or staying in a premises of an Overseas Studying Institution)

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Personal Property25 Coverage (including laptops26 and mobile phones)

Application offers

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25% off first-year premium1

point

Up to HKD300 Klook e-Gift card

View More
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Your need for insurance will change as your life progresses,
along with your desire to earn returns with ease and reach your goal.

Hang Seng Life Insurance Plan helps you work out your targets!

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Enquiry Service

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(852) 2998 9888

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Remarks:

  1. Applicable to premium paid with yearly payment mode.
  2. The maximum claim for Medical Expenses Coverage is HKD600,000 (Single Trip Cover – Basic Plan – Mainland China and Macau) or HKD1,000,000 (Single Trip Cover – Standard Plan – Asia and worldwide). The maximum claim for Personal Accident Coverage is HKD600,000 (Single Trip Cover – Basic Plan – Mainland China and Macau) or HKD1,000,000 (Single Trip Cover – Standard Plan – Asia and worldwide).
  3. The maximum claim for personal property per insured person is HKD3,000 (Single Trip Cover – Basic Plan – Mainland China and Macau) or HKD15,000 (Single Trip Cover – Standard Plan – Asia and worldwide).
  4. An excess of 20% will be deducted for each and every successful claim for Mobile Phone. The maximum claim for each Mobile Phone is HKD1,500 (Single Trip Cover – Basic Plan – Mainland China and Macau) or HKD3,000 (Single Trip Cover – Standard Plan – Asia and worldwide).
  5. The maximum claim for Trip Cancellation Coverage is HKD5,000 (Single Trip Cover – Basic Plan – Mainland China and Macau) or HKD30,000 (Single Trip Cover – Standard Plan – Asia and worldwide). Please refer to the Policy Wording for the detailed coverage and general exclusions.
  6. The maximum claim for Medical Expenses Coverage is HKD1,0000,000 (Annual Global Cover). The maximum claim for Personal Accident Coverage is HKD1,0000,000 (Annual Global Cover). Please refer to the Policy Wording for the detailed coverage and general exclusions.
  7. The maximum claim for personal property per insured person is HKD15,000 (Annual Global Cover). An excess of 20% will be deducted for each and every successful claim for Mobile Phone. The maximum claim for each Mobile Phone is HKD5,000 (Annual Global Cover).
  8. This coverage is only applicable to Travelsure Protection Plan (Annual Global Cover). During the Period of Insurance when the Insured Person is on a journey, in the event of loss or damage to the Rental Vehicle caused by an Accident whilst the Rental Vehicle is under the control of the Insured Person during the rental period, Chubb will reimburse the respective excess or deductible of a comprehensive motor insurance which the Insured Person becomes legally liable to pay, up to HKD5,000 coverage. Please refer to the Policy Wording for the detailed coverage and general exclusions.
  9. The maximum claim for Medical Expenses Coverage is HKD600,000 (Annual China Cover – Standard Plan). The maximum claim for Personal Accident coverage is HKD600,000 (Annual China Cover – Standard Plan).
  10. The Insured should check the hospital list and call the Chubb 24-Hour Emergency Hotline at (852) 3723 3030 for assistance. Chubb Assistance China Emergency Card and Travel document are needed to present to the appointed hospital in China. Please keep all hospital receipts and pass them onto Chubb Insurance Hong Kong Limited for claims handling within 30 days after you are discharged. All information provided on the hospital list is subject to change without prior notice. Please contact the 24-hour Chubb Emergency Hotline for assistance.
  11. The maximum claim for personal property per insured person is HKD3,000 (Annual China Cover). An excess of 20% will be deducted for each and every successful claim for Mobile Phone. The maximum claim for each Mobile Phone is HKD1,500 (Annual China Cover).
  12. Up to HKD1 million Contents Cover is only applicable to premium plan. Contents are furniture, lightings, other collectibles, valuables and renovations or domestic structural improvements installed by the Insured Person that are not otherwise insured by the management corporation or another insurance policy. Please refer to the Home Care Plus Home Insurance Plan Policy Wording for the detailed coverage and general exclusions.
  13. Chubb will pay the Insured Person for physical accidental loss or damage to your contents while stored away from Insured Person’s premises at work situation or any situation owned, occupied or rented by Insured Person (including storage facility) within Hong Kong arising out of:
    1. fire, lightning, explosion, earthquake, Riot and Civil Commotion;
    2. Storm, Flood, malicious acts or vandalism, escape of water or oil or collision where the Household contents are situated in the Building at the time of loss or damage;
    3. theft or burglary from any Building provided that force is shown to be used to enter the Building;
    4. robbery or theft while the Contents are being carried or worn.
    Excess is HKD500. The maximum amount pay for any one (1) event of Sum Insured is specified in the Policy Schedule. Excess as stated in the Policy Schedule is applicable for each and every claim made.
  14. For the financial loss from an unauthorized transaction made using the Insured Person’s Credit Card information without his/her consent where the Credit Card is still in the Insured Person’s possession, Chubb will reimburse Insured Person for the unauthorized transaction, for which Insured Person is responsible in the two (2) months prior to Insured Person’s first reporting the incident to the issuers. Please refer to the Home Care Plus Home Insurance Plan Policy Wording for the detailed coverage and general exclusions.
  15. If the Insured Person suffers an Accidental Death or Permanent Disablement (not applicable to disablement less than 100%), while the Insured Person is travelling as a passenger in a Public Common Carrier or private car, the amount shown in the Policy Schedule at the time of the Accident for the Accidental Death and Permanent Disablement Benefit will be doubled. Please refer to the Policy Wording for the detailed coverage and general exclusions.
  16. Receipts and Doctor’s certificate or documents are required to be submitted. The maximum claim for Accidental Medical Benefits per policy year is HKD10,000 (Personal Accident Insurance Plan – Plan A) or HKD20,000 (Personal Accident Insurance Plan – Plan B).
  17. In the event no claims are made, or any incidents that may lead to a claim occurring, under this Policy for a period of five (5) consecutive Policy Years from the Commencement Date, thirty percent (30%) of the premium received during this period by Chubb will be refunded to You without interest. If a claim is made within the five (5) year period, the eligibility period for a No Claim Premium Refund will re-start at the next Anniversary Date after the end of the five (5) year period. If a No Claim Premium Refund is paid to You, a new five (5) year eligibility period will begin. Please refer to the Policy Wording for the detailed coverage and general exclusions.
  18. Please refer to the Plan Policy for the Personal Accident Insurance Plan for exact terms, conditions and details of the exclusions.
  19. Only applicable to Domestic Helper Insurance Plan Comprehensive Plan.
  20. The above Personal Accident Insurance Plan is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”). No payment will be made under the Policy for death, injury or medical and surgical expense directly or indirectly caused by, resulting from or in connection with any sports in a professional capacity or Dangerous and Hazardous Sports. Please refer to the Policy Wording for the detailed coverage and general exclusions.
  21. Terms and Conditions apply. Please refer to the Home Care Plus Home Insurance Plan Policy Wording for product features, exact terms, conditions, details of the exclusions and product risk.
  22. Terms and conditions apply to this promotion offer. The promotion period is from 1 October to 31 December 2024. Please click hereclick here for details of the terms and conditions for the General Insurance Festive Rewards.
  23. Terms and Conditions apply to promotion offer. Offer promotion period is from 1 June 2024 to 31 December 2024. For the Terms and Conditions for Travelsure Protection Plan 2x / 10x +FUN Dollars Reward, please click hereclick here.
  24. The maximum coverage for Medical Expenses is HKD1,000,000, which is only applicable to the Supreme Plan. The Maximum coverage for Personal Accidents is HKD1,000,000.
  25. The maximum coverage for Personal Property is HKD10,000 per Insured Person, subject to a maximum claim of HKD2,000 per item.
  26. The maximum claim per laptop is HKD8,000

To borrow or not to borrow? Borrow only if you can repay!


The above general insurance plan ("this Plan") is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”) which is authorised and regulated in Hong Kong SAR by the Insurance Authority. Chubb reserves the right of final approval of the policy issuance. Hang Seng Bank Limited ("Hang Seng Bank") is registered as an insurance agency by the Insurance Authority (License No.: FA3168) and authorised by Chubb for distribution of this Plan. This Plan is a product of Chubb and not Hang Seng Bank. Upon application to this Plan, insurance premium will be payable to Chubb, and Chubb will provide Hang Seng Bank with commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.


In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the insurance product, underwriting, claims and policy service should be resolved directly between Chubb and the customer.


Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided in this document is a brief summary for quick and easy reference only.



Terms and Conditions apply to the promotion offer and the above insurance plans.