2024 Results
in Brief
For the Year
Profit attributable to shareholders
18,379 HK$m
2023 17,848 HK$m
Profit before tax
21,014 HK$m
2023 20,105 HK$m
Operating profit
21,558 HK$m
2023 19,946 HK$m
Net operating income before change in expected credit losses and other credit impairment charges
41,537 HK$m
2023 40,822 HK$m
Return on average ordinary shareholders’ equity
11.3%
2023 11.3%
Cost efficiency ratio
36.6%
2023 35.8%
Earnings per share
9.33 HK$
2023 8.97 HK$
Dividends per share
6.80 HK$
2023 6.50 HK$
At Year-end (at 31 December)
Shareholders’ equity
169,522 HK$m
2023 168,131 HK$m
Total assets
1,795,196 HK$m
2023 1,692,094 HK$m
Capital ratios
Common Equity Tier 1 ('CET1') Capital Ratio
17.7%
2023 18.1%
Tier 1 Capital Ratio
19.4%
2023 19.9%
Total Capital Ratio
20.8%
2023 21.4%
Liquidity ratios
Liquidity Coverage Ratio
301.0%
2023 260.7%
Net Stable Funding Ratio
181.0%
2023 168.4%