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Remarks:
1.Customers need to download Hang Seng Mobile App to use Global Money+ for overseas transfer. Global Money+ is only applicable to Hang Seng Prestige Private, Prestige Banking, Preferred Banking, Integrated Account, Family+ Account or Savings/Current Deposit Account.
2.For the charge for making an overseas transfer via Personal e-Banking, please check Bank Tariff Guide for Hang Seng Wealth and Personal Banking Customers.
3.The eligible countries or regions and local currency will be updated from time to time. For the designated countries or regions and the detail of Global Money+, please visit Hang Seng Bank Website and choose "Banking" > "Transfer & Payment Services" > "Overseas Transfer".
4.Other transfer including the transfer to other applicable countries or regions, and transfer to 50+ designated countries or regions in non local currency. Learn more the charge details via Bank Tariff Guide for Hang Seng Wealth and Personal Banking Customers.
5.The HKD equivalent charge is calculated based on the exchange rate as determined by the Bank. The transfer charge will be deducted from the applicant’s debit account in debit account’s currency.
 
RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
 
Foreign Currency Risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts the deposits from foreign currency to another currency.

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